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Obamacare Limits How Much Seniors Can Spend.......
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Mar 12, 2014 00:27:49   #
bmac32 Loc: West Florida
 
If you care to read the whole thing.

http://www.nrlc.org/uploads/communications/healthcarereport2014.pdf


bmac32 wrote:
The Robert Powell Center for Medical Ethics at the National Right to Life released a report on Thursday that warns that the Affordable Care Act (Obamacare) will not allow consumers to spend what they choose on their own health care, including access to life-saving treatments.

As the March 31, 2014 deadline approaches for open enrollment in the insurance exchanges established by Obamacare, the report, “The Affordable Care Act and Health Care Access in the United States” analyzed four key policy areas of Obamacare and concluded that Obamacare would drastically limit access to life-saving medical treatment under the law.

The four areas the center examined includes the “excess benefit” tax coming into effect in 2018, the current exclusion of adequate health Insurance plans from the exchanges, present limits on senior citizens’ ability to use their own money for health insurance, and federal limits on the care doctors give their patients to be implemented as soon as 2016.

Those four policy areas that were examined are:

“Obamacare imposes a 40% excise tax on employer-paid health insurance premiums above a governmental imposed limit that does not keep up with medical inflation. Consequently, insurance companies will be forced to impose increasingly severe restraints on policy-holders’ access to medical diagnosis and treatment—limits that will make it harder to get often-expensive treatments essential to combating life-threatening illnesses.”

“Under Obamacare, consumers using the exchanges may only choose plans offered by insurers who do not allow their customers to spend what government bureaucrats deem an “excessive or unjustified” amount for their health insurance – regardless of whether the insurers offer such plans inside or outside of the exchanges established by the law.”

“Most senior citizens know that the law will significantly cut government funding for Medicare. However, they may not be aware of the law’s provision allowing Washington bureaucrats to prevent them from making up the Medicare shortfall with their own funds by limiting their right to spend their own money to obtain insurance less likely to limit treatments that could save their lives.”

“The “Independent Payment Advisory Board” is directed to recommend measures to limit spending on health care to a growth rate below medical inflation – not just for Medicare, but also for all private, nongovernmental health care spending. The federal Department of Health & Human Services (HHS) is then authorized to implement these measures by placing limits on the treatments providers may give their patients by requiring them to abide by so-called “quality and efficiency standards” imposed by HHS.”

Carol Tobias, president of National Right to Life said, “For pro-life Americans concerned about the impact on innocent human life… both born and unborn; the policies of Obamacare couldn’t be worse.”

“Americans are just as concerned with the law’s impact on our ability to access life-saving medical treatment for ourselves, our family members, and our loved ones as with Obamacare’s funding of a******ns. Obamacare is bad medicine for America.”

In the report, it part it said, “Essentially, doctors, hospitals, and other health care providers can be told by Washington just what diagnostic tests and medical care are considered to meet “quality and efficiency” standards. These standards will be enforced not just for health care paid for by federally funded programs like Medicare, but also for health care paid for by private citizens and by the health insurance they or their employers purchase.”

In 2009, former Governor of Alaska and former 2008 Republican candidate for Vice-President, Sarah Palin spoke about the death panels in her notes on her Facebook.

In her post, Palin said, “The Democrats promise that a government health care system will reduce the cost of health care, but as the economist Thomas Sowell has pointed out, government health care will not reduce the cost; it will simply refuse to pay the cost. And who will suffer the most when they ration care? The sick, the elderly, and the disabled, of course. The America I know and love is not one in which my parents or my baby with Down Syndrome will have to stand in front of Obama’s “death panel” so his bureaucrats can decide, based on a subjective judgment of their “level of productivity in society,” whether they are worthy of health care. Such a system is downright evil.”

“Health care by definition involves life and death decisions. Human rights and human dignity must be at the center of any health care discussion.”

In addition, in July 2013, the Paulding County Republican Examiner reported that former Democratic p**********l candidate and Democratic Party National Chairman, Howard Dean essentially admitted that Republicans and Sarah Palin were right concerning Obamacare death panels.

The concern by the Robert Powell Center for Medical Ethics points to those that are sick or have pre-existing conditions may end up dying due to Obamcare.

“Obamacare authorizes Washington bureaucrats to create one uniform, national standard of care that is designed to limit what private citizens are allowed to spend to save their own lives,” Burke Balch, J.D., director of the Robert Powell Center for Medical Ethics said. “We are convinced most Americans do not believe that the government should limit the right of Americans to use their own money for health care necessary to save their lives.”

“Yet, that is exactly what Obamacare does.”
The Robert Powell Center for Medical Ethics at the... (show quote)

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Mar 12, 2014 00:34:38   #
UncleJesse Loc: Hazzard Co, GA
 
Obeying the law and taking personal responsibility to have a health care plan used to be a conservative value.

Conservatism hasn't changed, has it? You were referring to something O/bermann said, right?

I can't believe conservatives would be encouraging gaming the system and avoiding personal responsibility.
Quote:
bmac32 wrote:
No it did not get started on FOX but the leftwing web site will have to believe that, and you bought it, shame on you!... Sen. John Ensign (R-Nev.) received a handwritten note Thursday from Joint Committee on Taxation Chief of Staff Tom Barthold confirming the penalty for failing to pay the up to $1,900 fee for not buying health insurance...Violators could be charged with a misdemeanor and could face up to a year in jail or a $25,000 penalty...If Fox News personalities are to blame for suggesting jail time for Obamacare evaders, so is Keith Olbermann. He said on December 16:
We must not buy federally-mandated insurance.
I hereby pledge that I will not buy this perversion of health-care reform. Pass this at your peril, senators. And sign it at yours, Mr. President. I will not buy this insurance. Brand me a law-breaker if you choose. Fine me if you will. Jail me if you must. So what actually happens to you if you don't buy insurance? The government says you have to pay a fee of $695 or 2.5% of adjusted gross income. And if you don't pay the fee? According to the Congressional Research Service, the only way the government can collect the funds is by withholding future tax rebates.
Taxpayers who are required to pay a penalty but fail to do so will receive a notice from Internal Revenue Service (IRS) that they owe the penalty. If they still do not pay the penalty, the IRS can attempt to collect the funds by reducing the amount of their tax refund in the future. However, individuals who fail to pay the penalty will not be subject to any criminal prosecution or penalty for such failure. The Secretary can not file notice of lien or levy on any property for a taxpayer who does not pay the penalty.
As long as you make sure too much money isn't withheld from your paycheck, you won't have to pay a dime if you go without health insurance. And then, if you get sick, insurance companies are prohibited from denying you insurance coverage. In other words, the individual mandate is completely unworkable. Get ready for the insurance spiral of death -- if Republicans don't repeal Obamacare in time.
b bmac32 wrote: /b br No it did not get started ... (show quote)

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Mar 12, 2014 01:06:09   #
UncleJesse Loc: Hazzard Co, GA
 
It's hard to say.
There are taxpayer savings from them dying early.
On the other hand, all those empty homes on the market will bust the construction/real estate industry.

The Dutchman wrote:
"Is Obamacare placing limits on seniors that may place many on them in danger of dying early. Does death panels ring a bell?"

And yes I copied the article, cleaned all the advertising out of it , then pasted it in here, So if this upsets the crybabies in here that don’t like it, and or don’t know how to do it, and have created a rule against doing so, I provided the URL to the site below.
- - - - - - - - - - -
Obamacare Limits How Much Seniors Can Spend Of Their Own Money on Healthcare Insurance
Posted By Dave Jolly on Mar 10, 2014 | 50 Comments seniors obamacare

We’ve been hearing about one negative aspect of Obamacare after another. Two years ago I reported on some 20 different taxes that were being imposed by Obamacare. From increases in taxes on dividends and medical devices, to increasing the medical deductions that you subtract from your itemized federal income tax from 7.5% to 10%.

According to a recent report from the Robert Powell Center for Medical Ethics at the Nation Right to Life Committee, Obamacare is also imposing a 40% excise tax:

“Obamacare imposes a 40% excise tax on employer-paid health insurance premiums above a governmentally imposed limit that does not keep up with medical inflation. Consequently, insurance companies will be forced to impose increasingly severe restraints on policy-holders’ access to medical diagnosis and treatment—limits that will make it harder to get often-expensive treatments essential to combatting life-threatening illnesses.”

The same report also stated that the Independent Payment Advisory Board has been instructed to set limits to the spending on healthcare to a growth rate below the medical inflation rate. These spending limits will then be used to set limits on what treatments that patients can receive from their providers. This is what they call the quality and efficiency standards that will be imposed by the Department of Health and Human Services.

Additionally, people using the exchanges to get their plans are not allowed to spend what the government considers excessive or unjustified amounts for their health plans. It doesn’t matter if the insurers offer the same plans within or outside the exchanges.

Lastly, the report revealed that Obamacare is placing limits on seniors that may place many on them in danger of dying early. The report stated:

“Most senior citizens know that the law will significantly cut government funding for Medicare, but they may not be aware of the law’s provision allowing Washington bureaucrats to prevent them from making up the Medicare shortfall with their own funds by limiting their right to spend their own money to obtain insurance less likely to limit treatments that could save their lives.”

In other words, if Medicare does not cover their chronic or severe illness or condition, Obamacare’s limitation could prevent them from spending their own money to purchase a quality health plan that will cover their needs. If they can’t get the coverage they need within the spending limits, then they have to face life without the necessary treatment and most likely either a miserable life or an earlier than necessary death.

I find it very dictatorial to limit citizens on how much they want to spend on their own healthcare above and beyond what the government insurance gives them. What business is it of theirs how much extra we spend on ourselves? I have no idea what their justification is for this limitation other than insuring that many seniors may die sooner without the needed coverage for treatment, thus getting them off the government dole sooner. The government doesn’t want older people living any longer than necessary so that they won’t be a drain on the system.

This is just further evidence of the socialistic government that Obama has been establishing; one where people are limited to how much they can spend of their own money on their own health. It’s only time before they start controlling other aspects of our private lives and private finances.

http://lastresistance.com/5004/obamacare-limits-much-seniors-can-spend-money-healthcare-insurance/
"Is Obamacare placing limits on seniors that ... (show quote)

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Mar 12, 2014 10:06:54   #
bmac32 Loc: West Florida
 
I don't call paying for someone else's bill a conservative thing but more a right or wrong thing. Now when someone (the Congress) takes things from me, makes deals for a few and screws with my health care that's Obama's red line that he talks about. I've had health insurance since 1979, either on my own or through my employment.


UncleJesse wrote:
Obeying the law and taking personal responsibility to have a health care plan used to be a conservative value.

Conservatism hasn't changed, has it? You were referring to something O/bermann said, right?

I can't believe conservatives would be encouraging gaming the system and avoiding personal responsibility.

Reply
Mar 14, 2014 15:58:23   #
UncleJesse Loc: Hazzard Co, GA
 
bmac32 wrote:
I don't call paying for someone else's bill a conservative thing but more a right or wrong thing. Now when someone (the Congress) takes things from me, makes deals for a few and screws with my health care that's Obama's red line that he talks about. I've had health insurance since 1979, either on my own or through my employment.


If you're sick you got a better deal and heart your Obamacare but if you have insurance as a responsible conservative who is in good health you h8ur Obamacare.

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Mar 14, 2014 16:10:06   #
The Dutchman
 
UncleJesse wrote:
If you're sick you got a better deal and heart your Obamacare but if you have insurance as a responsible conservative who is in good health you h8ur Obamacare.


Want to try this again?

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Mar 14, 2014 22:01:38   #
UncleJesse Loc: Hazzard Co, GA
 
If you had a pre-existing condition you paid more for insurance before obamacare and now you love your obamacare for saving money but if you are a healthy person and didn't need insurance but were a responsible person who purchased it, you h**e your obamacare because your premium is higher.

The Dutchman wrote:
Want to try this again?

Reply
 
 
Mar 15, 2014 08:05:46   #
bmac32 Loc: West Florida
 
Not sure I follow but if your saying a better deal through ObamaCare what do you base that on? Having had medical problems in the past not sure what you mean by better deal.


UncleJesse wrote:
If you're sick you got a better deal and heart your Obamacare but if you have insurance as a responsible conservative who is in good health you h8ur Obamacare.

Reply
Mar 15, 2014 12:46:23   #
UncleJesse Loc: Hazzard Co, GA
 
There was a sick fee before obamacare. Those with a pre-existing condition paid a higher premium but now they must be charged the same.

bmac32 wrote:
Not sure I follow but if your saying a better deal through ObamaCare what do you base that on? Having had medical problems in the past not sure what you mean by better deal.

Reply
Mar 15, 2014 13:09:25   #
bmac32 Loc: West Florida
 
OK you buy a boat, 26 footer so does that mean someone who needs a 12 footer pays the same price? It's called needs/wants and not one size fits all.


UncleJesse wrote:
There was a sick fee before obamacare. Those with a pre-existing condition paid a higher premium but now they must be charged the same.

Reply
Mar 15, 2014 15:12:47   #
UncleJesse Loc: Hazzard Co, GA
 
I know what you're trying to say with the boat analogy and folks don't use a boat to pay for health care. No one was able to afford the 26 footer so they sell the possessions and qualify to take the Medicaid Ferry.

bmac32 wrote:
OK you buy a boat, 26 footer so does that mean someone who needs a 12 footer pays the same price? It's called needs/wants and not one size fits all.

Reply
 
 
Mar 15, 2014 15:46:37   #
bmac32 Loc: West Florida
 
Nope not boats but cash or insurance. OH no, no insurance, what were they thinking, not me?


UncleJesse wrote:
I know what you're trying to say with the boat analogy and folks don't use a boat to pay for health care. No one was able to afford the 26 footer so they sell the possessions and qualify to take the Medicaid Ferry.

Reply
Mar 15, 2014 16:12:59   #
The Dutchman
 
UncleJesse wrote:
If you had a pre-existing condition you paid more for insurance before obamacare and now you love your obamacare for saving money but if you are a healthy person and didn't need insurance but were a responsible person who purchased it, you h**e your obamacare because your premium is higher.


So the whole thing reverts to the liberal socialist belief that regardless of ones efforts everyone should receive everything equally and the government should be in control of the collection and distribution of everything Eh?

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Mar 15, 2014 21:25:24   #
UncleJesse Loc: Hazzard Co, GA
 
Not quite but that is definitely the way the conservative have chose to fight it.

They could've chosen to lead the reform with the conservative value of personal responsibility where everyone is required to buy it like Mitt did there in MA.

The ACA was basically stolen from conservatives and then liberals put their name on it and expanded Medicaid but it was a conservative idea to increase the number of clients to insurers as a way to decrease the expenses. The liberals are like you said, wanted a government take over of the health industry up to 2009 but they ended up with a switcheroo with the ACA not being a government take over because they finally realized it wouldn't work whereas Mitt's idea did.


The Dutchman wrote:
So the whole thing reverts to the liberal socialist belief that regardless of ones efforts everyone should receive everything equally and the government should be in control of the collection and distribution of everything Eh?

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