ObamaCare Premiums: I am interested in knowing what has actually happened to ObamaCare premiums. Have you seen an increase ? If you have, how much? Mine went up, but not by much. Just...

Richard94611

I am interested in knowing what has actually happened to ObamaCare premiums. Have you seen an increase ? If you have, how much? Mine went up, but not by much. Just the facts, please. Save the arguments and hysteria for some other thread.

bmac32 Loc: West Florida

On Monday, it was announced that premiums for plans sold on HealthCare.gov, the government website for Affordable Care Act plans, will see a nearly 25 percent increase for next year. This, of course, shouldn't come as too big of a shock, considering that premiums have risen by nearly $5,000 since the "Affordable" Care Act was passed.

In 2008, the average health insurance premium cost a family about $12,680 every year. Now, after the passage of the Affordable Care Act, the average premium cost for a family has ballooned to $17,500.

Richard94611 wrote:

I am interested in knowing what has actually happened to ObamaCare premiums. Have you seen an increase ? If you have, how much? Mine went up, but not by much. Just the facts, please. Save the arguments and hysteria for some other thread.

mcmlx

bmac32 wrote:

On Monday, it was announced that premiums for plan... (show quote)

$100.00/month is mine.

lpnmajor Loc: Arkansas

Richard94611 wrote:

I am interested in knowing what has actually happened to ObamaCare premiums. Have you seen an increase ? If you have, how much? Mine went up, but not by much. Just the facts, please. Save the arguments and hysteria for some other thread.

There will be an increase. Not because of the ACA, but because no one has yet dealt with the out of control healthcare costs, which have NOTHING to do with insurance. The ACA was a start, a flawed start, but still a start - but ONLY a start. Instead of doing something thing about the skyrocketing costs of the care insurance pays for, the Congress chose to try and derail the only real effort there has ever been to do address the problem, by trying to repeal the ACA - not replace it with something better - just repeal it.

The American people were shafted by democrats, who rammed through an ill conceived bill and who then refused to fix it, then shafted again by republicans who refused to do anything but try and repeal it. Americans have access to the best healthcare in the world - if you can afford to avail yourself of that luxury. The best insurance still only pays up to 80% of hospital charges, and when a two day stay for routine care can exceed $100,000, a middle class family could be financially harmed, for any longer stay, chronic conditions or trauma, middle class families are ruined.

There is absolutely NO reason for a routine MRI to exceed $800 anywhere in the country, yet people and insurance companies are forced to pay $1500 - $3000 per scan. Cat scans should not exceed $250, etc., etc., yet no one asks questions about the outrageous charges. Once most everyone was covered by some form of insurance, healthcare providers no longer had "uncompensated care" as an excuse for inflated pricing. This should have resulted in a decrease in individuals bills, as they were no longer being charged to pay for non insured persons care, but that didn't happen, in fact, healthcare costs INCREASED - and no one took them to task.

Publicly traded corporations providing healthcare, should NOT have tax exempt status - yet they do and no one asks questions. Non profit and not for profit healthcare facilities are such for TAX purposes, but make tons of money even so - and no one asks questions. Insurance companies don't care, they make their profit anyway - at your expense. Healthcare providers don't care, they make their profit anyway - at your expense. Pharmaceutical companies don't care, they make lots of profit - at your expense. Medical supply and device companies don't care, they makes tons of profit with little competition - at your expense.

Want insurance cost to go down? Don't look at the insurance - look at the costs that insurance pays. THIS is what the Congress needs and needed to be doing, instead of playing politics - at your expense.

mcmlx

lpnmajor wrote:

There will be an increase. Not because of the ACA, but because no one has yet dealt with the out of control healthcare costs, which have NOTHING to do with insurance. The ACA was a start, a flawed start, but still a start - but ONLY a start. Instead of doing something thing about the skyrocketing costs of the care insurance pays for, the Congress chose to try and derail the only real effort there has ever been to do address the problem, by trying to repeal the ACA - not replace it with something better - just repeal it.

The American people were shafted by democrats, who rammed through an ill conceived bill and who then refused to fix it, then shafted again by republicans who refused to do anything but try and repeal it. Americans have access to the best healthcare in the world - if you can afford to avail yourself of that luxury. The best insurance still only pays up to 80% of hospital charges, and when a two day stay for routine care can exceed $100,000, a middle class family could be financially harmed, for any longer stay, chronic conditions or trauma, middle class families are ruined.

There is absolutely NO reason for a routine MRI to exceed $800 anywhere in the country, yet people and insurance companies are forced to pay $1500 - $3000 per scan. Cat scans should not exceed $250, etc., etc., yet no one asks questions about the outrageous charges. Once most everyone was covered by some form of insurance, healthcare providers no longer had "uncompensated care" as an excuse for inflated pricing. This should have resulted in a decrease in individuals bills, as they were no longer being charged to pay for non insured persons care, but that didn't happen, in fact, healthcare costs INCREASED - and no one took them to task.

Publicly traded corporations providing healthcare, should NOT have tax exempt status - yet they do and no one asks questions. Non profit and not for profit healthcare facilities are such for TAX purposes, but make tons of money even so - and no one asks questions. Insurance companies don't care, they make their profit anyway - at your expense. Healthcare providers don't care, they make their profit anyway - at your expense. Pharmaceutical companies don't care, they make lots of profit - at your expense. Medical supply and device companies don't care, they makes tons of profit with little competition - at your expense.

Want insurance cost to go down? Don't look at the insurance - look at the costs that insurance pays. THIS is what the Congress needs and needed to be doing, instead of playing politics - at your expense.

There will be an increase. Not because of the ACA,... (show quote)

I'll pay the "tax" fine if needed.
SCOTUS really screwed us.

emarine

lpnmajor wrote:

There will be an increase. Not because of the ACA, but because no one has yet dealt with the out of control healthcare costs, which have NOTHING to do with insurance. The ACA was a start, a flawed start, but still a start - but ONLY a start. Instead of doing something thing about the skyrocketing costs of the care insurance pays for, the Congress chose to try and derail the only real effort there has ever been to do address the problem, by trying to repeal the ACA - not replace it with something better - just repeal it.

The American people were shafted by democrats, who rammed through an ill conceived bill and who then refused to fix it, then shafted again by republicans who refused to do anything but try and repeal it. Americans have access to the best healthcare in the world - if you can afford to avail yourself of that luxury. The best insurance still only pays up to 80% of hospital charges, and when a two day stay for routine care can exceed $100,000, a middle class family could be financially harmed, for any longer stay, chronic conditions or trauma, middle class families are ruined.

There is absolutely NO reason for a routine MRI to exceed $800 anywhere in the country, yet people and insurance companies are forced to pay $1500 - $3000 per scan. Cat scans should not exceed $250, etc., etc., yet no one asks questions about the outrageous charges. Once most everyone was covered by some form of insurance, healthcare providers no longer had "uncompensated care" as an excuse for inflated pricing. This should have resulted in a decrease in individuals bills, as they were no longer being charged to pay for non insured persons care, but that didn't happen, in fact, healthcare costs INCREASED - and no one took them to task.

Publicly traded corporations providing healthcare, should NOT have tax exempt status - yet they do and no one asks questions. Non profit and not for profit healthcare facilities are such for TAX purposes, but make tons of money even so - and no one asks questions. Insurance companies don't care, they make their profit anyway - at your expense. Healthcare providers don't care, they make their profit anyway - at your expense. Pharmaceutical companies don't care, they make lots of profit - at your expense. Medical supply and device companies don't care, they makes tons of profit with little competition - at your expense.

Want insurance cost to go down? Don't look at the insurance - look at the costs that insurance pays. THIS is what the Congress needs and needed to be doing, instead of playing politics - at your expense.

There will be an increase. Not because of the ACA,... (show quote)

Exactly...

permafrost Loc: Minnesota

lpnmajor wrote:

There will be an increase. Not because of the ACA, but because no one has yet dealt with the out of control healthcare costs, which have NOTHING to do with insurance. The ACA was a start, a flawed start, but still a start - but ONLY a start. Instead of doing something thing about the skyrocketing costs of the care insurance pays for, the Congress chose to try and derail the only real effort there has ever been to do address the problem, by trying to repeal the ACA - not replace it with something better - just repeal it.

The American people were shafted by democrats, who rammed through an ill conceived bill and who then refused to fix it, then shafted again by republicans who refused to do anything but try and repeal it. Americans have access to the best healthcare in the world - if you can afford to avail yourself of that luxury. The best insurance still only pays up to 80% of hospital charges, and when a two day stay for routine care can exceed $100,000, a middle class family could be financially harmed, for any longer stay, chronic conditions or trauma, middle class families are ruined.

There is absolutely NO reason for a routine MRI to exceed $800 anywhere in the country, yet people and insurance companies are forced to pay $1500 - $3000 per scan. Cat scans should not exceed $250, etc., etc., yet no one asks questions about the outrageous charges. Once most everyone was covered by some form of insurance, healthcare providers no longer had "uncompensated care" as an excuse for inflated pricing. This should have resulted in a decrease in individuals bills, as they were no longer being charged to pay for non insured persons care, but that didn't happen, in fact, healthcare costs INCREASED - and no one took them to task.

Publicly traded corporations providing healthcare, should NOT have tax exempt status - yet they do and no one asks questions. Non profit and not for profit healthcare facilities are such for TAX purposes, but make tons of money even so - and no one asks questions. Insurance companies don't care, they make their profit anyway - at your expense. Healthcare providers don't care, they make their profit anyway - at your expense. Pharmaceutical companies don't care, they make lots of profit - at your expense. Medical supply and device companies don't care, they makes tons of profit with little competition - at your expense.

Want insurance cost to go down? Don't look at the insurance - look at the costs that insurance pays. THIS is what the Congress needs and needed to be doing, instead of playing politics - at your expense.

There will be an increase. Not because of the ACA,... (show quote)

IPN,

Could not agree with you more..

The charges for care are atrocious.. A few months ago I got cataract surgery on both eyes.. Now besides, assorted rods, plates, nuts, bolts, animal parts, valves, stints and balloons. I also have plastic eyes or lenses to be specific..
But, to the point, of several items on the detailed bill, that caught my eye.. The recovery room charge was $2500 for each eye. I was an outpatient so the time spent in the recovery room was about 1 hr for one eye and perhaps and 1 and 1/2 hr for the other eye..

Now I did seek a very qualified surgeon and this man was very good. But the other charges should have had nothing to do with his qualifications..

Yes, we need to stress to our congressmen that the HEALTHCARE costs must be under control

emarine

[quote=permafrost]IPN,

Could not agree with you more..

The charges for care are atrocious.. A few months ago I got cataract surgery on both eyes.. Now besides, assorted rods, plates, nuts, bolts, animal parts, valves, stints and balloons. I also have plastic eyes or lenses to be specific..
But, to the point, of several items on the detailed bill, that caught my eye.. The recovery room charge was $2500 for each eye. I was an outpatient so the time spent in the recovery room was about 1 hr for one eye and perhaps and 1 and 1/2 hr for the other eye..

Now I did seek a very qualified surgeon and this man was very good. But the other charges should have had nothing to do with his qualifications..

Yes, we need to stress to our congressmen that the HEALTHCARE costs must be under control[/quote

I know the drill... paid 68K for 900ML drug... cost 2.3K in Canada for the same drug made in the USA

permafrost Loc: Minnesota

[quote=emarine][quote=permafrost]IPN,

Could not agree with you more..

The charges for care are atrocious.. A few months ago I got cataract surgery on both eyes.. Now besides, assorted rods, plates, nuts, bolts, animal parts, valves, stints and balloons. I also have plastic eyes or lenses to be specific..
But, to the point, of several items on the detailed bill, that caught my eye.. The recovery room charge was $2500 for each eye. I was an outpatient so the time spent in the recovery room was about 1 hr for one eye and perhaps and 1 and 1/2 hr for the other eye..

Now I did seek a very qualified surgeon and this man was very good. But the other charges should have had nothing to do with his qualifications..

Yes, we need to stress to our congressmen that the HEALTHCARE costs must be under control[/quote

I know the drill... paid 68K for 900ML drug... cost 2.3K in Canada for the same drug made in the USA[/quote]

Wow,

I do get a lot of drugs/meds but nothing the is that area of cost.. My drug cost are not great...

bmac32 Loc: West Florida

That will mean you'll have no insurance and if by bad luck you'll pay the whole thing, that's no what people were promised!

mcmlx wrote:

I'll pay the "tax" fine if needed.
SCOTUS really screwed us.

Morgan

lpnmajor wrote:

There will be an increase. Not because of the ACA, but because no one has yet dealt with the out of control healthcare costs, which have NOTHING to do with insurance. The ACA was a start, a flawed start, but still a start - but ONLY a start. Instead of doing something thing about the skyrocketing costs of the care insurance pays for, the Congress chose to try and derail the only real effort there has ever been to do address the problem, by trying to repeal the ACA - not replace it with something better - just repeal it.

The American people were shafted by democrats, who rammed through an ill conceived bill and who then refused to fix it, then shafted again by republicans who refused to do anything but try and repeal it. Americans have access to the best healthcare in the world - if you can afford to avail yourself of that luxury. The best insurance still only pays up to 80% of hospital charges, and when a two day stay for routine care can exceed $100,000, a middle class family could be financially harmed, for any longer stay, chronic conditions or trauma, middle class families are ruined.

There is absolutely NO reason for a routine MRI to exceed $800 anywhere in the country, yet people and insurance companies are forced to pay $1500 - $3000 per scan. Cat scans should not exceed $250, etc., etc., yet no one asks questions about the outrageous charges. Once most everyone was covered by some form of insurance, healthcare providers no longer had "uncompensated care" as an excuse for inflated pricing. This should have resulted in a decrease in individuals bills, as they were no longer being charged to pay for non insured persons care, but that didn't happen, in fact, healthcare costs INCREASED - and no one took them to task.

Publicly traded corporations providing healthcare, should NOT have tax exempt status - yet they do and no one asks questions. Non profit and not for profit healthcare facilities are such for TAX purposes, but make tons of money even so - and no one asks questions. Insurance companies don't care, they make their profit anyway - at your expense. Healthcare providers don't care, they make their profit anyway - at your expense. Pharmaceutical companies don't care, they make lots of profit - at your expense. Medical supply and device companies don't care, they makes tons of profit with little competition - at your expense.

Want insurance cost to go down? Don't look at the insurance - look at the costs that insurance pays. THIS is what the Congress needs and needed to be doing, instead of playing politics - at your expense.

There will be an increase. Not because of the ACA,... (show quote)

You are right on, Americans are in debt trying to cover medical expenses.

mcmlx

bmac32 wrote:

That will mean you'll have no insurance and if by bad luck you'll pay the whole thing, that's no what people were promised!

Can't get blood out of a turnip. I'll cross that bridge when I come to it. There are actually doctors around here who give a discount for people with no insurance and pay with cash.
I like to have a roof over my head and, at the least, have beans and cornbread.
I reckon I'll just tell the medical facility that I'm an illegal refugee muslim immigrant.
They seem to be getting all of the benefits.

bilordinary Loc: SW Washington

lpnmajor wrote:

There will be an increase. Not because of the ACA, but because no one has yet dealt with the out of control healthcare costs, which have NOTHING to do with insurance. The ACA was a start, a flawed start, but still a start - but ONLY a start. Instead of doing something thing about the skyrocketing costs of the care insurance pays for, the Congress chose to try and derail the only real effort there has ever been to do address the problem, by trying to repeal the ACA - not replace it with something better - just repeal it.

The American people were shafted by democrats, who rammed through an ill conceived bill and who then refused to fix it, then shafted again by republicans who refused to do anything but try and repeal it. Americans have access to the best healthcare in the world - if you can afford to avail yourself of that luxury. The best insurance still only pays up to 80% of hospital charges, and when a two day stay for routine care can exceed $100,000, a middle class family could be financially harmed, for any longer stay, chronic conditions or trauma, middle class families are ruined.

There is absolutely NO reason for a routine MRI to exceed $800 anywhere in the country, yet people and insurance companies are forced to pay $1500 - $3000 per scan. Cat scans should not exceed $250, etc., etc., yet no one asks questions about the outrageous charges. Once most everyone was covered by some form of insurance, healthcare providers no longer had "uncompensated care" as an excuse for inflated pricing. This should have resulted in a decrease in individuals bills, as they were no longer being charged to pay for non insured persons care, but that didn't happen, in fact, healthcare costs INCREASED - and no one took them to task.

Publicly traded corporations providing healthcare, should NOT have tax exempt status - yet they do and no one asks questions. Non profit and not for profit healthcare facilities are such for TAX purposes, but make tons of money even so - and no one asks questions. Insurance companies don't care, they make their profit anyway - at your expense. Healthcare providers don't care, they make their profit anyway - at your expense. Pharmaceutical companies don't care, they make lots of profit - at your expense. Medical supply and device companies don't care, they makes tons of profit with little competition - at your expense.

Want insurance cost to go down? Don't look at the insurance - look at the costs that insurance pays. THIS is what the Congress needs and needed to be doing, instead of playing politics - at your expense.

There will be an increase. Not because of the ACA,... (show quote)

Been saying that for a long time, just more evidence of a corrupt system.
How is it possible for Abdul to pay a nickle and George pays 5 bucks?

Ricko Loc: Florida

Richard94611 wrote:

I am interested in knowing what has actually happened to ObamaCare premiums. Have you seen an increase ? If you have, how much? Mine went up, but not by much. Just the facts, please. Save the arguments and hysteria for some other thread.

Richard-just saw a report where premiums will increase from 10% to 50% depending on the State. Believe 3 or 4 States will see the 50% increase while most will be in the 25 to 30% range. One State, Ind. had a decline. Problems are that there are fewer specialists and hospitals participating so not good news for most insured under the ACA. This plan was purposely designed so that the increases will occur after Obama leaves office. Believe the name should be change to Obamascare or Obamascam. Good Luck America !!!

valkyrierider Loc: "Land of Trump"

Richard94611 wrote:

I am interested in knowing what has actually happened to ObamaCare premiums. Have you seen an increase ? If you have, how much? Mine went up, but not by much. Just the facts, please. Save the arguments and hysteria for some other thread.

My wife's insurance before Obamacare was 470.00 per month. It is now 756.50 per month and her SSI check is 850.00 per month. On her policy she is paying for child health care and child dental and we have no children at home. So now we are looking at another big increase. We will just have to cancel her insurance and pay out of pocket which will be cheaper. Obama Care Sucks.