"Drinking too much is harmful to your kidneys, however moderate consumption of beer has been shown to reduce the likelihood of developing kidney stones - they develop when there's too much calcium in your body. Hops, which are used to make beer, have been shown to assist with releasing calcium from the bones."

Calcium in the bones has nothing to do with Kidney stones. I mean if the Ca is in the bones how can it become a kidney stone.

On the other hand, if it is in the blood stream and passing through the kidneys, and the kidneys are functioning the way they are supposed to that won't produce stones either. Only if the kidneys are malfunctioning can you get kidney stones.


I get irritated at all the silliness told to the public to excuse doctors ignorance, and give excuses for some of the very profitable but harmful drugs and procedures the hoy poloy are victims of.

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Perhaps in every business activities there are ways to do crookedness. In the course of my works, I did not encounter those kinds of people who are really crooks.

What I do know are the lobbyists quid-pro-quo with government systems like those elected officials who make money from donors of lobbyists. While the elected officials give them various kinds of benefits. You should check the FDA's, making billions of dollars selling drugs to people, while most of the owners are corrupt elected powerful officials like Clinton or Obama, and many others in Congress.

I am an accountant, a financial analyst, and did some audit works also. These works always require businesses to follow government regulations, in compliance with internal policies, procedures and control. These are parts of proper accounting systems.

When Auditors audit the financial reports of any company like banks or other businesses, they first review the internal control policies/procedures ensuring that the system protects and safeguards the assets of the company.
Secondly, all financial records are properly documented in every t***saction involved.
Next, the people involved in all t***sactions must have separate responsibilities so that their duties do not allow them to c***t. Or there is a proper check and control.
Fourth, t***sactions must be properly authorized by officials assigned.

The financial reports to be audited are presented in accordance with the generally accepted accounting principles, (GAAP) For the government systems, the financial reports are according to the Financial Accounting Standard Board. (FASB).

If their reports are not in compliance with these requirements, then Auditors issue them negative reports. When Auditors find corruptions, defalcations, or dishonesty, during the audit, they report that to the highest officers, or they just withdraw from the audit job, if the violations are material enough to issue negative reports. Most Auditors don't want to associate with corrupt companies for it ruins their ethical standards.

Smart clients, lenders, first must review the audited financial records of these banks, or companies if they are solvent, in compliance with federal requirements and proper accounting standards. They could not continue good business relationships if the Audit Report is negative.

My question is how can those crooks, hide their dishonest activities when their financial records are audited annually by independent CPA's?

I know that banks are clever. One way of earning lucrative money is when people deposit money in the bank in millions or thousands of dollars, giving 1% to 2.5% interests, whereas banks lend the deposited money with very high interest rate like 5% to 18%. But that is legal though unfair to depositors.


PS. I am not comfortable with having gold or silver used for t***sacting any kinds of business activities. I must prefer gold to be used only for any kind of inflation to protect the value of the asset.





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Where did these guys get the information? I believe it is not reliable. They are not financial analysts. They ask you to get all your cash from the banks and invest them in gold and silver, because banks have very limited cash. The cash they have reported are not the main assets of the bank. Those are only to cover FDIC requirements. Not all banks are bankrupt!

Investment in gold is okay to diversify investments. but taking all money from the banks is not a wise move.

The Federal Reserve Bank requires all banks to have sufficient amount of deposits in case of bankruptcy. The maximum insured amount is $250,000 per depositor. If you have checking, savings, and CD's those are combined together for calculation. In case of insolvency you get up to $250,000 even if your deposits exceeds that amount.

Cash account is not the only asset in the bank. The biggest assets the banks have are accounts receivable or loans receivable, residential mortgages, credit cards, direct /indirect consumer, and commercial accounts.

The business of the bank is lending money. That is how they earn money from interests that they lend to borrowers, investors, credit cards, or all kinds of business activities, and even home loans, and mortgages. That is where their biggest assets that earn interests.

Cash is only required for emergency, and to ensure that depositors' legal requirements are met. Some of their biggest liabilities are, Domestic interest bearing deposits as Savings, Money market, CD's.
They also have the long term and short term borrowings.

Bank Assets= Bank Liabilities + Stockholders' Equity.
Working Capital = Current Assets (Minus) Current Liabilities.

**Exception: The Banks mentioned JP Morgan has to pay Lehman Brothers about $797 million, could be in a bankruptcy proceedings.

In 2008, there were thousands of banks including Savings and Loans that collapsed due to the Sub-Prime Mortgages.

Barney Frank- The Government Did Cause the Housing Crisis
There was a bill passed by Democrats in Congress by Bernie Frank, that minorities and even i*****l a***ns must be allowed to borrow money to buy homes. Millions of these kinds took advantages, and a year later failed to pay the loans. Millions abandoned their homes. Those people were not supposed to get loans. They have bad credits, and income was not stable and sufficient to pay the debt. But democrats with ACORN who demonstrated on front of banks demanding to provide loans to the low income people. Then millions failed to pay. Thousands of banks closed as a result of this so called -Sub-Prime Lending. Freddie Mac and Fannie May
lost trillions of dollars as a result.

But not all banks are bankrupt, and very little cash. Their money is invested to earn money. That is their business.

How about the need to consider the future destruction, self-destruction if you will, of the human species? How could you possibly miss that?

This might be a good place to explain why the German barbarians would just as soon "cleave your skull into two parts" as reason with you. There are actually a number of contributing factors. Here are two: (more will be forthcoming, as I review the situation, past and present):

1. The German, and his descendants, might be afraid that he could be convinced of the "fallacious" or unnecessary nature of his loyal intentions. That is, he might actually come to believe that he might be "wrong" or "mistaken", and that might compromise his natural and German instinct for intense allegiance. God forbid THAT should occur.

2. The German, and his descendants, could possibly believe that the working of his mental functions is not all that swift; that is, before he could use reason to overpower his opponent, his opponent would overpower him, with the sword. Or axe.

[Footnote: These "feelings" are also very apparent in the attitudes of Westerners, and especially American Christians, today. So they believe the worst of Islam and Muslims because they WANT to believe it, not because it is rational to do so. Have you forgotten what I have taught you about the need to properly assess past and present and their implications/explications for the future? I think you have.]

And that brings me to something very, very important that lies in the nature of all men, but most specifically and intensely in the nature of those of Indo-European descent.

Towards the latter part of the 19th century, the Europeans' search for national identity became a grab for power. And that is because they felt if "they" did not have power, the "other" would overwhelm them. I have told you this previously. But I have since realized that these feelings are not limited to that particular period of time, but is always and at all times a part of the nature of men. And it is particularly acute in those of Indo-European descent: the unquestioningly, uncompromisingly loyal head-butting species of man of European descent.

Now I have a question for you: Is this the only comment you could come up with, on a topic of such supreme importance? This is all you were able to think of?

Also, you might have to read this comment at least 40 times, as Averroes did when he read Aristotle (I think Averroes, as one of God's clear-thinking Arabs, may have found Aristotle, a Greek with Indo-European heritage rather cumbersome) before you can completely understand it. Please do your homework!!!

Surely I have seen that work to some degree, but much more often there's 'clean-up on aisle five' sort of finish to the posts.

I ignore a lot of what is posted by the lib/dem/Marxist fringe we seem to have had glued to us and, yes, that works to a certain degree. Not the ideal, however.

I think, that what I am trying to point out is exactly what you recommend.. more of the reasonable folks here need to skate, jump over, those road blocks thrown down by the childish, cartoon fascinated, dedicated disrupters. Ya know, sometimes I think those with the derailment syndrome and sk**ls are actually paid actors with pockets of Soros cash.

First, someone, usually a conservative-type, offers some rational, factual, issue for discussion.
Second, Those rational, factual issues involving politics in the USA usually highlight liberal failings, failings for which the liberals have no reply.
Third, Unable to reply intelligently, one or several liberals lurking in the shadows will take the issue as a personal attack and will profess it so by launching personal attacks upon the conservative of their choice.

FINALLY, - and this almost happens 100% of the time- the "discussion" degenerates into a school yard name-calling stupid slur-throwing contest.

Because of the almost 100% success of the dem/lib/Marxist professionals to d**g the conservative commentaries into low-level name-calling, slur-throwing, yelling exchanges... the only possible conclusion is that the foul, d********g practices of the disruptive liberal elements have the upper hand.

So, here is my congratulations to the professionals of the democrat/liberal/Marxist gang... so far, by all appearances you are winning most of the "discussions"..

Quoting me, "I never said anything about them all being bad." ....
"It is just that the profession of law enforcement tends to appeal to violent bullies and would be crooks that shifts the percentages."

"I didn’t say they had no injuries/accidents."
Being k**led while doing his job hardly qualifies as an "accident" or "injury"

"compared to other professions the incidence is very low, percentage wise."
They put their lives on the line EVERY day for even "h**ers" like you.

An Iron Fist dictatorship can not be put in place, until the citizens have been totally disarmed. In England it is already to the point that you can not carry a pen knife.
In California they have outlawed anything that could be considered a weapon, even a sharp pointed pencil or a cripple's cane.

These shootings are the work of certain “Authorities” who find some fool , drug him and hypnotize him, train him in what he is supposed to do. They back him up with multiple back up shooters to fill in if their drugged patsy doesn’t work quite right at the scene.

Do you remember when the FBI was caught setting up a patsy who was supposed to have a bomb they, the FBI, made for him? When they were caught, the excuse was that the bomb they gave the patsy was a purposely made dud and that what they were really doing was setting up chumps to be arrested to give the FBI a good press.
Do you really think so???? Or did someone slip up???

I expect many more of these “school” and other shootings with plenty of dead kids to get the public to stand for gun confiscation. These shootings will happen more and more frequently and if necessary a hundred or more shootings in the same week. That will get the people hysterically screaming for the Govt. to confiscate all guns.

What you are seeing in this shooting with all the “STAND DOWNS” is the gritty underside of the schemes. Here they are going to use the Sheriff as a second patsy to take attention away from what really happened.