This is the payback Great Britain gets for diversity, equity and inclusion.

America is on a similar path as it has opened its arms to i******s from 160 countries. We will soon see the bad results of this open arms policy. Thank You, Joe Biden, the Democrat Party and all those uninformed Democrat v**ers who cast their v**es to support the administration’s bad policy!

The House necked a to launch an investigation or The DOJ when Trump gets his appointment into that position.

When you research how to get a business loan, you’re sure to come across a common term—collateral. Collateral is a frequent business loan requirement, but it’s not necessary with every type of business financing.

Some lenders want you to supply collateral when you take out a new business loan. Others won’t require collateral when your business borrows money. Finally, certain lenders may allow you to decide whether or not to put up collateral when you borrow, and the cost of your loan could vary according to your decision.

What Is Collateral?

Collateral is a term that describes an asset you pledge to a lender when you take out a loan. Should your business borrow money and fail to repay the debt as promised, collateral provides the lender with another way to recover its investment by seizing the asset. Collateral, at its core, is a security measure.

When you pledge collateral to a lender, your loan is secured. Financing that you take out without any collateral backing is unsecured. So, if you’re researching funding options for your business and you come across the term “secured,” you know that some sort of deposit or collateral is required by the lender. Unsecured financing indicates the opposite.

Common Types of Collateral for Business Loans

Lenders may accept a variety of different assets as collateral, depending on your business loan type and other factors. Examples of acceptable collateral for business loans may include:

Real estate
Business equipment
Vehicles
Cash
Investments (i.e., stocks, bonds, etc.)
Personal assets

In some cases, the property you are borrowing money to purchase—such as an office building, business vehicle or equipment—may double as collateral for the loan. Let’s say, for example, that you borrow money to purchase a truck for your business. However, your business falls behind on its payments. In this scenario, the lender can repossess the vehicle (seize the collateral) and resell it to a third party.

How Much Collateral Do Business Lenders Require?

The amount of collateral you must provide a lender for a secured business loan is based on many factors. Your credit (business and personal), capacity to repay, availability of capital and loan conditions—all part of the five C’s of credit—could influence a lender’s collateral requirements. ITS NOT JUST THE VALUE OF THE REAL ESTATE. ITS A HOST OF OTHER FACTORS. DID LETITIA JAMES GET THAT?

If you do need to provide collateral to secure funding, there’s a general rule that most lenders follow. Any assets you pledge should be worth at least as much as the amount your business wants to borrow.

In other words, if you want to take out a $100,000 secured business loan, you may need to provide $100,000 worth of collateral to back the financing. Pledging assets to the lender that match or surpass the amount of funding your business needs reduces the lender’s risk and can make you a more attractive borrower.

The Value of Collateral

There’s another key factor at play that you should understand where collateral is concerned. Your definition of value might not match up with a lender’s definition. The value of collateral is subjective. THE VALUE OF COLLATERAL IS SUBJECTIVE. DID LETETIA JAMES GET THAT?

Imagine you have a piece of property that appraises for $100,000, and you want to pledge it as collateral to secure a business loan. The lender likely won’t give you credit for the full appraised value of the asset. Instead, the lender may consider that property to be worth just 80% to 90% of its appraised value, just in case the lender cannot resell the property for the full value for any reason.

FOR COLLATERAL THE LENDER DOES NOT GIVE YOU A LOAN ON THE APPRAISED VALUE BUT AN AMOUNT ABOUT 80% OF THE VALUE. THIS IS THE BANKS APPRAISER. LETITIA JAMES, DID YOU GET THAT?

This discounting of value can have an impact on the amount of money your business can borrow. If a lender only accepts 80% of your property’s value in the scenario above, you would only have $80,000 worth of collateral. In this situation, you’d likely need to take one of the following actions:

Supply additional collateral that the lender will accept
Provide a larger down payment
Borrow less money.

Collateral by Type of Business Loan

The type of business financing you want will also play a role in the collateral requirements you face. It’s important to check with any lender you’re considering doing business with to learn its specific loan requirements.

Below are a few examples of the collateral you might expect to provide for different types of business funding.

Equipment financing: When you finance equipment for your business—manufacturing, construction or otherwise—the asset you’re financing typically serves as collateral for the loan.

If you borrow money from an online lender, you may not need to supply traditional collateral. Instead, an online lender might require a personal guarantee or perhaps a blanket lien to protect its investment. A blanket lien gives a lender the right to repossess all collateral that your business owns if necessary.

Can You Get a Business Loan Without Collateral?

It is possible to qualify for a business loan without supplying collateral to back your financing. But, if you’re seeking an unsecured business loan that doesn’t require collateral, the lender is taking a bigger risk. As a result, there may be some tradeoffs, including:

Your choice of lenders could be more limited. If you want to take out an unsecured business loan, some lenders might not be willing to work with you. . Online lenders, by comparison, may be a better resource for unsecured business loans. But you still might have to sign a personal guarantee to cover the lender in the event of a default.

You might need better credit to qualify. Business lenders often consider both your business and personal credit score when you apply for a business loan. If you want an unsecured business loan, especially from a traditional lender, the minimum credit criteria may be stricter than it would be if you were pledging assets.

Interest rates and other loan terms may be less attractive. Unsecured loans are riskier for the lender. As a result, the lender may charge you more, loan you less money or ask for a bigger down payment to help offset the added risk exposure.

Note that even if you qualify for unsecured business funding, you may need to agree to provide a personal guarantee. With a personal guarantee, a lender or credit card issuer may have the right to file a lawsuit and come after your personal assets should your business default on its debt.

Other considerations include is the bank financing an appreciating property. Is the person seeking the loan credit worthy. Would a business man want to ruin his reputation by defaulting on a loan. Would a businessman want to default on an appreciating property.

Business deals always involve risk on both sides, the lender and the borrower. This lawfare attack is claiming that Trump defrauded the bank on the valuation of his property.

Trump put an appreciating property as collateral for a loan. If that business had failed, the bank could have foreclosed on the property, an appreciating property that would of in the end been worth far more than it was worth at the time the property was pledged for the loan.

LETITIA JAMES AND jUDGE ENGORON JUST DON'T GET IT.

When does fraud become a crime? Fraud becomes a crime when it is a knowing misrepresentation of the t***h or a material fact to cause another to act to his or her “DETRIMENT.”

In other words if you lie in order to “DEPRIVE A PERSON OR ORGANIZATION OF THEIR OR MONEY OR PROPERTY,” you’re committing fraud.

This raises the question: “WHO SUFFERED DETRIMENT?”

Answer: “NO ONE!”

What Person or organization was DEPRIVED OF THEIR MONEY OR PROPERTY?

Answer: NO ONE!

Since neither of these conditions are met, the logical conclusion is: “THERE WAS NO CRIME!”

This charge of financial fraud against Trump needs to be dismissed.

…..he’s old and will soon be gone from this earth and this country. Not soon enough!

It used to be. I think you can order the episodes. Google it!

The movie has 36 episodes! Love story with mystery and intrigue!

Loved the Movie “Kurt Seyit and Sura!”

Turkish movie filmed during the Russian Revolution. This is a must see movie!

Florida court case confirms Ashley Biden's stolen diary is real
By
Kenny Webster
Aug 26, 2022

Remember that bizarre news story about Joe Biden showering with his daughter?

Turns out, it looks like it was true.

Two Florida residents have pleaded guilty to stealing the diary of Ashley Biden, President Joe Biden's youngest daughter, and then selling it to right-wing activist group Project Veritas, the Justice Department announced Thursday.

Aimee Harris, 40, and Robert Kurlander, 58, pleaded guilty to conspiracy to commit interstate t***sportation of stolen property involving the theft of personal belongings of an immediate family member of a then-former government official for taking several items belonging to Ashley Biden in September 2020. The charge carries a maximum of five years in prison.

Kurlander has also agreed to cooperate with the government.

Though Ashley Biden, 41, is not named in the court documents, a source familiar with the case confirmed they were her belongings.

"Harris and Kurlander stole personal property from an immediate family member of a candidate for national political office," U.S. Attorney Damian Williams said in a statement. "They sold the property to an organization in New York for $40,000 and even returned to take more of the victim’s property when asked to do so."

So if the diary is real, that means the content of the diary is probably also real:

According to the diary, Ashley wrote that her father and our president took showers with her when she was young girl, fueling her sex-addiction.

Inside a January 2019 diary entry, she wrote “I remember having sex with friends @ a young age; showers w/ my dad.”

When the journal was reported missing, Project Veritas founder James O’ Keefe’s home was raided by police officials, claiming that he had stolen Ashley’s diary.

On Thursday, the journalism organization released a statement about the case saying “a journalist’s lawful receipt of material later alleged to be stolen is routine, commonplace and protected by the First Amendment.

The page of the diary can be found in the link below:

https://twitter.com/camrynbaylee/status/1562897393603203073?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1562897393603203073%7Ctwgr%5E50e104176ceff6893bfa6eeceb256dcbfffd692c%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fkprcradio.iheart.com%2Ffeatured%2Fwalton-and-johnson%2Fcontent%2F2022-08-26-florida-court-case-confirms-ashley-bidens-stolen-diary-is-real%2F

Why is it “ALWAYS A DEMOCRAT!” That’s why the citizens of “Blue Cities” always have the blues.

And what do they do, they v**e for them over and over again. As for the people they v**e for, they don’t know what they don’t know!

I will show you the page from his daughter’s diary. Can’t right now because I am at the barber shop. I will when I get home.

She claims in her diary that “showering with her dad resulted in her having sex at an early age.”

You don’t know what you don’t know. You’re so invested in the Democrat Party and Joe Biden that you don’t even try to find out the t***h. That’s the problem with so many Democrats. They are blind to the real facts!

Joe meets Jill:

THE ex-husband of first lady Jill Biden claimed that she had an affair with Joe Biden while they were still married during the early 1970s.

Though the Bidens have not responded to Bill Stevenson's accusation, he insists that both Joe and Jill lied about how they fell in love after meeting on a blind date.

Prior to marrying Joe, Jill was married to Bill Stevenson, a former college football player.

He and Jill worked together and founded the Stone Balloon, one of the most popular bars near the University of Delaware.

Stevenson claims Jill and Joe had an affair while he and Jill were still married and that Biden lied when he claimed they met on a blind date.

“I genuinely don't want to harm Jill's chances of becoming First Lady. She would make an excellent First Lady - but this is my story,” said Stevenson.

I'm not bitter because, if it wasn't for my divorce, I would never have met my wife Linda and she's the greatest thing in my life - but it does have facts in it that aren't pleasant to Jill and Joe.”

Stevenson claims that both him and Jill were working on-then New Castle County Councilman for Biden's first campaign for the Senate.

He suspected that Jill was involved with Biden after he had to go out of town to meet Bruce Springsteen and Jill did not want to go, as she had offered to watch Biden’s kids.

“Then one of her best friends told me she thought Joe and Jill were getting a little too close. I was surprised that she came to me,” Stevenson added.

Stevenson and Jill divorced in 1975 - two years later, she married Biden.

BIDEN CLAIMED A TRUCK DRIVER WAS RESPONSIBLE FOR HIS WIFE AND DAUGHTER'S DEATH IN A TRAFFIC ACCIDENT AND WENT ON TO SAY THE TRUCK DRIVER WAS DRUNK. NONE OF THIS WAS TRUE. ROLL THE TAPE:

In September 2019, when then-p**********l candidate Joe Biden brought out the story of his confrontation with a gang member named “Corn Pop” during his time as a lifeguard at a Wilmington, Delaware, pool, it’s interesting how quickly Democratic leaders knew to come to his defense.

There was a gang member in Baltimore with the moniker Corn Pop, they pointed out! The local NAACP chairman backed up his story! There was an obituary for a notorious dude who had that nickname! See, Biden’s not lying!

There was a reason behind the decided quickness with which everyone rushed to Biden’s side: People don’t trust his version of events on pretty much anything. Biden’s campaign-trail anecdotes and stories didn’t just have the tocsin of unt***h about them. They were sometimes painfully f**e. (The trend has continued since he became president.)

The most obvious example of this was a fabricated story he told about a war hero who was, at best, a composite. At worst? The Washington Post may have described it best: “In the space of three minutes, Biden got the time period, the location, the heroic act, the type of medal, the military branch and the rank of the recipient wrong, as well as his own role in the ceremony.”

Something like that is ultimately harmless, though. I know that may sound strange, but think about it: No one’s reputation has been denigrated.

The same can’t be said for the sad case of Curtis C. Dunn.

To be fair, Dunn was involved in what’s easily the most traumatic event of Biden’s life. In December 1972, mere weeks after Biden was elected to the Senate for his first term in an upset victory, his first wife and daughter were k**led in a car accident while Christmas shopping.

Dunn was the truck driver who hit them. According to the Newark Post in Delaware, Neilia Biden drove the car into the path of Dunn’s tractor-trailer for reasons unknown, perhaps having to do with her head being turned.

Dunn apparently did everything possible to avoid a collision, according to reports, even overturning his truck in the process. He was also the first person to render assistance at the scene.

This is where reality and Joe Biden diverge, however, and in a profoundly reprehensible manner.

To hear Biden tell it — at least for a very long time — Dunn’s drinking had played a part in the accident.

“A tractor-trailer, a guy who allegedly — and I never pursued it — drank his lunch instead of eating his lunch, broadsided my family and k**led my wife instantly and k**led my daughter instantly and hospitalized my two sons,” he said at a 2007 event in Iowa, according to Politico.

In 2001, meanwhile, Biden talked about how Dunn was “an errant driver who stopped to drink instead of drive and hit a tractor-trailer, hit my children and my wife and k**led them.”

This was a common story Biden would peddle during the early part of the millennium.

The problem is that, from all evidence, it was totally untrue. Dunn was not only cleared by law enforcement but some of his most vociferous defenders were those involved in the case.

“The rumor about alcohol being involved by either party, especially the truck driver [Dunn], is incorrect,” former Delaware Superior Court Judge Jerome O. Herlihy, who oversaw the investigation as a prosecutor, said in 2008 as the story was again recirculating.

Herlihy was terser when talking about the accident to Politico: “She had a stop sign. The truck driver did not.”

“In the end,” he said, “I concurred in their decision that there was no fault on his part.”

Keep in mind that most of this happened after Dunn’s death in 1999, too. Pamela Hamill, one of his seven children, went public with her anger after the story began getting repeated ad nauseam around the time of Biden’s nomination as Barack Obama’s vice-p**********l candidate.

I just burst into tears,” Hamill said of hearing the clip of how her father “drank his lunch” before the accident.

“The story already is tragic enough, why did he have to sensationalize it by saying my father was drunk? My family is outraged.”

To make things worse, she said she had sent Joe Biden a message of support in the aftermath of 9/11 lauding his remarks. He responded with a note that said, in part, “All that I can say is I am sorry for all of us and please know that neither I or my sons feel any animosity whatsoever.”

A 2010 profile of Biden in The Atlantic said that he “has the limber storyteller’s tendency to stretch.”

That may be fine when you’re talking about “Corn Pop” and composite stories about war heroes. When you’re accusing someone of drunken driving in an accident where your wife and daughter were k**led, that’s awfully close to libel.

He blamed an innocent man for years despite the fact that all of the evidence showed Dunn hadn’t done anything wrong.

“Suppose he becomes the next vice president,” Hamill said in 2008. “Movies could be made about him and books could be written about him, all falsely portraying my father as a drunk driver.

“We need to set the record straight and clear my father’s name right now before this goes any further.”

She did, and that played a role in alerting us to how far this “limber storyteller” will go.

I believe DJT has sinned and believe he has repented and loves his wife, his family, his country, the American people and his behavior is stern but respectful.

I believe JB has sinned and continues to sin. He c***ted on his first wife, had an affair with Jill, broke up her marriage, loves his stolen money, he h**es his son because he hasn’t helped his son rid himself of his demons, he h**es this country, he caused inflation, causing pain and suffering on Americans. Simply stated, he’s a reckless, irresponsible, wisea$$!

You want the stories. I’ll post them! Not tonight. It’s late!