You know NOTHING so why do you even bother to post on this website?

"Premiums are controlled by the insurance companies and have been rising every year for ages"....your quote and it is straight BULL droppings, just like YOU!

I have had insurance for over 35 years and have had additional to my own personal insurance, a group policy for employees....you dip stick. The health insurance was about the same for the past 15 years until your Black Queer Boy Lover, your Gay Wifey Pooh, decided to screw the American Public with this garbage known as Obama Care.

You are once again, showing the entire world how your brain is less intelligent then a rotten carrot buried back at your home Planet, Uranus!

Now listen up Obamabots. You keep blaming Republicans for Obama Care collapsing. Those mean ole Republicans di-int help your hero out. Just cause he screwed them over every chance he got, like shutting down the government and blaming it all on Republicans, is no reason why they shouldn't bail out the first African American President. Well folks, Republicans are not responsible for your guy's mistakes. If you want to know the truth it was your buddies the Millennials who collapsed Obama Care. Let me splain it to you.

Now think about it. You can't blame your mighty President Obama for believing in the stupidity of the younger generation. I mean after all, they voted for him twice. How much more stupid could ya get? So it was logical that the great Obama would think they would be stupid enough to sign up in their millions for ObamaCare. Obama Care needs healthy young strapping adults to sign up and then over pay on their premiums to cover the old and sick and tired, and the deadbeats who deserve free doctoring.

Now there is stupid and there is crazy. Voting for Obama was stupid, but to sign up for Obama Care and subsidize the high riskers is crazy. Those Millennials are stupid, but they ain't crazy. So they don't sign up and they don't over pay. Well that means the pools of insured in Obama Care exchanges are filled with high cost sickies. And that kiddies is why Obama care is self destructing!!!!!

As Rush might say, I make the complex understandable. This ain't rocket science. It was predicted.

When did Obama shut down the Government? You realize he had so such powers don't you? The reality of this does not require one to be a democrat, republican or anything else, just a modicum of common sense. There WERE serious problems with the ACA from it's inception, democrats in Congress refused to acknowledge them, republicans listed them incessantly, especially at election time - then refused to deal with them, that is, fix them, which was within their power to do. Republicans preferred to let the American people suffer through the agonies of the affordable care act - because it was a useful campaign tool. Every republican in America should be pissed as hell at their elected leaders, for being willing to let them suffer - to make political points.

How does one maintain loyalty to a party that lets them suffer? How does one maintain loyalty to a party that refuses to acknowledge mistakes and refuses to make amends? When are republicans and democrats going to get tired of waiting for "help" that never comes? Year after year, we hear nothing except a list of problems, that we're already well aware of, and promises to make things better if we just elect so and so, or give this party the majority - and we haven't seen any of the promises kept since the 1990's. Does it make sense to say "this time will be different" - 20 years in a row?

We keep having the same issues bite us in the ass, because we keep falling for the same lame excuses about why they haven't been dealt with already and lying to ourselves when we say " THIS time they'll get shit done", when there is no evidence that any of them plan to EVER deal with them. So keep on blaming whoever you want, if it helps to keep your delusions alive, but when you're tired of doing this year upon year, just stop it and see things how they really are.

At least I get to be consistent. I hated health insurance before Obamacare and I hate it now. How you can say it is here to stay in it's present form is beyond me. What would have been cheaper? Forming these exchanges, giving all these subsidies, forcing people out of plans they like, putting them in networks they don't choose, taking billions from Medicare and putting it in Obamacare , or putting 11 million people on Medicaid and subsidizing (by the government) the other 8-10 million peoples policies? I know from personal experience how bad Obamacare is. If you work for a living. Do you like being told what you have to purchase by a tyrannical bunch of D.C. elites? Oh, never mind. Of course you do. You're a liberal

You brought up the issue of "in it's present form", I didn't and I never implied that the ACA was perfect. However, it's better than the previous health care initiatives where only the rich, select few could afford health coverage and those who couldn't, used emergency rooms for routine care. You were paying for that care and you weren't bitching about it, so why now bitch about health care subsidies and Medicaid? The fifty attempts by congress to repeal the ACA is indicative of the hypocrisy of the right wing that claims to be for all Americans....except those who are sick and need care and treatment. They have done nothing to make the law better, and the thoughtless reasons for not attempting to work out the kinks show that they really have deep seated hatred for Obama and have no sense of caring for their fellow man. Fueled by hate and discontent, you are witnessing the complete destruction and demise of the once relevant Republican party.

You need to get out more. Emergency room visits have not decreased at all. Matter of fact they are up. It is not better than previous. Its better for about 18 million people. I've always bitched about the health insurance I paid for. You've never had to purchase your own obviously. You are just parroting the talking points you want to agree with. In mine any many other peoples experience the ACA didn't lower our premiums any, or out of pocket. All it did for us was take our doctors out of our network and in my case force me to drive about thirty miles to now find a doctor that takes my private insurance. I tried Obama care and for someone in my tax bracket ( I'm no rich guy) it was a joke. Just because you have healthcare doesn't mean you will get to see a doctor or specialist. If the premium is so high and the out of pocket is high you may not be able to even access your insurance. It is the left wing that doesn't want anyone to be able to afford to be healthy. You are awfully magnanimous with other peoples money. In your world without knowing other peoples lives you feel justified taking their money and paying for someone else. Maybe you are a taker. Not a giver. Caring about their fellow man? You are so blind. Read what Hillary has said , not only about her fellow man but her supporters. You are going to make a good drone. I am watching the destruction of the Republican elite and I am fine with that. I will take country over party any day. I believe the main difference politically between people like me and people like you is you believe government doing more and controlling your life, as long it makes as it makes your life easier is better than freedom. I'll take freedom every time.

Now listen up Obamabots. You keep blaming Republicans for Obama Care collapsing. Those mean ole Republicans di-int help your hero out. Just cause he screwed them over every chance he got, like shutting down the government and blaming it all on Republicans, is no reason why they shouldn't bail out the first African American President. Well folks, Republicans are not responsible for your guy's mistakes. If you want to know the truth it was your buddies the Millennials who collapsed Obama Care. Let me splain it to you.

Now think about it. You can't blame your mighty President Obama for believing in the stupidity of the younger generation. I mean after all, they voted for him twice. How much more stupid could ya get? So it was logical that the great Obama would think they would be stupid enough to sign up in their millions for ObamaCare. Obama Care needs healthy young strapping adults to sign up and then over pay on their premiums to cover the old and sick and tired, and the deadbeats who deserve free doctoring.

Now there is stupid and there is crazy. Voting for Obama was stupid, but to sign up for Obama Care and subsidize the high riskers is crazy. Those Millennials are stupid, but they ain't crazy. So they don't sign up and they don't over pay. Well that means the pools of insured in Obama Care exchanges are filled with high cost sickies. And that kiddies is why Obama care is self destructing!!!!!

As Rush might say, I make the complex understandable. This ain't rocket science. It was predicted.

As much as you would like to see it happen, Obama Care has not collapsed. It’s here to stay and will be here when you’re gone. Just because there will be a rise in premiums doesn't mean the ACA is failing. It takes the thinking and lack of empathy of right wing "religious" idiots to keep rooting for failure of one of the most basic necessities of life...health care. As far as the rise in premiums, take a look at this chart and wipe that gloat off your face. Premiums are controlled by the insurance companies and have been rising every year for ages.


http://media.npr.org/assets/img/2015/09/22/health-insurance-premiums-per-family_chartbuilder_custom-95dfd60f16be2d154faf63c4b20a8b36228f8415-s300-c85.png

You brought up the issue of "in it's present form", I didn't and I never implied that the ACA was perfect. However, it's better than the previous health care initiatives where only the rich, select few could afford health coverage and those who couldn't, used emergency rooms for routine care. You were paying for that care and you weren't bitching about it, so why now bitch about health care subsidies and Medicaid? The fifty attempts by congress to repeal the ACA is indicative of the hypocrisy of the right wing that claims to be for all Americans....except those who are sick and need care and treatment. They have done nothing to make the law better, and the thoughtless reasons for not attempting to work out the kinks show that they really have deep seated hatred for Obama and have no sense of caring for their fellow man. Fueled by hate and discontent, you are witnessing the complete destruction and demise of the once relevant Republican party.

By: ANDREW OGLES and LUKE HILGEMANN
Oct. 6, 2016


Tennessee is ground zero for ObamaCare’s nationwide implosion. Late last month the state insurance commissioner, Julie Mix McPeak,approved premium increases of up to 62% in a bid to save the exchange set up under the Affordable Care Act. “I would characterize the exchange market in Tennessee as very near collapse,” she said.

Then last week BlueCross BlueShield of Tennessee announced it would leave three of the state’s largest exchange markets—Nashville, Memphis and Knoxville. “We have experienced losses approaching $500 million over the course of three years on ACA plans,” the company said, “which is unsustainable.” As a result, more than 100,000 Tennesseans will be forced to seek out new coverage for 2017.

BlueCross is only the latest insurer to head for the exits. Community Health Alliance, the insurance co-op established under ObamaCare, is winding down due to financial failure, leaving 30,000 people without coverage. UnitedHealthcare said in April it is departing Tennessee’s exchange after significant losses. That’s another 41,000 people needing new plans.

All told, more than 60% of our state’s ObamaCare consumers will lose their coverage heading into 2017. When they go in search of a replacement plan, they will confront two unfortunate realities: a dearth of options and skyrocketing costs.

Seventy-three out of Tennessee’s 95 counties will have only one insurer on the exchange, meaning no meaningful competition whatsoever. In regions where BlueCross BlueShield is pulling out, there will be two remaining major carriers, Cigna and Humana.The only large metro area with more options will be Chattanooga.

Then there are the premiums. State regulators have already approved the highest annual rise in the nation, a weighted average of nearly 56%, according to data at ACASignups.net. The rate increases authorized in late August include an average of 62% for BlueCross BlueShield, 46% for Cigna and 44% for Humana. The latter two companies could ask to revise their rates upward depending on how many former BlueCross consumers they pick up.

The bottom line is that Tennesseans on ObamaCare must choose from fewer, and increasingly unaffordable, options. Some exchange buyers, those covered by subsidies, will bear only part of this additional cost. For the roughly 30,000 Tennesseans who are ineligible for subsidies, the higher price will come completely out of their own pockets. Not to mention that all ObamaCare consumers face rising deductibles, which aren’t covered by subsidies and can range up to $6,850 for the most “affordable” family plans.

It’s easy to imagine Commissioner McPeak’s fear of an outright exchange collapse coming true in the near future. The more unaffordable plans become, the angrier consumers will get. BlueCross BlueShield’s $500 million losses won’t disappear when the company leaves the market. Instead, the red ink will flow toward the remaining insurers as they pick up those customers. Cigna and Humana have not publicly said whether their exchange plans have turned a profit.

Naturally, this chain of events has Tennessee lawmakers clamoring for change. One of the loudest demands—coming from Democrats like Nashville’s U.S. Rep. Jim Cooper—is that the state double down on ObamaCare by expanding Medicaid. But this is a cure worse than the disease, since it would force many Tennesseans into a second-class health-care system while jeopardizing state finances for years to come.

More important, ObamaCare’s unraveling shows the danger of a one-size-fits-all federal program. What’s happening in Tennessee is only a nationwide harbinger. Every single neighboring state will have less competition on its ObamaCare exchanges next year. The entire state of Alabama will have only one insurer. Almost all are facing double-digit premium increases: in Mississippi a weighted average of 16%; in Kentucky 25%; in Georgia 33%.

These problems aren’t confined to the Southeast. ObamaCare exchange buyers will have only one option in nearly a third of American counties, according to an August report from the Henry J. Kaiser Family Foundation. That’s a 300% increase in single-option counties from last year. Twenty-five states and the District of Columbia have approved rates leading to average premium increases next year of over 26%.

If only Tennesseans were so lucky. Instead, the Volunteer State may be the first state where ObamaCare will collapse under its own weight—though if so, it won’t be the last.

http://www.wsj.com/articles/obamacares-meltdown-has-arrived-1475709560

Obama's signature legislation is, collapsing. But fear not, Jack, it was designed to fail.

When did Obama shut down the Government? You realize he had so such powers don't you? The reality of this does not require one to be a democrat, republican or anything else, just a modicum of common sense. There WERE serious problems with the ACA from it's inception, democrats in Congress refused to acknowledge them, republicans listed them incessantly, especially at election time - then refused to deal with them, that is, fix them, which was within their power to do. Republicans preferred to let the American people suffer through the agonies of the affordable care act - because it was a useful campaign tool. Every republican in America should be pissed as hell at their elected leaders, for being willing to let them suffer - to make political points.

How does one maintain loyalty to a party that lets them suffer? How does one maintain loyalty to a party that refuses to acknowledge mistakes and refuses to make amends? When are republicans and democrats going to get tired of waiting for "help" that never comes? Year after year, we hear nothing except a list of problems, that we're already well aware of, and promises to make things better if we just elect so and so, or give this party the majority - and we haven't seen any of the promises kept since the 1990's. Does it make sense to say "this time will be different" - 20 years in a row?

10/1/13 through 10/16/13

We keep having the same issues bite us in the ass, because we keep falling for the same lame excuses about why they haven't been dealt with already and lying to ourselves when we say " THIS time they'll get shit done", when there is no evidence that any of them plan to EVER deal with them. So keep on blaming whoever you want, if it helps to keep your delusions alive, but when you're tired of doing this year upon year, just stop it and see things how they really are.