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This was the "Hope You Can Believe In" of Barack! Biden is not done yet. He is spending $3 billion to resettle, one million Palestinians from Gaza to the United States.

This is now the realization that America is taken over by Muslims, the longtime dream of Muslims. This I believe is worse than the 9/11 because it comes from the power of Biden to bring here all Muslims. Muslims multiply life rabbits; they don't do a******n like the democrat women in America.

We will be feeding these t*****r rug heads as they take over America, we had for more than 245 years and millions of the ancestors, and our men, dead fighting for freedom and the faith that God brought in.

This country was born a Christian nation, when God endowed with Life, Liberty, and the pursuit of happiness. And JOE BIDEN will make it a MUSLIM country with his mentor Barack!

The Crusades fought for centuries fighting against the Muslims because Muslims almost took over America centuries ago.

Now, Biden will give it away to the Muslims. As he requires us to feed and care for them, while most of us suffer with the inflation and the worst economy he created.

Biden thinks that once more Muslims are in America, they will make him like the Ayatollah of Iran. Once Muslims have the power Biden can't be the King. The Muslims will be the King over all of us demanding us to wear rug heads and beat the women and rape them. I think the Democrats like that.

Those at the Universities now taking over the Campus and America, burning our f**gs and raising the Muslim Palestinian f**gs. Columbia U president is a MUSLIM! That is why she enjoys watching the Muslims taking over the campus, and raising their own Muslim f**g in our land as they burn ours.

[quote=ForThePeople]Here's why biden should be tried and convicted of TREASON:

Open border resulting in 10 MILLION (and counting) i******s.

SUPPORTING said 10 MILLION i******s by providing free t***sportation, housing and expenses while actual legal legitimate homeless Americans get NONE.

Moving said i******s for free to areas that will benefit redrawn districts, just like pawns in a disgraceful game of human trafficking.

Aiding, abetting and funding MULTIPLE foreign wars with ZERO EXIT STRATEGY.

Authorized TRILLIONS of crippling deficit spending tax dollars with no end in sight, throwing gas on a purposefully planned dumpster fire of inflation, unaffordable housing and $4+ per gallon gas, the lifeblood of our economy.

Like bathhouse barry, funding (enabling) anti American TERRORIST interests abroad (Hamas, Iran, etc.), who then do exactly what they do even stronger with even more deadly weapons.

Sides with anti law enforcement agencies that free criminals and disrespect law abiding citizens.

Literally BUYS V**ES by forgiving student loans that was condemned by SCOTUS and then brazenly mocks them. Funded by those with NO COLLEGE DEBT.

Promotes politically motivated prosecution of opponents (e******n i**********e). Remember the 1st f**e Trump impeachment (e******n i**********e of branden via asking legitimate questions in the horribly corrupt country known as Ukraine?).

As a f**e DEVOUT ROMAN CATHOLIC, crosses himself at the mere mention of A******N.

This guy should be hung for TREASON, for PREMEDITATED crimes against the fabric of America, PERIOD. He is the DEFINITION of CORRUPT and worse yet, STUPID.

Your comments are welcomed.[/quote
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[I] I should not be here because I plan to quit this OPP. But the issues are too much to bear, that I must state and demand that Joe Biden do something to stop the takeover of the schools and eventually this country by the radical Muslims.

The woman president of Columbia is a MUSLIM. Reasons why she allows to take over the school, raising the Islam f**g, and burning the US f**g. She allows those radical Muslims to break the windows and structures of the school building.

It was reported that Iran has been funding those violent and deadly protesters on campus, order the radical to take over the US. Not all of the radicals are students but put up by Iran. I am sure they are members of the 12 million Illegal invaders that Joe Biden brought in.

Joe Biden has not said anything to stop the violence destroying this country and people. Joe Biden planned to resettle the millions of Palestinians in GAZA to the United States. Doing that will finalize the dreams of Barack Obama for Muslims to take over this country. Obama's "Hopes You Can Believe In".


Joe Biden has naturalized 100,000 i*****l a***ns. Joe Biden violated the law so he could win the e******n. Naturalization must be based on legal residents only, and must have stayed at least 5 years in America. And Biden violated all that.

Israel will not survive once Muslim take over America all because of Joe Biden and Barack Obama.

Congress must IMPEACH these two I***TS at the WH. Biden and his VP.

There are so many impeachable crimes Biden has done already. This latest one is allowing the 12 million come and terrorize the American people. K**l our people, rape the girls, and women, and fight against our law enforcement officers. Then destroy our schools including smashing the building windows and doors. Burn the US f**gs and raising the Muslim f**gs. The violence is much worse than the J6, but second to 9/11 Muslim attacks. Joe Biden made it happen.

I demand that the woman Muslim president of Columbia U be removed. Speaker Johnson had announced yesterday she must quit. Don't wait, she won't quit. She needs to be removed. Iran is helping her. [/i]

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Revolutionary, I should not be talking about you. I thought you are out of my mind. But your continued records of gossips and destructions on me never end.

The latest one, you again brought me up with another party to continue your gossip, and false accusations, to destroy me, insisted that I used Wikipedia, which never happened. I use Google sometimes, but not believe everything posted there. Very few are credible. Repeat, I never used Wikipedia! I don't have that on my system.

You want me to believe everything in your arrogant head. Well, tell that to others not me. I choose what I read.

Your behavior is " insecure, dumb, and mean", and you expect me to believe and agree all what you posted here.

I have my own priorities, with plenty of books to read.

You h**ed me since we discussed about Muslims. You've been defending Muslims. And I don't admire or like most of them, except very few. You like Muslims as shown when you defended them. Thus, you continue to insult and h**e me.

You've demanded me to read newspaper and "GET A JOB".
I don't ask you to get a job. Wh**ever you do is your own business.

I probably earn more than you do using my brain. I probably pay more taxes every year more than you do.

And you demanded from me to get a job? I've worked for so many years of my life and share the fruits of my labor with others. Demanding me to get a job, you've compared me to the homeless man on the streets. How awful and mean that was.

Don't answer and talk to me again. Whether you are a man or a woman, gay or not. I never insulted you. Yet, until now, you continued to insult and gossip about me to another person. I think you are too insecure, arrogant, based on your behavior.

You think you know everything. Tell that to others, not to me. My priorities are not like yours.

Stop talking to me. Out of my 10 years here at OPP, you are the only person who constantly and personally insulted me, demanded me to get a job! How ridiculous you are!

I hope great things happen to you, so you'll feel better.
Please don't answer me. I don't like talking to you, but forced this time to defend the lies you've said about me.
I hope this is final!

If not for Donald Trump, who I defend, I must be leaving this OPP. I'll see after he wins the e******n. You can have it all!

===============

Great, reminds me of the good old day! God bless!

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No worries. I was just so upset, not to you, please forgive me.

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Excuse me, I don't use language strange to another person. I am honest of what I say. Effective communication is a two way process. Thanks for your language. I hope it made you feel better.

Don't worry. I still trust you!

================
I think you are very mean! You are hurting me, and I must cease talking to you. You insisted that I used Wikipedia, which I never did. Do you? Sometimes I Google, but that is not reliable either most of them are MSM reports lying for the Democrats.

This is the 2nd friction that we had. First was about the Muslims who you defended, and now this one.

Now, please don't talk to me, if you don't trust me. You are mean! Thank you I hope your p***e elevates after accusing and insulting me. Educated people don't behave like that. Sorry we crossed the same path.

I make mistakes. I am not perfect. But what I've written here were not mistakes. And Heaven knows that.

Some of your messages could have affected the Crisis, but that was not the main cause of the Recession. You run away from the specific topic, and insisted that yours alone is the right one.

It was the Housing Subprime Mortage Crisis or the Subprime Lending Crisis, that caused the Recession in 2008.

The real estate market collapse actually started in 2007, to 2008, 2009. The worst economic collapse.

The meltdown of the subprime mortgage market in 2007 and 2008 led to the Great Recession.

The economy was a combination of a boom and a bust cycle. At the beginning the real estate market was so attractive with low interest rates and housing value continued to accelerate.

Earlier in 2006, when the real estate market was so attractive due to low interest rates and the housing market value continued to accelerate. At that time hundreds of thousands bought homes, the interest rates were very low.

Most of them did not qualify for the normal lending requirements. In order to provide loans to low-income buyers, the banks offered variable interest rates, at a little higher rates than the normal lending. Thousands of local banks participated, as they used the Fannie Mae and Freddie Mac to finance most of the loans.

The market started to collapse from 2007 to 2009.
The interest rates went up while the value of the homes went down.

The borrowers of the variable rates were not able to meet their obligations because the interest went up. Foreclosures started in 2008, banks were not able to collect the debts and in 2008 thousands of banks collapsed. Loans obtained from the HUD were not paid. The crisis in 2008 was so severe.
Banks begun foreclosures.

Depression was underway. Hundreds of thousands of foreclosures. In 2008, the Federal government released TARF (Toxic Asset Relief Program, about $ 700 billion to bail out the lending institutions. I think that amount was added later.

Fannie Mae and Freddie Mac was paid about $311 billion.
FHA, and many others.

Early 2009 Obama received the TARF for $873 billion. How he allocated payments I did not follow up. But reports came out some of the black homebuyers he bailed balance of the mortgage so they could own homes. But not all of them.

Tens of thousands of local banks closed.
There were some programs that Barack put up like that Cash for Clunkers.

Barack allowed loan by Solyndra for $500 million but after 5 months, it declared bankruptcy.

So many lost jobs during the 2008-09 recession. There were hidden reports which were not officially reported about the printing of money by Barack. I did not follow that up.

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I am a professional Accountant, a CPA, Auditor, and a Licensed Realtor. Worked 36 years out these professions.

How about you?
And if you have used Wikipedia, I never had. Google, I used sometimes, but I don't trust Google either because most of the posted information there are reported by the MSM's who 99% are liberals.

That is why we have the brains to analyze if the information reported there are accurate, or not.

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Please consult with all Financial Experts, if Accounting is not needed in your monetary or business activities.

In all financial activities accounting and proper accounting applications, and Audits are essential. Accountants are those who prepare the Financial Statements for Banks, corporations, and anything that involve financial activities.

How will those Board of Directors make decisions without using the Financial Reports presenting and disclosing the success or failures of their operations? How will the Board of Directors know if their money is properly accounted, and protected as the business operations are conducted?

Internal Control and Audits protect the assets of every business and allows to make the right decisions. Audited financial statements are the reliable tools used by decision makers in all business activities, private and government.

If you think I am wrong, I'd like to discuss this with any Controller overseeing any financial activities private or government.

Audited Financial Statements prepared by Accountants of any government and private industries are the most important tool for decision makers.

Any activity involving financial operations, banking or anything with financial activities involve proper accounting policies and procedures. Fact is the Office of the Controller General is the one who oversees that before reporting to Congress. The financial Reports present the overall financial picture or stability of any business or anything that involves monetary policies.

I think this is going nowhere. Perhaps we stop this thing then.
We are not communicating effectively.

Please have a good day!

==============

These were purposely done to gather all his v**ers. To v**e for him in Nov. 2024. Biden is a crook. He bypasses Congress and the SC. He does everything to achieve his criminal activities.

100,000 those are enough to make him win the e******n.
The 15 million i*****l a***ns he brought in will make him win the e******n in Nov. 2024.

Legal immigration into this country requires 5 years of residency before given the right to become citizens.

Other things he does. Using the money of the taxpayers.
He buys peoples' v**es with the following.
$900 monthly for groceries.
$2,500 monthly for mothers with children
$40,000 for funeral expenses of dead person.
$ 3,600 monthly for mothers with children without husbands.

Where do all these ideas come from? He could not even say a word without reading from a piece of paper.

==============
Continuation: I think we have the same objectives. However, we disagree with proper procedures and control of our financial matters.

You don't want the Federal Reserve. Due to the volume of our financial activities, I do think the Federal Reserve is necessary. But must have proper internal control and disclosures. (what you call T***sparency)

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That woman is gay, a Lesbian. She is like Satan who contradicts the word of God. Professor for Satan and Lucifer!

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I was not aware about that $16 trillion the Fed. printed under Barack Obama . I was aware how he spent at least $8 trillion.

But there were so many deceptive practices money went to various causes not prioritized. There were foreign countries also bailed out of the Stimulus funds of about $873 billion approved by Congress in 2008.

The recession in 2008 started since 2006 when ACORN marching all over banking institutions demanded to provide affordability loans for housing of minorities the B****s and Hispanics.

Then in 2007- 2008, the banks and lending institutions created ways to offer loans to people who don't have sufficient income and credit rating as required by the standard mortgage lending practices. It was called the SUBPRIME LENDING. This allowed hundreds of thousands or even millions of low-income borrowers to take advantage of the opportunity. Many local banks participated on this, thinking they'll earn higher interest.

Who approved and facilitated that in Congress? I think it was Congressman Barney Frank.

In 2009, tens of thousands of low-income loans were not paid because the barrowers could not meet obligations. I also think the interest rates went up.

Thousands of local banks did foreclosures. Barack bailed out several activities like the Labor Union on car manufacturing. Some black homebuyers who were not able to pay were bailed out.

Obama created also the Cash for Clunkers. I don't know what that was about. But I think old cars how it was sold.

Obama provided loans to Solyndra, $500 million but after 5 months it went bankrupt. And the money went into thin air. Loan was not paid off.

The HUD was bailed out the HUD $275 billion. The HUD was the ones who provided loans to local banks that were not able to pay, since they went bankrupt.

And so many others. Mostly deceptive means how the economy was carried on. Deceptive unemployment report. Deceptive health care report. The Barack Obama Care was not supposed to be enforced because it was illegal.

And now, we are repeating the same outcome in the economy and the t***sformation of our political and government system like the Marxist style of government.

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Overall, the Federal Controller's Office: OCC charters, regulates, and supervises all national banks, federal savings associations, and federal branches and agencies of foreign banks.

Controller's Office. Must comply with the GAAP and GASP applications.

The Federal Controller's office is responsible for the following:
1. It manages daily appropriations, budget provided by Congress.
2. It creates and manages the government's financial accounting operations and Audit of the GAO. How the proper Accounting and Audit application are handled properly according to the standard requirements.
3. It supervises the Accounting Staff, the Audit Staff, the Treasury Dept., and all the national Debts collection process.
4. It reports to Congress it's performance annually.
5. But overall, it must follow all the Standards of proper Accounting, Internal Control, and Audit applications according to the prescribed Federal Accounting Standard. FASB and the GAAP, and the GAGAS.
1. FASB- Financial Accounting Standard Board.
2. GAAP-Generally Accepted Accounting Principles.
3. GAGAS- Generally Accepted Government Auditing Standard.

The growth of the US and world Economy, we do banking and all banking activities oversight, could not be handled by The CONTROLLER'S OFFICE ALONE.

Here are the Federal Reserve Banks functions.
It is responsible for managing monetary policy.
Regulating the financial system.
Setting interest rates, influencing the supply of money in the economy.

Overall, here is why the Federal Reserve Banks Exist?
The Federal Reserve, the central bank of the United States, to provide the nation with a safer, more flexible, and more stable monetary and financial system.

The Federal Reserve carries out the nation's monetary policy guided by the goals set forth in the Federal Reserve Act, namely "to promote effectively the goals of maximum employment, stable prices, and moderate long-term interest rates."

The link between monetary policy and the economy occurs in the market for reserves. Reserves are balances held by depository institutions on deposit at the Federal Reserve Banks and the cash they hold in their vaults.

Certain regulations and policies of the Federal Reserve affect the supply of and demand for reserves, such as those governing reserve requirements and lending by the Federal Reserve Banks to depository institutions.

The Federal Reserve also collects regulatory and supervisory reports from financial institutions and other entities to carry out its various responsibilities.

In addition to their role in monetary policy and banking supervision, each Federal Reserve Bank acts as a bank for banks and for the government.

On the Financial Services
Federal Reserve Financial Services is an integrated organization within the Federal Reserve that is responsible for managing critical payment and securities services that foster the accessibility, integrity and efficiency of the U.S. economy.

Through its relationships with about 10,000 financial institutions nationwide, the Federal Reserve provides equitable access to a system that facilitates more than $5 trillion payments each day.

Central Bank Programs
The Federal Reserve carries out the nation’s monetary policy guided by the goals set forth in the Federal Reserve Act, namely "to promote effectively the goals of maximum employment, stable prices, and moderate long-term interest rates."

The Federal Reserve Banks offer a range of tools and information to assist financial institutions in meeting reporting requirements and understanding policies governing reserve balances, term deposits, and discount window lending programs.

U.S. Treasury Services
The Federal Reserve acts as a fiscal agent or bank to the federal government by providing financial services to the United States Department of Treasury and by selling and redeeming government securities such as Savings Bonds and Treasury bills.

Yes, this added information, I must admit to be complete, did not come from my head, but did research to provide complete information. Why the Federal Reserve Banks exit.

===============
And all those you've mentioned need proper procedures, protection and control to keep them safe.

That's why they are all a mess. They don't have what I've stated. And fraud could always come in nobody could detect, until most of them disappear.