There will be an increase. Not because of the ACA, but because no one has yet dealt with the out of control healthcare costs, which have NOTHING to do with insurance. The ACA was a start, a flawed start, but still a start - but ONLY a start. Instead of doing something thing about the skyrocketing costs of the care insurance pays for, the Congress chose to try and derail the only real effort there has ever been to do address the problem, by trying to repeal the ACA - not replace it with something better - just repeal it.

The American people were shafted by democrats, who rammed through an ill conceived bill and who then refused to fix it, then shafted again by republicans who refused to do anything but try and repeal it. Americans have access to the best healthcare in the world - if you can afford to avail yourself of that luxury. The best insurance still only pays up to 80% of hospital charges, and when a two day stay for routine care can exceed $100,000, a middle class family could be financially harmed, for any longer stay, chronic conditions or trauma, middle class families are ruined.

There is absolutely NO reason for a routine MRI to exceed $800 anywhere in the country, yet people and insurance companies are forced to pay $1500 - $3000 per scan. Cat scans should not exceed $250, etc., etc., yet no one asks questions about the outrageous charges. Once most everyone was covered by some form of insurance, healthcare providers no longer had "uncompensated care" as an excuse for inflated pricing. This should have resulted in a decrease in individuals bills, as they were no longer being charged to pay for non insured persons care, but that didn't happen, in fact, healthcare costs INCREASED - and no one took them to task.

Publicly traded corporations providing healthcare, should NOT have tax exempt status - yet they do and no one asks questions. Non profit and not for profit healthcare facilities are such for TAX purposes, but make tons of money even so - and no one asks questions. Insurance companies don't care, they make their profit anyway - at your expense. Healthcare providers don't care, they make their profit anyway - at your expense. Pharmaceutical companies don't care, they make lots of profit - at your expense. Medical supply and device companies don't care, they makes tons of profit with little competition - at your expense.

Want insurance cost to go down? Don't look at the insurance - look at the costs that insurance pays. THIS is what the Congress needs and needed to be doing, instead of playing politics - at your expense.

Richard-just saw a report where premiums will increase from 10% to 50% depending on the State. Believe 3 or 4 States will see the 50% increase while most will be in the 25 to 30% range. One State, Ind. had a decline. Problems are that there are fewer specialists and hospitals participating so not good news for most insured under the ACA. This plan was purposely designed so that the increases will occur after Obama leaves office. Believe the name should be change to Obamascare or Obamascam. Good Luck America !!!