buffalo wrote:
I think is was back in 2012 when the mandate kicked in, I went on the healthcare.gov website that people were having so much trouble with and breezed right through the process, no problems. I was not poor enough to qualify for a subsidy, am single and the ONLY plans offered me were BCBS Bronze or Silver plan. The Silver plan's monthly premiums were $378.98 with a $6,000.00 deductible and only paid 60% after the deductible was met. What kind of fucked up rip off is that? Do the math. Say If I had the no good shit for 2 years I would have paid $9,000.00 in premiums. Then I suddenly had a $30,000.00 medical bill, emergency or illness, whatever. I still would have had to pay the $6,000.00 deductible, $9,000.00 in premiums I had paid and then the sorry shit would have only paid $14,000.00 of the $24,000.00 left after the $6,000.00 deductible. So, I would have been out $25,000.00 to get $14,000.00 payment for health CARE from private, for profit a health INSURANCE corporation. the Bronze plan would have been worse! You tell me.....
Health INSURANCE and health CARE are not the same thing. Many, many middle class and working poor people forego health CARE because they cannot afford what health INSURANCE WILL NOT PAY and the high deductibles.
Medicare for ALL would solve that problem instantly and save 95% of taxpayers money. Only the the rich would be required to chip in a little more. Health INSURANCE is a profit extracting ripoff. I say eliminate the $500 BILLION they extract in profits annually, increase Medicare tax on wages to, say, 5%, on gross incomes below $150,000 and 7.5% on incomes above that, tax annual stock increases, investment and interest incomes and capital gains the same 7.5% and combine the Medicaid and VA budgets into a Medicare for All. And, YES it would be affordable. Doctors would still be in private practices, that is those that have not gone to work in hospitals for salaries as hospitalist because of the overhead of dealing with 150 different private, for profit health INSURANCE corporations and hospitals would still be privately owned. Medicare for Alll would be no more socialistic than the current Medicare system for the elderly and disabled. It would NOT BE FREE except for the very poor that get it free now.
Out of 11 so-called wealthy nations, the US is the ONLY one that does not have single payer, universal health CARE. The others that do did not go to single payer because it was going to cost more, nor are any of them considering do away with their health CARE systems. Health CARE is a right!
I think is was back in 2012 when the mandate kicke... (
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Look, until people actually get hit in the pocket book they will never support anything. Trouble is, someone in your position is better to use the emergency room. Pay a few dollars a month and there is nothing they can do. Cheaper then healthcare, even paying the fine, but you lose followup care unless you once again have an emergency. I think a single payer the best way to go. Everyone chips in; the wealthy will pay the most...