A wechat group I'm in is comprised of mostly younger teachers from the US and Canada... Last night they were having a rather interesting discussion concerning student debt forgiveness in the US... Seems that the federal government is considering forgiving $10,000 in debt for each individual (not sure if this is true, they didn't provide an article)...
Anyway, some of them were considering using this as an opportunity to get some freebies... A lot of programs and certifications out there are less than $10,000...Moreland college for example offers some great online certifications and liscenses...
I find the idea rather deplorable... Individuals living overseas (this group is mostly Asia ~ China, Korea, Japan) taking taxpayer money (although it should be pointed out that Americans are still required to pay tax even when working outside of the US)...
Personally, I'm against most forms of debt forgiveness... Especially concerning student loans.... But that opinion isn't shared by most Millennials...
One of the women in the group is a dual citizenship (UK/USA...But her parents are from Nigeria) and has an astonishing amount of student debt... She admits to having had to take a math course six times in order to graduate... Her degree is in visual arts and she was jobless for a year upon graduation...Which led to her first moving to Korea to teach ESL (fired three times in a year) and later China (fired twice in her first year and now unemployed despite there being a desperate need for foreign ESL teachers over here)... She hasn't made a student debt payment in over a year due to the debt freeze, but will be unable to do so when the freeze ends...
She, and many like her, blame their issues on c***d and bad luck (she was fired five times in 2 1/2 years!!!) and openly advocate for student debt forgiveness...
I have a very different solution to student debt...Stop giving loans to i***ts who choose useless majors... When a straight A student applies for a medical program, that's the time for loans...
Your opinions???
AuntiE
Loc: 45th Least Free State
Canuckus Deploracus wrote:
A wechat group I'm in is comprised of mostly younger teachers from the US and Canada... Last night they were having a rather interesting discussion concerning student debt forgiveness in the US... Seems that the federal government is considering forgiving $10,000 in debt for each individual (not sure if this is true, they didn't provide an article)...
Anyway, some of them were considering using this as an opportunity to get some freebies... A lot of programs and certifications out there are less than $10,000...Moreland college for example offers some great online certifications and liscenses...
I find the idea rather deplorable... Individuals living overseas (this group is mostly Asia ~ China, Korea, Japan) taking taxpayer money (although it should be pointed out that Americans are still required to pay tax even when working outside of the US)...
Personally, I'm against most forms of debt forgiveness... Especially concerning student loans.... But that opinion isn't shared by most Millennials...
One of the women in the group is a dual citizenship (UK/USA...But her parents are from Nigeria) and has an astonishing amount of student debt... She admits to having had to take a math course six times in order to graduate... Her degree is in visual arts and she was jobless for a year upon graduation...Which led to her first moving to Korea to teach ESL (fired three times in a year) and later China (fired twice in her first year and now unemployed despite there being a desperate need for foreign ESL teachers over here)... She hasn't made a student debt payment in over a year due to the debt freeze, but will be unable to do so when the freeze ends...
She, and many like her, blame their issues on c***d and bad luck (she was fired five times in 2 1/2 years!!!) and openly advocate for student debt forgiveness...
I have a very different solution to student debt...Stop giving loans to i***ts who choose useless majors... When a straight A student applies for a medical program, that's the time for loans...
Your opinions???
A wechat group I'm in is comprised of mostly young... (
show quote)
My position is they voluntarily signed loan papers. They owe the debt.I
DO NOT nor should my tax dollars go to their lack of responsibility.
AuntiE wrote:
My position is they voluntarily signed loan papers. They owe the debt.I DO NOT nor should my tax dollars go to their lack of responsibility.
My favorite excuse is when they say that "no one ever explained to me how debt works"...๐๐๐
AuntiE
Loc: 45th Least Free State
Canuckus Deploracus wrote:
My favorite excuse is when they say that "no one ever explained to me how debt works"...๐๐๐
Hmmm, if memory servies there is a phrase to the effect;
ignorance is no excuse.
Canuckus Deploracus wrote:
A wechat group I'm in is comprised of mostly younger teachers from the US and Canada... Last night they were having a rather interesting discussion concerning student debt forgiveness in the US... Seems that the federal government is considering forgiving $10,000 in debt for each individual (not sure if this is true, they didn't provide an article)...
Anyway, some of them were considering using this as an opportunity to get some freebies... A lot of programs and certifications out there are less than $10,000...Moreland college for example offers some great online certifications and liscenses...
I find the idea rather deplorable... Individuals living overseas (this group is mostly Asia ~ China, Korea, Japan) taking taxpayer money (although it should be pointed out that Americans are still required to pay tax even when working outside of the US)...
Personally, I'm against most forms of debt forgiveness... Especially concerning student loans.... But that opinion isn't shared by most Millennials...
One of the women in the group is a dual citizenship (UK/USA...But her parents are from Nigeria) and has an astonishing amount of student debt... She admits to having had to take a math course six times in order to graduate... Her degree is in visual arts and she was jobless for a year upon graduation...Which led to her first moving to Korea to teach ESL (fired three times in a year) and later China (fired twice in her first year and now unemployed despite there being a desperate need for foreign ESL teachers over here)... She hasn't made a student debt payment in over a year due to the debt freeze, but will be unable to do so when the freeze ends...
She, and many like her, blame their issues on c***d and bad luck (she was fired five times in 2 1/2 years!!!) and openly advocate for student debt forgiveness...
I have a very different solution to student debt...Stop giving loans to i***ts who choose useless majors... When a straight A student applies for a medical program, that's the time for loans...
Your opinions???
A wechat group I'm in is comprised of mostly young... (
show quote)
No student loan forgiveness. Get the government out of the loan business entirely. The individual can finance their education however they choose.
However I think there should be a program where prospective students who meet the grades can attend college, medical school, or wh**ever is deemed needed at the time if they pay back the schooling by participating in government service. That can be in the military, VA hospitals, or perhaps teaching in places where there is a need.
When I say โneeded at the timeโ, I am referring to careers where there is a need. Predominately STEM programs of some sort. Degrees in women's studies, sociology, history, etc are not needed.
I would also include trade schools as well.
AuntiE
Loc: 45th Least Free State
American Vet wrote:
No student loan forgiveness. Get the government out of the loan business entirely. The individual can finance their education however they choose.
However I think there should be a program where prospective students who meet the grades can attend college, medical school, or wh**ever is deemed needed at the time if they pay back the schooling by participating in government service. That can be in the military, VA hospitals, or perhaps teaching in places where there is a need.
When I say โneeded at the timeโ, I am referring to careers where there is a need. Predominately STEM programs of some sort. Degrees in women's studies, sociology, history, etc are not needed.
I would also include trade schools as well.
No student loan forgiveness. Get the government ou... (
show quote)
There was a discussion, in my county, about free tuition assistance for students pursuing courses that were career oriented; X-ray technology, nursing, MRI technician, programming, etc. It was not complete tuition offset, but partial.
I could support that.
American Vet wrote:
No student loan forgiveness. Get the government out of the loan business entirely. The individual can finance their education however they choose.
However I think there should be a program where prospective students who meet the grades can attend college, medical school, or wh**ever is deemed needed at the time if they pay back the schooling by participating in government service. That can be in the military, VA hospitals, or perhaps teaching in places where there is a need.
When I say โneeded at the timeโ, I am referring to careers where there is a need. Predominately STEM programs of some sort. Degrees in women's studies, sociology, history, etc are not needed.
I would also include trade schools as well.
No student loan forgiveness. Get the government ou... (
show quote)
The great thing about going into the trades is that you start earning while you're learning... Apprenticeships should be offered to prospective teachers as well... IMO....
AuntiE wrote:
There was a discussion, in my county, about free tuition assistance for students pursuing courses that were career oriented; X-ray technology, nursing, MRI technician, programming, etc. It was not complete tuition offset, but partial.
I could support that.
If they remain in the community this is an investment... I'd support it as well
AuntiE
Loc: 45th Least Free State
Canuckus Deploracus wrote:
If they remain in the community this is an investment... I'd support it as well
As the discussion was primarily focused on community college students, they would have likely remained locally.
Canuckus Deploracus wrote:
The great thing about going into the trades is that you start earning while you're learning... Apprenticeships should be offered to prospective teachers as well... IMO....
Teaching in general has problems. I believe that 50% leave after the years.
American Vet wrote:
Teaching in general has problems. I believe that 50% leave after the years.
Yes.... It's a stressful job...And can be dangerous as well...
But the main reason I've heard teachers leaving is due to the unions...
Canuckus Deploracus wrote:
My favorite excuse is when they say that "no one ever explained to me how debt works"...๐๐๐
That is because they were teaching CRT instead of basic lessons all people need to grow up, the three Rs for starters.
Canuckus Deploracus wrote:
Yes.... It's a stressful job...And can be dangerous as well...
But the main reason I've heard teachers leaving is due to the unions...
That is one of the main reasons parents move their kids to private schools or charter schools.
Canuckus Deploracus wrote:
A wechat group I'm in is comprised of mostly younger teachers from the US and Canada... Last night they were having a rather interesting discussion concerning student debt forgiveness in the US... Seems that the federal government is considering forgiving $10,000 in debt for each individual (not sure if this is true, they didn't provide an article)...
Anyway, some of them were considering using this as an opportunity to get some freebies... A lot of programs and certifications out there are less than $10,000...Moreland college for example offers some great online certifications and liscenses...
I find the idea rather deplorable... Individuals living overseas (this group is mostly Asia ~ China, Korea, Japan) taking taxpayer money (although it should be pointed out that Americans are still required to pay tax even when working outside of the US)...
Personally, I'm against most forms of debt forgiveness... Especially concerning student loans.... But that opinion isn't shared by most Millennials...
One of the women in the group is a dual citizenship (UK/USA...But her parents are from Nigeria) and has an astonishing amount of student debt... She admits to having had to take a math course six times in order to graduate... Her degree is in visual arts and she was jobless for a year upon graduation...Which led to her first moving to Korea to teach ESL (fired three times in a year) and later China (fired twice in her first year and now unemployed despite there being a desperate need for foreign ESL teachers over here)... She hasn't made a student debt payment in over a year due to the debt freeze, but will be unable to do so when the freeze ends...
She, and many like her, blame their issues on c***d and bad luck (she was fired five times in 2 1/2 years!!!) and openly advocate for student debt forgiveness...
I have a very different solution to student debt...Stop giving loans to i***ts who choose useless majors... When a straight A student applies for a medical program, that's the time for loans...
Your opinions???
A wechat group I'm in is comprised of mostly young... (
show quote)
Your last paragraph is dead on. G****r studies is as worthless as the paper it's printed on. My boys are in good jobs( one a swat team member at our neucular plant by us. And the other is a supervisor in a large contrition company) They both went from graduating high school into the workforce and worked their way up. Both in their 30s. Higher education is a waste of money for most things but basic needs for society. That's a large range of jobs. Also universities shouldn't require classes that have no bareing on the chosen field.
Canuckus Deploracus wrote:
A wechat group I'm in is comprised of mostly younger teachers from the US and Canada... Last night they were having a rather interesting discussion concerning student debt forgiveness in the US... Seems that the federal government is considering forgiving $10,000 in debt for each individual (not sure if this is true, they didn't provide an article)...
Anyway, some of them were considering using this as an opportunity to get some freebies... A lot of programs and certifications out there are less than $10,000...Moreland college for example offers some great online certifications and liscenses...
I find the idea rather deplorable... Individuals living overseas (this group is mostly Asia ~ China, Korea, Japan) taking taxpayer money (although it should be pointed out that Americans are still required to pay tax even when working outside of the US)...
Personally, I'm against most forms of debt forgiveness... Especially concerning student loans.... But that opinion isn't shared by most Millennials...
One of the women in the group is a dual citizenship (UK/USA...But her parents are from Nigeria) and has an astonishing amount of student debt... She admits to having had to take a math course six times in order to graduate... Her degree is in visual arts and she was jobless for a year upon graduation...Which led to her first moving to Korea to teach ESL (fired three times in a year) and later China (fired twice in her first year and now unemployed despite there being a desperate need for foreign ESL teachers over here)... She hasn't made a student debt payment in over a year due to the debt freeze, but will be unable to do so when the freeze ends...
She, and many like her, blame their issues on c***d and bad luck (she was fired five times in 2 1/2 years!!!) and openly advocate for student debt forgiveness...
I have a very different solution to student debt...Stop giving loans to i***ts who choose useless majors... When a straight A student applies for a medical program, that's the time for loans...
Your opinions???
A wechat group I'm in is comprised of mostly young... (
show quote)
My opinion ? My opinion is to call the Biden student loan forgiveness program exactly what it is. It is a bribe. President Biden and the Democrats are bribing those in the correct age group to v**e for them. Since the Biden Administration can't earn their v**es, they are buying their v**es with American taxpayer money.
When you examine what this is actually about, it becomes quite clear and simple. Most Americans are easily bribable, purchasable, and monetarily incentivized to be selfish. So America, what is your price ? How cheap of a whore are you ? At least be a high priced street walker. Make Olde Uncle really really pay up. After all the olde skin flint has the entire US Treasury at his disposal to buy your Soul.
H****r had to pay up to do blow off the cracks of his crack whores. Don't give the 'big guy' any discounts for your v**es.
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