RetNavyCWO wrote:
I like some of those ideas, such as tort reform and tax-deductible premiums for individuals (employer plans that cover most Americans are already tax-deductible). Crossing state lines doesn't help much; health insurance is priced based on state morbidity risks. Companies would just have to price for all states and even counties. OR raise everyone's premiums. Increasing HSA's helps mostly those with high incomes who want another tax-free account to stash money in; doesn't help the poor or middle class much. Subsidizing premiums for the working poor is a good idea. But,
Where are the provisions that don't deny coverage for pre-existing conditions?
Where are the provisions that allow "children" to stay on their parents' plans until age 26?
Where are the provisions that limit insurance companies' profits and expenses to 20%?
Where are the provisions that require insurance companies to refund excess premiums to the insureds?
Where are the unlimited caps on what policies will pay?
Put all those things together, and maybe we would have something as good as or better than Obamacare. Maybe Republicans should propose legislation to make those changes to Obamacare. No? Oh, that's right. Republicans are only interested if they can make themselves look good by repealing Obamacare. They have little interest in actually helping American citizens by continuing those provisions that do so.
I like some of those ideas, such as tort reform an... (
show quote)
Okay, I have read your tirade and now I am going to put forth a reasonable explanation to some of your points.
1. Nowhere did I say the list I wrote would be the final definition of what America's health care industry should look like. I would never claim I know every aspect or concern others may have. I am sure there may be some compromises here and there to fit most American's needs. If you have ideas you would like to propose for consideration, then by all means do so should ObamaCare meet the demise it so richly deserves.
2. Having policies across state lines would help a lot. In fact, the more choices everyone has, the better. If competition is robust, then companies will vie for your money as all companies do already for other goods and services. This sure beats begging a few companies to provide you with a policy that screws you only a little for their substandard coverage. You know a good deal when you see one and I don't want your choices limited in any way.
3. HSAs don't solely help the very wealthy. You're assuming you can't put aside a few dollars for yourself and your family. Again, I want you to be able to form an HSA if you choose.
4. For pre-existing conditions, we can come up with ideas to address that problem. What about an insurance pool much like car insurance should your record indicate you can't afford a traditional policy? Maybe you can come up with something better? Reasonable people working together to address an issue can come up with a viable solution, right?
5. As for 26 year olds on their parent's policy, that is ridiculous. However, if the young
adult was going to college and still a dependent on their parent's income tax, I would suppose most people would think it's reasonable to keep him/her covered.
6. As for caps on profits, limits on coverage and other facets of the industry, wouldn't you agree that this is
EXACTLY what the free market addresses by default? If it didn't, McDonald's would be selling Big Macs that earn $100 on each sandwich; GM could charge an extra $50,000 a vehicle and a typical airline ticket would cost more than $20,000. Remember, the companies want you to spend your money on their services. Price and quality do matter greatly to the consumer.
Now I have a couple questions for you to consider:
1. ObamaCare - would you, in any way, consider that as "reform" of the medical industry? Republicans have been advocating reforms like the ones I have suggested, not hand it over to the government. The socialists have wanted this takeover for more than 50 years. They c***ted and won in Congress while the American people lose big time.
2. Would you say the doubling of premiums (or more) good for America's families?
3. Do you think the average person feels better knowing the IRS is on guard protecting the government from people who can't afford the high premiums and outlandish deductibles?
4. Would you agree with the Democrat leadership and Obama that you and everyone else is entirely too stupid to make the right choices for themselves and their family? Would you agree America is comprised of 313 million dim bulbs that desperately need Big Government to take choices out of the insurance industry for them?
5. Do you consider providing a******ns on demand and birth control a valid medical
need - that your higher premiums are to subsidize this without regard to your personal beliefs including your godly faith or your belief in personal responsibility?
6. Do you think having millions of people thrown out of work or having their work week reduced to 28 hours is good for the country thanks to the implementation of ObamaCare and all the associated costs?
I can tell you one thing and hopefully it will register in your mind: ObamaCare is NOT about health care at all - it's about CONTROL of your life and your choices. We can do better for more people without having your life controlled by bureaucrats and socialists. An open and honest dialog would accomplish much, but it will be difficult because there are many like me who have no faith in the Democrat leadership at all - they earned it. Wouldn't it be nice to have this open debate as
Americans instead of political theater? All it would take is honor to get the ball rolling.