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I Have a Serious Question about the Affordable Care Act
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Jan 14, 2017 08:07:45   #
Quakerwidow Loc: Chestertown, MD
 
working class stiff wrote:
That's one of those heads I win tails you lose issues. I also don't have answers just questions , so let me turn it around somewhat:

If markets are the most efficient distributor of resources (in this case, health care), why does the American public periodically turn to the government for assistance with markets that don't work for them?
Health care is an issue that the American public has repeatedly turned toward the government for help.

Clearly there is something about health care issues that markets don't handle well. Unless one accepts that only those who can afford it deserve health care, the market isn't much help. Basic health care for all may not be a 'right', but it's a pretty good idea in a civilized society, part of the social contract.
That's one of those heads I win tails you lose iss... (show quote)

Thank you.

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Jan 14, 2017 08:11:16   #
Quakerwidow Loc: Chestertown, MD
 
working class stiff wrote:
Not so...you have it exactly backwards.

"U.S. hospital administrative costs rose from 23.5 percent of total hospital costs ($97.8 billion) in 2000 to 25.3 percent ($215.4 billion) in 2011. During that period, the hospital administration share of national gross domestic product (GDP) rose from 0.98 percent to 1.43 percent"

"Administrative costs accounted for 25 percent of hospital spending in the United States, more than twice the proportion seen in Canada and Scotland, which spent the least on administration. Administrative costs were notably higher in the Netherlands (20%) than in other European nation."

"In countries where hospitals receive global, lump-sum budgets, garnering operating funds requires little administrative work. Per-patient billing, on the other hand, requires additional clerical and management staff and special information technology systems. In countries where there are multiple payers, as in the United States, billing is even more complex, since each hospital must negotiate payment rates separately with each payer and conform with a variety of requirements and billing procedures. Also factoring into administrative costs is how hospitals obtain their capital funds. The combination of direct government capital grants and separate global operating budgets—the approach taken in Canada and Scotland—was associated with the lowest administrative costs."

http://www.commonwealthfund.org/publications/in-the-literature/2014/sep/hospital-administrative-costs



Results

"In 1999, health administration costs totaled at least $294.3 billion in the United States, or $1,059 per capita, as compared with $307 per capita in Canada. After exclusions, administration accounted for 31.0 percent of health care expenditures in the United States and 16.7 percent of health care expenditures in Canada. Canada's national health insurance program had overhead of 1.3 percent; the overhead among Canada's private insurers was higher than that in the United States (13.2 percent vs. 11.7 percent). Providers' administrative costs were far lower in Canada.

Between 1969 and 1999, the share of the U.S. health care labor force accounted for by administrative workers grew from 18.2 percent to 27.3 percent. In Canada, it grew from 16.0 percent in 1971 to 19.1 percent in 1996. (Both nations' figures exclude insurance-industry personnel.)

Full Text of Results...
Conclusions

The gap between U.S. and Canadian spending on health care administration has grown to $752 per capita. A large sum might be saved in the United States if administrative costs could be trimmed by implementing a Canadian-style health care system."

http://www.nejm.org/doi/full/10.1056/NEJMsa022033

I used the NEJM article because it is pre- ACA, just in case some think it's relevant.
Not so...you have it exactly backwards. br br &qu... (show quote)


Thank you.

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Jan 14, 2017 08:17:03   #
Quakerwidow Loc: Chestertown, MD
 
working class stiff wrote:
Archie (I think we're familiar enough for 1st names...I can be stiff if you like)

It's not that I'm arguing the ACA is good, or even defensible, though I think it is. There are serious questions about American health care policy and it seems that every so often the issue bubbles to the top of the political ladder because of some issues the public is not happy about. There are certain things we can check on. For example, the assertion that government cannot efficiently administer a health program. Studies show that assertion is not accurate. It could be true that the American system of governance doesn't lend itself to efficiency (those built in checks and balances, 1000 yesses needed to get anything done, one no to kill that anything).

I know next to nothing about medicare and medicaid, who qualifies, under what terms.

As to the transfer of wealth and resources....at some point the American people must have agreed to it, under the umbrella of general welfare. Whether the government has the right to tax and for what purposes is a much larger discussion, of which the ACA would be just a part. Now, in general, I agree that folks should take care of themselves and that government assistance can have strings attached....working for welfare, e.g. I certainly don't want to subsidize anyone's free ride. But I also don't want to subsidize a system that generates double the administrative costs so that pencil pushers get to sleep at their desks.

I understand you feel the same...no free ride. We just have to figure a way to do that, and have a working health care system.
Archie (I think we're familiar enough for 1st name... (show quote)

Thank you.

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Jan 14, 2017 08:23:40   #
Quakerwidow Loc: Chestertown, MD
 
archie bunker wrote:
I think you're right WCS. This is something that won't go away. I just don't know if the government can fix it. Too many fingers in the pie. You may be right about administrative costs eating our asses on this. There has to be a way to streamline it, and cut that down. I don't have the answer. But I damn sure don't trust the federal government with it!


The answer is single payer, which is why most other countries have it.

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Jan 14, 2017 08:33:51   #
Holdenbeach4u Loc: Holden Beach , NC
 
The ACA is the worse piece of crap ever passed by the US Congress. The US Congress has the best plan in the USA. The idiot who put in a clause of 29.5 hrs worked should go to the Federal Pen. This ACA is a full time job killer . The rates have increase big time in 2017 in nearly 31 states where people cannot afford it any more ! Trump will repelled maybe in the 100 days or later ! The Federal Government need get out of the health all together !

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Jan 14, 2017 08:48:36   #
son of witless
 
straightUp wrote:
And that's why we have the ACA instead of a single-payer system. With the ACA you get to chose a size of your liking.

People - get your heads out of your asses.... The ACA is NOT socialized medicine! For crying out loud... if you can't figure THAT out I don't know how you managed to turn your computer on.


Of course IT IS socialized medicine. It mandates coverages that people do not want, it raises costs, and it is failing. 16 of 23 co ops that are state chartered have gone bankrupt. Is that the definition of Socialized Medicine? UHHH yea, pretty much ! ! ! ! ! !

I do not recall insulting you. Why is it that you Liberals are incapable of civil speech? You can disagree with out being disagreeable.

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Jan 14, 2017 08:59:06   #
peter11937 Loc: NYS
 
son of witless wrote:
Of course IT IS socialized medicine. It mandates coverages that people do not want, it raises costs, and it is failing. 16 of 23 co ops that are state chartered have gone bankrupt. Is that the definition of Socialized Medicine? UHHH yea, pretty much ! ! ! ! ! !

I do not recall insulting you. Why is it that you Liberals are incapable of civil speech? You can disagree with out being disagreeable.


No they cannot. From top to bottom it is demonize and/or insult.

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Jan 14, 2017 09:08:10   #
son of witless
 
peter11937 wrote:
No they cannot. From top to bottom it is demonize and/or insult.


I can trade barbs with the best of them. I have worked in smoke stack industry where rough speech is the norm. I can also be polite to those who are polite to me. Mr. Straightup seems to be begging to be treated badly.

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Jan 14, 2017 10:20:02   #
archie bunker Loc: Texas
 
Quakerwidow wrote:
The answer is single payer, which is why most other countries have it.


That's also why people who can afford to go to other countries for care.

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Jan 14, 2017 10:47:12   #
Randy131 Loc: Florida
 
Most countries having single payer is a great exageration, but those who do have it, and the means to do as they want, have always come to the USA for their medical attention, because what their country provides is inferior medical care with long waits, and those that come to the USA for their medical care get superior medical care almost immediately, and they especially includes the rulers of those countries.

The Canadians, and those in the UK, especially come to the USA, or Malaysia, anywhere there is a free market medical system, whose competition makes the medical care superior to whatever the socialized medicine has to offer.

People in the USA can get medical care almost immediately, while those in Canada and the UK have to wait on average 9 months, to get the operations they need, and many die before their schedule operation time arrives.

The way Obama has handled the VA, it shows a prime example of how government runs medial care, as so many of our vets have died waiting for medical care.

So you better hope and pray we don't get what you want us to have, because then, it may be one of your loved ones that dies waiting for medical care.



Quakerwidow wrote:
The answer is single payer, which is why most other countries have it.

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Jan 14, 2017 10:59:41   #
Quakerwidow Loc: Chestertown, MD
 
Randy131 wrote:
Most countries having single payer is a great exageration, but those who do have it, and the means to do as they want, have always come to the USA for their medical attention, because what their country provides is inferior medical care with long waits, and those that come to the USA for their medical care get superior medical care almost immediately, and they especially includes the rulers of those countries.

The Canadians, and those in the UK, especially come to the USA, or Malaysia, anywhere there is a free market medical system, whose competition makes the medical care superior to whatever the socialized medicine has to offer.

People in the USA can get medical care almost immediately, while those in Canada and the UK have to wait on average 9 months, to get the operations they need, and many die before their schedule operation time arrives.

The way Obama has handled the VA, it shows a prime example of how government runs medial care, as so many of our vets have died waiting for medical care.

So you better hope and pray we don't get what you want us to have, because then, it may be one of your loved ones that dies waiting for medical care.
Most countries having single payer is a great exag... (show quote)


The operative words in your statement are "the means to do what they want." We have an EXCELLENT system for the wealthy, not such a great "system" for the rest of us.

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Jan 14, 2017 11:03:38   #
archie bunker Loc: Texas
 
Quakerwidow wrote:
The operative words in your statement are "the means to do what they want." We have an EXCELLENT system for the wealthy, not such a great "system" for the rest of us.


I can't disagree, but is the federal government the answer? They don't do anything well in my opinion.

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Jan 14, 2017 11:20:42   #
America Only Loc: From the right hand of God
 
archie bunker wrote:
I can't disagree, but is the federal government the answer? They don't do anything well in my opinion.


Wait! The Government does one thing really good.... SCREW THINGS UP!

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Jan 14, 2017 11:32:37   #
straightUp Loc: California
 
Michaeljames wrote:
Exactly right! Just repeal. And maybe fix the medical industry, seems to be complete mess.

And maybe fix the medical industry? You're an idiot.

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Jan 14, 2017 11:46:45   #
roosterbill
 
My thoughts are it took many years to become broke and will not nor cannot be fixed overnight. I believe it has to be fixed in conjunction with immigration. While I am not familiar with all of statistics quoted throughout this topic this is how I would start.
I would require by executive order that unless you had a record either in this country or your home country of certain
Crimes, you were not going to be deported period! However you would be required to register as a temporary resident alien within 180 days or less from the date of executive order then the requirements would be that you meet the normal
Citizenship requirements then eligible to vote etc. if they violated after the 180'date lifetime deportation at their countries expense.
as of the day of the Executive Order the existing Obamacare would be amended that unless you were a Us citizen you had no Healthcare no welfare benefits of any kind. Hospitals would be required to treat and see through to release those life threatening situations until such time the patient could be released, at no cost to the federal government or states,
Otherwise they would be ineligible for grants or assistance from the governments

I believe that you would have massive voluntary leaving to go home once the free ride was gone. People of all nationalities will game a system that is designed to be gamed no matter where there from.
I will say over my years of employing individuals from Central America and Mexico typically in our service industry they out performed the average American. We could get the same production from 1 individual that took 2.5 US citizens.

On a typically government contract you are required to pay 4.27 an hour in lieu of health insurance that is over $8,000.
A year if only 100 million were shed from the rolls the savings based on Uncle Sams value of coverage would be $800 million.
I for one firmly believe that they Congress knew it could never succeed as written.

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