pegw wrote:
I have never had credit card debt. I have not always had a great salary, but I made sure that I lived within my means. Except for medical debt, I see excessive credit card debt as the fault of the card holder. The credit card companies will extend credit almost indefinitely, to almost everyone. They sometimes charge interest rates that are usury. It is their fault if they can't rein in the irresponsible.
For once I agree with Pegw.