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Bad News for Republicans: “Obamacare” to Cost Americans Much LESS Than Expected
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May 31, 2013 11:57:37   #
Dave Loc: Upstate New York
 
The Dutchman wrote:
The government mandates that you have to have insurance to drive.
You have to have insurance to finance home auto etc.
and now they are mandating that you have to have health ins.
You have to have insurance to be in business, and if you are you have to have insurance to apply for a government contract plus a bond which is just more insurance.


You have to have insurance to drive only to cover the other guy - you can go naked for your potential loss. In other words, protection of your property is the purpose of that law and a proper role of government.

You have to have insurance to finance a home because the mortgager requires it to cover his risk. Should you find a lender willing to take the risk and loan you the money to buy a house, you are free to do so - but suspect the interest rate, should you find one, would be prohibitive.

You have to have insurance to bid on, or do business with, virtually every other private business in America - I've been managing business for well over 40 years and have never seen any case where that was not true. If you don't understand the reason for that, you have a very limited understanding of business.

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May 31, 2013 13:25:33   #
oldroy Loc: Western Kansas (No longer in hiding)
 
straightUp wrote:
And when I go back to Jan 07... what am I looking for?


I would say that maybe you could look at who took over control of Congress back then. Of course, I am sure you knew all along, too.

Reply
May 31, 2013 14:15:56   #
oldroy Loc: Western Kansas (No longer in hiding)
 
straightUp wrote:
No, actually I find that rather impressive. I'm not one of those people who thinks you have to have a masters degree to be considered intelligent and I think learning on the job can be as challenging as any academic matriculation... and certainly, any technician who is good at what he does is in my mind a valuable thing.

I do understand the frustrations of regulation. Sarbine-Oxley had a direct impact on me when I was brought in to advise staff on the management of a business intelligence system at a major bank, which meant I had access to production data and because of that I was not allowed to see any of the code because the bank (in order to comply with the regulation) insisted that those who had access to data could not have access to code that could manipulate the data. That actually impeded my ability to DO my job. The joke at the time was how the regulation was in reaction to the bad behavior of high-level executives and yet the only people really having to deal with the consequence were way down in the ranks.

So, I do understand the concept of too much regulation. But I would prefer it if people would approach the issue objectively and case-by-case, rather than issuing blanket statements about how bad regulation is. Because a lot of the regulations DO benefit our safety and our quality of life and none of which presents any financial advantage to the companies.

I think far too much industry is driven exclusively by profit and it's not the greedy guy that liberals talk about... In most cases, there IS no greedy guy. The worker has to answer to the manager, the manager has to answer to the director, the director has to answer to the stock holder, the stock holder has to answer to the fund manager, the fund manager has to answer to the worker. Over simplified, I know, but what I am saying is that ceaseless pursuit of profit has become a runaway a train that no human is control of and government is one of the few braking systems we have that is still controlled by humans.

Corporate policy is s***ed to profit and for that reason there is no human rights in corporate policy. Every single expression of human rights, is embodied in government policy, from the U.S. Constitution to the UN Charter.

For this reason, I think people all around the world need to reestablish faith in democracy. All I see today in this country - from the right in any case, is disdain for government and enthusiasm for corporations.
No, actually I find that rather impressive. I'm no... (show quote)


My son would be very happy to discuss regulation with you only what he would talk about is EPA and some of the things they have brought on us. He was against the diesel fuel crap from them under Bush and still is. He knows that diesel we have to use now is very hard on engines. He knows that they don't get nearly the mileage they would without some of the regulations EPA has put out. Yep, he will take you and the state of California on any day and prove what he says. Of course, all of his argument will come from experience while all theirs will come from their desire to do something he considers to be pretty nasty but not so good for the nation.

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May 31, 2013 14:42:27   #
The Dutchman
 
alex wrote:
but the state govt. not the fed govt.


Alex, over the years I have bid on a number of federal government contracts and they always require a lot more than state or county.
I almost lost the bid on one in WY because I had no minorities in my employee so I hired one to do house keeping duties at the staging area. She cleaned everyone's campers & did our laundry. Worked out really great. And another requirement was I had to pay union scale which was no big deal because my payroll already exceeded union scale.

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May 31, 2013 14:46:46   #
The Dutchman
 
oldroy wrote:
My son would be very happy to discuss regulation with you only what he would talk about is EPA and some of the things they have brought on us. He was against the diesel fuel crap from them under Bush and still is. He knows that diesel we have to use now is very hard on engines. He knows that they don't get nearly the mileage they would without some of the regulations EPA has put out. Yep, he will take you and the state of California on any day and prove what he says. Of course, all of his argument will come from experience while all theirs will come from their desire to do something he considers to be pretty nasty but not so good for the nation.
My son would be very happy to discuss regulation w... (show quote)


Old Roy, back in my trucking days we always had to make sure and have enough fuel on board to get in and out of kalifreakia because of their diesel fuel regs. That low sulfur fuel was a k**ler of engine life.....

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May 31, 2013 14:59:42   #
alex Loc: michigan now imperial beach californa
 
The Dutchman wrote:
Alex, over the years I have bid on a number of federal government contracts and they always require a lot more than state or county.
I almost lost the bid on one in WY because I had no minorities in my employee so I hired one to do house keeping duties at the staging area. She cleaned everyone's campers & did our laundry. Worked out really great. And another requirement was I had to pay union scale which was no big deal because my payroll already exceeded union scale.


that was because you were working across state lines but farmers don't teachers don't so the federal govt. should stay out of their business

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May 31, 2013 15:10:51   #
The Dutchman
 
alex wrote:
that was because you were working across state lines but farmers don't teachers don't so the federal govt. should stay out of their business


Alex, I have had federal contracts in state and it was the same....

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May 31, 2013 15:38:21   #
alex Loc: michigan now imperial beach californa
 
The Dutchman wrote:
Alex, I have had federal contracts in state and it was the same....


so because you working for the federal goons are required to be covered where ever you work you think it's ok if they treat local farmers and teachers the same

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May 31, 2013 16:01:15   #
The Dutchman
 
alex wrote:
so because you working for the federal goons are required to be covered where ever you work you think it's ok if they treat local farmers and teachers the same


Alex, I don't think the federal government should be able to dictate anything to farmers as to what they do and how they do it on their own farms. And teachers should only be regulated by the states, not the feds.
Large corporate farmers should no way in hell get any kind of government subsidies...

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May 31, 2013 16:13:18   #
alex Loc: michigan now imperial beach californa
 
The Dutchman wrote:
Alex, I don't think the federal government should be able to dictate anything to farmers as to what they do and how they do it on their own farms. And teachers should only be regulated by the states, not the feds.
Large corporate farmers should no way in hell get any kind of government subsidies...


hey you're making MY argument

Reply
May 31, 2013 17:16:36   #
straightUp Loc: California
 
Dave wrote:
Requiring insurance coverage for first dollar loss is unique to health care insurance when comparing to any other type of insurance. Requiring no deductable or copay to so called preventative procedures and birth control is also not insurance.

So you're being pedantic? :)

I guess, we can all have different ideas about what insurance is, so here - lemme whip out ...the dictionary again.

Merriam-Webster wrote:

a : the business of insuring persons or property
b : coverage by contract whereby one party undertakes to indemnify or guarantee another against loss by a specified contingency or peril
c : the sum for which something is insured
2: a means of guaranteeing protection or safety

So if you're saying that ACA isn't insurance because it's not "implemented" the same way as most other insurance policies then OK, but that's a pretty narrow definition if you ask me... but this is coming from someone who buys "insurance" in casino games - LOL.

One point however... about the statement I highlighted in your quote...

Going with Webster's second definition... I see the provision of free birth control as insurance against a larger population of wellfare recipients and preventative procedures as being insurance against potential epidemics. I consider both of these things as potential threats to my own well-being.

Dave wrote:

Further, government managed anything is clearly less cost effective than non-government managed.

Can you qualify that? Because the evidence I've seen suggests the opposite. I'll have to go back and find the sources but I read that the average overhead for medical insurance is 20% where the overhead for Medicare is only 5%. Not only that but ACA makes it VERY clear that one of the reasons the public option can guarantee lower rates because the administrators will be paid much less than the industry average (which is typical of the government anyway)

Dave wrote:

The only place, in my opinion, where government should be actively involved in providing goods and services are where it is necessary for them to do so - thinks like national defense, public safety and protection of private and public properties.


OK... I'm going to forward an argument here. Again, I will warn you that I am about to discuss an original idea that doesn't fit into any of the canned liberal arguments you may have heared before, so please keep your mind open.

Again... 21st century. Not the 19th century when our constitution was authored... I believe the "spirit" of the constitution is timeless, but some of the details are outdated. Of course the authors were insightful enough to recognize this potential which is why the authors were intentionally vague on the details while providing the Judicial Branch with the power to "interpret" so as to make the Constitution adaptable to the times.

That being said... one of the ugly aspects of the 21st century is the advances in biotechnology and it's potential for military applications. We are already at the point where designed micro-organism are promising destructive properties that far surpass anything we have in our arsenals that people typically classify as weapons and this destructive potential comes at a fraction of the cost, it's delivery systems can be virtually undetectable AND... missles, tanks, ships, jets, soldiers, satellites, artillery and every last pound of ordinance is useless in our defense against it.

If we are going to provide for our common defense in the 21st century we HAVE to get over this ridiculous attachment to the details of a 240 year old document and realize that medical facilities may soon be our most effective line of national defense against threats that simply did not exist in 1789. I therefore put forth the notion that healthcare, including mandatory assessment and vacination will be a critical part of our national defense.

So, just understand how I might feel when confronted with that old argument that healthcare should not be a concern for the federal government. To me that statement makes as much sense as the Constitutional provisions for the defense against non-exisitent Indians.

Times change. The founders of this nation understood that. Why, oh why can't today's so-called "Constitutionalists"? In a nation of 314 million v***s t***smiting bodies, yes... Healthcare IS a national concern and free preventative treatment IS a form insurance.

Now, I'm not nessesarily saying that a national medical defense system has to be provided by the government. But I'm not the one saying that traditional military forces have to be provided by the government either. But since everyone just assumes that the government should provide for our defense just because the Constitution says so then what basis do we have for discriminating against what could well be the most effective defense weapon we have?

My opinion is that any private sector defense system, military OR medical has the potential danger of being bought out... maybe even by the enemies. As long as the system is economically driven that will be a risk. So maybe keeping our defense systems tied to the government and therefore (theoritically) accountable to the people is a good idea.

In summary: I think it's time for people to get over their old saggy arguments, come to terms with today's realities and realize that providing for the common defence and promoting the general Welfare in the 21st century means healthcare is now a Constitutional concern.

(Huh... I think I just heard a muffled applause from the graves of Hamilton, Adams and Jefferson)

;)

Reply
 
 
May 31, 2013 23:13:14   #
oldroy Loc: Western Kansas (No longer in hiding)
 
straightUp wrote:
OK... I'm going to forward an argument here. Again, I will warn you that I am about to discuss an original idea that doesn't fit into any of the canned liberal arguments you may have heared before, so please keep your mind open.

Again... 21st century. Not the 19th century when our constitution was authored... I believe the "spirit" of the constitution is timeless, but some of the details are outdated. Of course the authors were insightful enough to recognize this potential which is why the authors were intentionally vague on the details while providing the Judicial Branch with the power to "interpret" so as to make the Constitution adaptable to the times.

That being said... one of the ugly aspects of the 21st century is the advances in biotechnology and it's potential for military applications. We are already at the point where designed micro-organism are promising destructive properties that far surpass anything we have in our arsenals that people typically classify as weapons and this destructive potential comes at a fraction of the cost, it's delivery systems can be virtually undetectable AND... missles, tanks, ships, jets, soldiers, satellites, artillery and every last pound of ordinance is useless in our defense against it.

If we are going to provide for our common defense in the 21st century we HAVE to get over this ridiculous attachment to the details of a 240 year old document and realize that medical facilities may soon be our most effective line of national defense against threats that simply did not exist in 1789. I therefore put forth the notion that healthcare, including mandatory assessment and vacination will be a critical part of our national defense.

So, just understand how I might feel when confronted with that old argument that healthcare should not be a concern for the federal government. To me that statement makes as much sense as the Constitutional provisions for the defense against non-exisitent Indians.

Times change. The founders of this nation understood that. Why, oh why can't today's so-called "Constitutionalists"? In a nation of 314 million v***s t***smiting bodies, yes... Healthcare IS a national concern and free preventative treatment IS a form insurance.

Now, I'm not nessesarily saying that a national medical defense system has to be provided by the government. But I'm not the one saying that traditional military forces have to be provided by the government either. But since everyone just assumes that the government should provide for our defense just because the Constitution says so then what basis do we have for discriminating against what could well be the most effective defense weapon we have?

My opinion is that any private sector defense system, military OR medical has the potential danger of being bought out... maybe even by the enemies. As long as the system is economically driven that will be a risk. So maybe keeping our defense systems tied to the government and therefore (theoritically) accountable to the people is a good idea.

In summary: I think it's time for people to get over their old saggy arguments, come to terms with today's realities and realize that providing for the common defence and promoting the general Welfare in the 21st century means healthcare is now a Constitutional concern.

(Huh... I think I just heard a muffled applause from the graves of Hamilton, Adams and Jefferson)

;)
OK... I'm going to forward an argument here. Again... (show quote)


I think those three were rolling around in their graves at all the foolishness you were spreading around and maybe laughing at your leaner talk.

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Jun 1, 2013 11:43:48   #
straightUp Loc: California
 
oldroy wrote:
I think those three were rolling around in their graves at all the foolishness you were spreading around and maybe laughing at your leaner talk.

LOL... They're probably trying to figure out what "biotechnology" is and how we are expected to defend ourselves against it with l***hes and saws.

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Jun 1, 2013 12:07:03   #
oldroy Loc: Western Kansas (No longer in hiding)
 
straightUp wrote:
LOL... They're probably trying to figure out what "biotechnology" is and how we are expected to defend ourselves against it with l***hes and saws.


So now you are pointing out that those three men who were so instrumental in setting up what has governed us successfully for over 200 years somehow just became something less than they have been seen as being all this time. Was there such a thing as biotechnology when they lived and did any of them study it?

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Jun 1, 2013 16:21:57   #
straightUp Loc: California
 
oldroy wrote:
So now you are pointing out that those three men who were so instrumental in setting up what has governed us successfully for over 200 years somehow just became something less than they have been seen as being all this time. Was there such a thing as biotechnology when they lived and did any of them study it?

Roy... that was the point of my joke... There WAS no biotechnology in their day. There was no healthcare either and medicine was in the undeveloped stage of l***hes, saws, beads and rattles.

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