mmccarty12 wrote:
I thank you for your wishes of well being. I will disagree that the ACA was written and enacted just for situations like mine. The ACA does nothing more than require people to give money to both the Federal government, in the form of the new taxes imposed upon the insurance premiums, and into the pockets of the insurance companies themselves.
It has never been about what is right because too many special interest groups are exempt. If it was truly an all-encompassing bill, NO ONE would be exempt for any reason.
It has never been about what is best for Americans as Americans are the ones paying for it by force. If you do not abide by the mandate you are punished. If you abide by the mandate, you are punished because you have to pay taxes on your premiums.
Insurance is a hedge against illness. It is just like any game of chance out there be it poker, slots or horse racing. There is a chance you will win, more is paid out for/to you than you have put in, and there is a chance that you will lose, you never have to use it so the money is 'wasted', figuratively not literally.
If the government were really concerned, insurance companies would be outlawed, medical costs would be lowered and private interests would gain nothing. Now, both private interests and the government benefit.
I was talking with two other veteran's today about our treatment at our local VAMS. We have issues with it, but we find it better than the privatized system in existence because the issues we have with it today exist outside the VAMS. We veterans just have the privilege, earned, to not have to pay full cost for most of our treatment if we utilize the VAMS. Obamacare will just exponentiate the existing problems and we fear how much our current services will decline because of Obamacare. It is already happening in the private medical arena and Obamacare is not yet in full swing.
I thank you for your wishes of well being. I will... (
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A couple points that I hope will boost your mood. Your employer did not buy individual policy s for seven people, the 7 were put in and insured under a group policy, which allowed you to be covered as well as the others at a lower cost then if single polices were sold. Under the ACA your group will be the population of the USA. Your rates should be manageable one way or an other. The VAMS may also be a solution, I do not know how they will be affected. Do not have a convenient location up here so have never explored.. Good luck to you, it wiill work out...