Richard94611 wrote:
You are wrong, Jack. Check this out.
Sorry GOP, Obamacare Keeps Getting Better- It Saved Hospitals BILLIONS Last Year
AUTHOR: FRANK MINERO MARCH 25, 2015 2:03 AM
Ever since the Affordable Care Act (ACA) became law, Republicans have been crying, screaming and stomping their feet like unruly toddlers. Their temper tantrum has resulted in more than 50 anti-Obamacare v**es in the House since 2011.
They dont seem to care that repealing Obamacare would add $210 billion to the federal deficit, leave 16.4 million without insurance and deprive us of the ACAs many other benefits, rights and protections. They h**e Obama and his healthcare act more than they love America or Americans.
Fortunately, the good news keeps rolling in and its becoming harder and harder for Republicans to make their case against Obamacare. As reported by The Hill, Department of Health and Human Services (HHS) Secretary Sylvia Mathews Burwell just revealed the latest ACA success story. On Monday, Burwell announced that, Obamacare saved hospitals a whopping $7.4 billion dollars last year!
The savings came from a drop in emergency room visits and expansion of insurance programs like Medicaid. In addition, more insured patients means fewer unpaid bills. Uncompensated care dropped by one-fifth nationwide.
The majority of savings came from the 28 compassionate states and Washington, D.C. that expanded Medicaid healthcare coverage for the poor. If every state had expanded Medicaid, hospitals would have saved an additional $1.4 billion dollars.
Burwell is in negotiation with six governors to expand Medicaid in their states. Sixteen states are stomping their feet, refusing to even consider expansion. These governors are doing their constituents a great disservice. Not only are they denying care, but care that comes at no expense. The federal government has agreed to cover all costs of expanding Medicaid until 2017.
Obamacare has one more major hurdle to leap. A lawsuit questioning state established exchanges will be heard by the United States Supreme Court in June. Oral arguments for King V. Burwell were heard on March 4th.
Help us get the word out!
You are wrong, Jack. Check this out. br br br ... (
show quote)
You are aware c*******t in your party are dominating policy.
YOU SAID SAVINGS
May 30, 2014
The Hidden Cost Chickens in Obamacare Coming Home to Roost
By Brian C Joondeph
Labor unions have been reliable supporters of President Obama and his policies. Their support for Obamacare was critical to its passage in 2010. Yet they are continuing to learn that their members will be paying more for their healthcare, not less.
One of the selling points of Obamacare was the lowering of health insurance costs. Nancy Pelosi promised, Everybody will have lower rates. President Obama was more specific, telling us that his signature program would Bring down premiums by $2,500 for the typical family. A year later, however, Mrs. Pelosi, in the face of rising premiums for many, forgot her promise of the previous year, "I don't remember saying that everybody in the country would have a lower premium."
Mrs. Pelosis sudden bout of amnesia isnt surprising. Health insurance premiums rose up to 56 percent under Obamacare and some of her constituents in California are paying over $2600 per month in premiums. But that isnt the worst of it.
Premiums are just the opening salvo for consumers paying for health care. Paying the premium means you have insurance, but that doesnt mean you can leave your wallet home when visiting the doctor or hospital.
Its the hidden costs that will thin your wallet. Copays, deductibles, and coinsurance to be specific. Insurance behemoth Cigna reassures us that these added costs, All work together to help reduce your medical expenses and protect your finances. Really?
The copayment is a fixed amount, typically between $20-40, that you pay each time you access the healthcare system physician visit, x-ray, laboratory, or hospital.
Coinsurance can take a bigger bite out of your wallet. Its not a fixed cost, but instead a percentage of your bill. Once you meet your deductible (the third hidden cost), you may still have to pay anywhere from 10 to 30 percent of your medical bill based on your policy coinsurance percentage.
The largest hit on your wallet, however, is the deductible. Its this amount that you pay in full before insurance pays anything. Family deductibles range from $6000 to $10,000 for the most popular silver and bronze Obamacare plans. Until meeting the deductible, you might as well be uninsured, paying cash for your medical care.
Its not just the Obamacare exchange plans with high deductibles. In 2013, 17 percent of employers are providing high deductible plans as the only option for employees. This is a 31 percent increase from the previous year, and a trend that will likely continue.
United Healthcare believes a high deductible plan is, A more economical way to help protect your health. Economical for whom? It certainly is for United but how about for the family suddenly on the hook for ten grand after a family member needs surgery or a few days in the hospital?
Some policies have an out-of-pocket maximum, limiting the cash hemorrhage. But read the fine print. The maximum may not include prescription drug costs or may only include prescription drugs. Copays may still be in effect even above and beyond the out-of-pocket maximum.
Heres a novel idea to take the bite out of the high deductible. Let individuals or families prepay their deductible with a prepayment discount. Lets say I have a $6000 deductible for my family insurance plan. Let me pay $5000 on January 1 and for the year my deductible is met. I save $1000 by accepting the gamble that my healthcare costs will exceed my deductible amount for the year. If my costs are lower, I lose the bet. But the insurance company gets cash up front, and unless I get sick on January 2, will have the use of that money until I spend up to my deductible.
Most states offer prepaid college tuition plans under the same concept. Pay in advance to secure a lower tuition bill, but with the risk of losing the prepayment if your kid ends up not going to college or going out of state.
The bottom line is that the insurance hidden costs, while euphemistically described as cost sharing, serve only as a subtle way to ration care. Faced with a high deductible, many will forgo seeking medical care hoping their problem goes away. If it doesnt, then the only option is a trip to the emergency room, where by law, care must be provided for any "emergency medical condition." And what a surprise, emergency room visits are increasing since Obamacare took effect.
Just as increasing income tax rates drives taxpayers toward loopholes, placing excessive cost burdens on the patient will incentivize poor decisions which ultimately increase costs for everyone.
Dr. Joondeph is a retina surgeon at Colorado Retin
Read more:
http://www.americanthinker.com/articles/2014/05/the_hidden_cost_chickens_in_obamacare_coming_home_to_roost.html#ixzz3VTDSddAt Follow us: @AmericanThinker on Twitter | AmericanThinker on Facebook