tbutkovich

I have seen no effort by the government to control or subsidize the cost of elderly patients in Nursing Homes. My costs are high but I was reading a post on Next Door Neighbor and a woman asked if anyone knew someone who would be willing to care for an elderly 97 year old man who is being charged $350.00 a day. They said it would only require the care provider to assist the man for four hours a day. At $350.00 a day x 30 days is $10500.00 per month in the assisted living nursing home. She said he will soon be going bankrupt.

Joe Biden IS NOT Helping the seniors, homeless people, victims of crime, the poor, people in assisted living, black white and minority poverty, military families, police who died or injured in the line of duty. It’s downright immoral.

Instead of these groups. He’s giving money to college grads to relieve their debt so they can use their big debt free salary to further their education, travel to Europe, buy a new car.

His student loan debt forgiveness program is sinful and, as declared by the Supreme Court, unconstitutional.

Kevyn

If your mother has no assets or skilled nursing insurance Medicaid will cover the cost. A national health care system like that in the rest of the developed world would fix the problem for everyone. This is what Bernie Sanders and AOC are trying to bring about.

tbutkovich

Only in a Medicaid eligible facility. From the Medicaid eligible facilities and care level I have seen, a barn would be more fitting.

JFlorio Loc: Seminole Florida

Who's paying? You?

guzzimaestro

That's what mentally deficient neophytes like krevin will never understand. There's no "free" stuff. Someone pays. Who do you think that is?! Not politicians.

saltwind 78 Loc: Murrells Inlet, South Carolina

tbutkovich, I agree that the cost of nursing homes is ridiculous, that is why I have an insurance policy that will cover the cost, in case my wife and/or I need one some day. I advise people to check out the cost of such policies. I was shocked that these policies go up in cost as people get older, even though they took out these policies long before. The salesmen never told me about that when I purchased the policy. Check out several companies before buying one. In any case, helping out students with the high cost of college loans is another thing entirely. We in this country have the highest cost of higher education than any other country. If we don't help out these kids with college costs, they will not be able to go to college. If that happens, where will we get our teachers, social workers, and other important helping professions from? As a former teacher, I knew plenty of teachers that left the profession because they just couldn't make a living due to the high cost of these loans. In some states like my own, substitute teachers no longer need a college degree to get a job. It's just plain crazy. Only wealthy people will be able to become teachers. Unfortunately not enough of them want these helping professions, and the lower income folks won't be able to afford it. Another problem with not helping lower income students is that the country is much better off with an educated citizenry.

JFlorio Loc: Seminole Florida

People, check out new products. They are life insurance policies; However they are nothing like long term care policies. It's a one premium dump in. Get so much death benefit that can be turned into long term care dollars. Of course the more premium the more Long term care dollars.
There is no physical and you can get your premium returned with no penalties at any time. If you pass someone gets a tax free death benefit.

tbutkovich

I agree that we need to help out people in need to get equitable treatment. But equitable treatment should apply only to those in need and it should be on the front end not the backend of their educational endeavors. For example, my grandaughter wanted to go to Boston College where the tuition is $90,000.00 per year or due to her grades was able to go to University of New Hampshire (her state of residence) with financial aid due to her academic performance in high school for $15,000.00 per year. I advised her that when she made her decision on schools, she look at the whole package and what she would get at the end of her four years. Would you rather have some money in your pocket while in school or be broke to go to an Ivy League School. Would you like to complete your degree and have a $360,000.00 debt. She took this advice seriously and is having a great time at college. Many of her friends that went to private schools at the urging of thier parents have visited my grandaughter and could not believe the activities, academics and social life of UNH. In the end she will realize she has made the right choice.

I agree with you saltwind, on teachers pay and college tuition. Our teachers should make more, the college tuition should be reduced so it is more affordable. For those who can't afford college, there are trade schools that pay well and there are community colleges that are affordable that will allow you a two year associates degree which will allow you to move to a university to take your core courses for you professional degree.

Knightlady

Okay. I'll let you pay the monthly fees for a good insurance policy for me cause God knows I can't

DASHY

Before you sign up for a spot in a fancy "Assisted Living" facility, check out the provisions in your Long Term Care insurance policy. Does long-term insurance cover independent living costs?

Long-term care insurance typically does not provide coverage for independent living. However, it can potentially help you reduce the overall costs of living in an independent living community. Should you ever need them, your long-term care policy could help cover the cost of services needed to maintain an independent lifestyle. These services range from personal care to meal preparation, housekeeping, and transportation.

“Keep in mind every long-term care insurer has its own rules and requirements for providing benefits,” says Josh Hodges, NCOA Chief Customer Officer. “That’s why it’s essential to read the fine print. Review the terms of your current or potential policy to find out the ‘who, where, what, and when’ of its coverage.”

JFlorio Loc: Seminole Florida

You didn’t comprehend. There are no fees. It’s a lump sum. If your poor you’ll be eligible for Medicaid.

Knightlady

Oh, I comprehend Medicare and Medicaid. I don't qualify. I make just over the limit for Any assistance. I can't get paid for taking care of MOHD with disabilities because he can still dress himself.
As the person at SS said, I'm between a rock and a hard place.
MOHD goes to the VA and I have ChampVA. Mine is cut to the marrow so anything I have to have done is mostly me paying. That's going to suck later this year.
So, yeah, I understand it. That's why I said Someone can pay for my monthly premiums on a good insurance policy cause I sure can't.

JFlorio Loc: Seminole Florida

You are in the proverbial “donut hole.”

DASHY

Do you qualify for Marketplace Insurance under the Affordable Care Act?

JFlorio Loc: Seminole Florida

It’s horrible