Perm I have a G plan and have for years. I contacted Bankers Life and got an agent. Met with her and looked at all plans available. It is a higher monthly premium but well worth it. None of this 80/20 crap that comes along with Advantage plans. I chose the G plan because I get an expensive infusion monthly. In the thousands each month.
I am old school I do not use the internet for important purchases. I like to sit face to face with A person. I have had the same car insurance man for over 40 years. My G Plan woman for 5 or 6 years. I don’t plan on changing.
P/S. Plans names change every year.