State of Michigan Legislation and Battle Creek Police Department Robbed and Vandalized my Apartment in Battle Creek Michigan
Jan 3, 2016 04:59:41 #
JuliaMi2
Loc: Detroit Michigan
I believe the Michigan State Legislation and the Battle Creek Police Department Entered my apartment an stole my furniture, Televisions, Stereos, Washer Machine and Dryer, Bed Frame, Dresser and Chess A Drawer, Personal Documents, Vanity, Dell Desk Top Computer, Computer Desk, and Trashed up my apartment leaving clothing, paperwork, trash and much more scattered all over my apartment floor. In addition, the thieves left the water running were the Washing Machine was connected.
I telephoned the Battle Creek Police Department and Officer Michael Bradley Badge # 17043: Complaint # 16-000029 Dated: 01/02/2016 Saturday 12:00 noon. I believe after the local authorities new I left my apartment to visit my grandmother in Detroit Michigan for the Holiday they broken in and stole everything I own.
Sally's Kitchen
Calvary Baptist Church | 1625 Capital Ave NE, Battle Creek, MI 49017 | 269-963-4433 | calbapbc@aol.com
Salvation Army Sally's Kitchen in Battle Creek Michigan:
The Salvation Army of Battle Creek MI
400 Capital Ave NE
Battle Creek MI 49017-3003
p: 269.963.3640
Website: http://sabattlecreek.org/battlecreek/sallys-kitchen-volunteer-groups
I believe the Salvation Army (Sally's Soup Kitchen) Broke in my apartment and stole my belongings at 355 T***h Dr. Battle Creek Michigan 49037. I believe the State of Michigan Department of Engineering and Salvation Army in Battle Creek Michigan are guilty of stealing my mail and cashing various settlement checks in my identification as a result of Federal Audits on the United States Department of Agriculture and Focus Hope, city of Detroit and Housing and Urban Development for fraud and identity theft. I believe that Major Mike and Kathy Wolf are spending a structure settlement to finance a new church at 400 capitol st. ne. battle creek mi. Because several unidentified men from Sally's Kitchen at the Salvation Army keep following me around battle creek Michigan harassing me. I'm not sure if these men volunteer for Sally's Kitchen at Salvation Army or not but I know for sure they have access to trucks big enough to move my furniture from my apartment. Please review the attach photos below:
​ :!:
I telephoned the Battle Creek Police Department and Officer Michael Bradley Badge # 17043: Complaint # 16-000029 Dated: 01/02/2016 Saturday 12:00 noon. I believe after the local authorities new I left my apartment to visit my grandmother in Detroit Michigan for the Holiday they broken in and stole everything I own.
Sally's Kitchen
Calvary Baptist Church | 1625 Capital Ave NE, Battle Creek, MI 49017 | 269-963-4433 | calbapbc@aol.com
Salvation Army Sally's Kitchen in Battle Creek Michigan:
The Salvation Army of Battle Creek MI
400 Capital Ave NE
Battle Creek MI 49017-3003
p: 269.963.3640
Website: http://sabattlecreek.org/battlecreek/sallys-kitchen-volunteer-groups
I believe the Salvation Army (Sally's Soup Kitchen) Broke in my apartment and stole my belongings at 355 T***h Dr. Battle Creek Michigan 49037. I believe the State of Michigan Department of Engineering and Salvation Army in Battle Creek Michigan are guilty of stealing my mail and cashing various settlement checks in my identification as a result of Federal Audits on the United States Department of Agriculture and Focus Hope, city of Detroit and Housing and Urban Development for fraud and identity theft. I believe that Major Mike and Kathy Wolf are spending a structure settlement to finance a new church at 400 capitol st. ne. battle creek mi. Because several unidentified men from Sally's Kitchen at the Salvation Army keep following me around battle creek Michigan harassing me. I'm not sure if these men volunteer for Sally's Kitchen at Salvation Army or not but I know for sure they have access to trucks big enough to move my furniture from my apartment. Please review the attach photos below:
​ :!:
Jan 3, 2016 05:06:29 #
JuliaMi2
Loc: Detroit Michigan
HUD SCANDAL
Tad DeHaven
June 2009
The $65 billion Department of Housing and Urban Development has been plagued by mismanagement and scandal in recent decades. Numerous HUD secretaries have used their power to enrich themselves or to confer special benefits on people with political and financial connections. This essay looks at HUD mismanagement during the tenures of four HUD secretaries under three recent presidents:
Samuel Pierce, 1981-1989, Ronald Reagan's only HUD secretary
Henry Cisneros, 1993-1997, Bill Clinton's first HUD secretary
Andrew Cuomo, 1997-2001, Bill Clinton's second HUD secretary
Alphonso Jackson, 2003-2009, George W. Bush's second HUD secretary
A root cause of HUD scandals is that the department has a large number of costly subsidy programs, and each involves a tangled web of stakeholders. Many HUD programs divide responsibilities between federal, state, and local policymakers, and they involve private interests such as developers and financial companies. The multiplicity of interests and the complexity of the programs create opportunities for people in the public and private sectors to take personal advantage of programs.
The recent meltdown in the U.S. housing and financial markets makes it crucially important to understand the distortions created by HUD's programs and the political drivers of its decision making. HUD policies played an important role in the meltdown, and this essay sheds light on why some of HUD's bad policies were put in place.
Federal housing policies illustrate some broader realities of federal intervention. When making decisions, policymakers usually have political and self-interested ends in mind, not the broad general interest of the public. Also, lofty interventionist visionssuch as using the government to boost home ownershipoften fail because of the imbalances they create in private markets. Housing was traditionally a private and local concern without federal involvement. The scandals and policy errors discussed here provide good reasons to start dismantling HUD and ending the housing subsidies that have caused so much damage.
- See more at: http://www.downsizinggovernment.org/hud/scandals#sthash.ewHiKdzk.dpuf
Tad DeHaven
June 2009
The $65 billion Department of Housing and Urban Development has been plagued by mismanagement and scandal in recent decades. Numerous HUD secretaries have used their power to enrich themselves or to confer special benefits on people with political and financial connections. This essay looks at HUD mismanagement during the tenures of four HUD secretaries under three recent presidents:
Samuel Pierce, 1981-1989, Ronald Reagan's only HUD secretary
Henry Cisneros, 1993-1997, Bill Clinton's first HUD secretary
Andrew Cuomo, 1997-2001, Bill Clinton's second HUD secretary
Alphonso Jackson, 2003-2009, George W. Bush's second HUD secretary
A root cause of HUD scandals is that the department has a large number of costly subsidy programs, and each involves a tangled web of stakeholders. Many HUD programs divide responsibilities between federal, state, and local policymakers, and they involve private interests such as developers and financial companies. The multiplicity of interests and the complexity of the programs create opportunities for people in the public and private sectors to take personal advantage of programs.
The recent meltdown in the U.S. housing and financial markets makes it crucially important to understand the distortions created by HUD's programs and the political drivers of its decision making. HUD policies played an important role in the meltdown, and this essay sheds light on why some of HUD's bad policies were put in place.
Federal housing policies illustrate some broader realities of federal intervention. When making decisions, policymakers usually have political and self-interested ends in mind, not the broad general interest of the public. Also, lofty interventionist visionssuch as using the government to boost home ownershipoften fail because of the imbalances they create in private markets. Housing was traditionally a private and local concern without federal involvement. The scandals and policy errors discussed here provide good reasons to start dismantling HUD and ending the housing subsidies that have caused so much damage.
- See more at: http://www.downsizinggovernment.org/hud/scandals#sthash.ewHiKdzk.dpuf
Jan 3, 2016 05:10:36 #
JuliaMi2
Loc: Detroit Michigan
HUD Scandal: Million-Dollar Wasteland
An ongoing investigation into HUDs affordable housing construction program.
Gray to call for inquiry into ill-fated $5.5 million housing deal
WASHINGTON, DC - JANUARY 24: on January 24, 2012. (Photo by Tracy A. Woodward/The Washington Post)?safty issues in their apt
Nikita Stewart JAN 30, 2012
The mayor wants an investigation into a failed plan to build housing for at-risk young men in the District.
Troubled project for the poor Read More: https://www.washingtonpost.com/investigations/special-reports/HUD-funding/
An ongoing investigation into HUDs affordable housing construction program.
Gray to call for inquiry into ill-fated $5.5 million housing deal
WASHINGTON, DC - JANUARY 24: on January 24, 2012. (Photo by Tracy A. Woodward/The Washington Post)?safty issues in their apt
Nikita Stewart JAN 30, 2012
The mayor wants an investigation into a failed plan to build housing for at-risk young men in the District.
Troubled project for the poor Read More: https://www.washingtonpost.com/investigations/special-reports/HUD-funding/
Jan 3, 2016 05:12:15 #
JuliaMi2
Loc: Detroit Michigan
HUD shares blame for Section 8 scandal
Baltimore: Even as the housing authority crashed, Washington officials praised it as a model.
April 05, 2001
THE CLINTON administration and Democratic politicians on Capitol Hill share responsibility for Baltimore's Section 8 housing scandal.
Former Mayor Kurt L. Schmoke and his two housing commissioners did little to stop the appalling waste and mismanagement in the city's low-income tenant subsidies. But Washington officials for years condoned those irregularities.
After "abuse, fraud and corruption" were alleged in 1998, appeals by Mr. Schmoke to the White House aborted a probe by the inspector general of the Department of Housing and Urban Development. Meanwhile, political operatives, including then-HUD Secretary Andrew M. Cuomo, lauded Baltimore's housing authority as a turnaround success that should be used as a national model.
Read More: http://articles.baltimoresun.com/2001-04-05/news/0104050131_1_public-housing-hud-schmoke
Baltimore: Even as the housing authority crashed, Washington officials praised it as a model.
April 05, 2001
THE CLINTON administration and Democratic politicians on Capitol Hill share responsibility for Baltimore's Section 8 housing scandal.
Former Mayor Kurt L. Schmoke and his two housing commissioners did little to stop the appalling waste and mismanagement in the city's low-income tenant subsidies. But Washington officials for years condoned those irregularities.
After "abuse, fraud and corruption" were alleged in 1998, appeals by Mr. Schmoke to the White House aborted a probe by the inspector general of the Department of Housing and Urban Development. Meanwhile, political operatives, including then-HUD Secretary Andrew M. Cuomo, lauded Baltimore's housing authority as a turnaround success that should be used as a national model.
Read More: http://articles.baltimoresun.com/2001-04-05/news/0104050131_1_public-housing-hud-schmoke
Jan 3, 2016 05:16:27 #
JuliaMi2
Loc: Detroit Michigan
HUD secretary quits amid scandal
By Pete Yost
Associated Press
Published: Tuesday, April 1 2008 12:00 a.m. MDT
WASHINGTON HUD Secretary Alphonso Jackson, his tenure tarnished by allegations of political favoritism and a criminal investigation, announced his resignation Monday amid the wreckage of the national housing crisis.
He leaves behind a trail of unanswered questions about whether he tilted the Department of Housing and Urban Development toward Republican contractors and cronies.
The move comes at a shaky time for the economy, with soaring mortgage foreclosures imperiling the nation's credit markets.
In announcing that his last day at HUD will be April 18, Jackson said only, "There comes a time when one must attend more diligently to personal and family matters." Read More: http://www.deseretnews.com/article/695266342/HUD-secretary-quits-amid-scandal.html?pg=all
By Pete Yost
Associated Press
Published: Tuesday, April 1 2008 12:00 a.m. MDT
WASHINGTON HUD Secretary Alphonso Jackson, his tenure tarnished by allegations of political favoritism and a criminal investigation, announced his resignation Monday amid the wreckage of the national housing crisis.
He leaves behind a trail of unanswered questions about whether he tilted the Department of Housing and Urban Development toward Republican contractors and cronies.
The move comes at a shaky time for the economy, with soaring mortgage foreclosures imperiling the nation's credit markets.
In announcing that his last day at HUD will be April 18, Jackson said only, "There comes a time when one must attend more diligently to personal and family matters." Read More: http://www.deseretnews.com/article/695266342/HUD-secretary-quits-amid-scandal.html?pg=all
Jan 3, 2016 05:21:44 #
JuliaMi2
Loc: Detroit Michigan
Last Updated: March 7, 2001 ET
Hudson Quitting Scandal-Rocked Housing Authority as HUD Probe Ending
SANFORD, FL-Hit by a series of court-ordered judgments against the Sanford Housing Authority, executive director Timothy Hudson is resigning March 15 amid a cloud of allegations that he and the agency misused about $1 million of federal funds. Read More: http://www.globest.com/news/2_61/florida/Hudson-Quitting-Scandal-Rocked-Housing-Authority-as-HUD-Probe-Ending-59001-1.html
Hudson Quitting Scandal-Rocked Housing Authority as HUD Probe Ending
SANFORD, FL-Hit by a series of court-ordered judgments against the Sanford Housing Authority, executive director Timothy Hudson is resigning March 15 amid a cloud of allegations that he and the agency misused about $1 million of federal funds. Read More: http://www.globest.com/news/2_61/florida/Hudson-Quitting-Scandal-Rocked-Housing-Authority-as-HUD-Probe-Ending-59001-1.html
Jan 3, 2016 05:24:43 #
JuliaMi2
Loc: Detroit Michigan
HUD investigating complaint against former official
Paul Egan, Detroit Free Press 12:05 a.m. EDT October 20, 2014
Woosley resigned in August, one day after the Free Press reported he had spent tens of thousands of dollars on travel and expensive dining.
LANSING The Office of Inspector General of HUD is investigating a complaint Michigan Democrats filed in September alleging a potential conflict of interest or misuse of federal funds by former Michigan State Housing Development Authority executive director Scott Woosley, an official confirmed Friday.
"MSHDA has met with HUD (the U.S. Department of Housing and Urban Development) OIG on this matter," and an investigation is under way, MSHDA spokeswoman Katie Bach told the Free Press.
Woosley resigned in August, one day after the Free Press reported he had spent tens of thousands of dollars on travel and expensive dining since he took office in 2012, filing expense reports for items such as filet mignon, escargot, foie gras and pricey rum.
Democrats, who obtained the expense records, filed the complaint with the inspector general's office based on other records showing Woosley, while heading MSHDA, was administering a government grant to his private real estate investment company, Labor Management Fund Advisors of Troy.
Read More: http://www.freep.com/story/news/local/michigan/2014/10/20/hud-inspector-general-investigates-alleged-conflict/17585491/
Paul Egan, Detroit Free Press 12:05 a.m. EDT October 20, 2014
Woosley resigned in August, one day after the Free Press reported he had spent tens of thousands of dollars on travel and expensive dining.
LANSING The Office of Inspector General of HUD is investigating a complaint Michigan Democrats filed in September alleging a potential conflict of interest or misuse of federal funds by former Michigan State Housing Development Authority executive director Scott Woosley, an official confirmed Friday.
"MSHDA has met with HUD (the U.S. Department of Housing and Urban Development) OIG on this matter," and an investigation is under way, MSHDA spokeswoman Katie Bach told the Free Press.
Woosley resigned in August, one day after the Free Press reported he had spent tens of thousands of dollars on travel and expensive dining since he took office in 2012, filing expense reports for items such as filet mignon, escargot, foie gras and pricey rum.
Democrats, who obtained the expense records, filed the complaint with the inspector general's office based on other records showing Woosley, while heading MSHDA, was administering a government grant to his private real estate investment company, Labor Management Fund Advisors of Troy.
Read More: http://www.freep.com/story/news/local/michigan/2014/10/20/hud-inspector-general-investigates-alleged-conflict/17585491/
Jan 3, 2016 05:36:38 #
JuliaMi2
Loc: Detroit Michigan
The Lansing Housing Commission, Lansing, MI, Did Not Always Comply With HUDs Requirements and Its Own Policies Regarding the Administration of Its Section 8 Housing Choice Voucher Program
Open this document with ReadSpeaker docReader
Date Published:
Monday, December 21, 2015
Publication/Report Type:
Audit Reports
Report Number: 2016-CH-1002
Program Area(s):
Public and Indian Housing
State: Michigan
Funding:
Summary:
We audited the Lansing Housing Commissions Section 8 Housing Choice Voucher program based on our analysis of risk factors related to the public housing agencies in Region 5s jurisdiction and the activities included in our 2015 annual audit plan. Our audit objectives were to determine whether the Commission (1) appropriately calculated housing assistance payments, (2) maintained eligibility documentation required to support the admission and continued occupancy of its program households, and (3) complied with the U.S. Department of Housing and Urban Developments (HUD) and its own Family Self-Sufficiency program requirements.
The Commission did not always comply with HUDs requirements and its own administrative plan regarding the administration of its program household files. Specifically, it did not (1) correctly calculate and process housing assistance payments, (2) maintain required eligibility documentation, and (3) conduct interim reexaminations for zero-income households. As a result, HUD lacked assurance that the Commission used its program funds appropriately.
The Commission also did not appropriately (1) maintain its Family Self-Sufficiency program bank account and (2) extend participants contracts of participation. As a result, it (1) underfunded participants escrow accounts and (2) failed to forfeit escrow funds for terminated program participants. In addition, participants escrow balances were not properly supported.
We recommend that the Director of HUDs Detroit Office of Public and Indian Housing require the Commission to (1) reimburse its program more than $33,000 from non-Federal funds for the ineligible housing assistance payments, (2) support or reimburse its program nearly $93,000 from non-Federal funds for the unsupported payments, (3) pursue repayment or reimburse its program nearly $5,000 from non-Federal funds for the overpayment of housing assistance due to unreported income and discrepancies in the housing assistance payments register, (4) reimburse its households or landlords more than $3,000 for the underpayment of housing assistance, and (5) implement adequate controls to address the findings cited in this audit report.
Read More: https://www.hudoig.gov/reports-publications/audit-reports/lansing-housing-commission-lansing-mi-did-not-always-comply-hud%E2%80%99s
Open this document with ReadSpeaker docReader
Date Published:
Monday, December 21, 2015
Publication/Report Type:
Audit Reports
Report Number: 2016-CH-1002
Program Area(s):
Public and Indian Housing
State: Michigan
Funding:
Summary:
We audited the Lansing Housing Commissions Section 8 Housing Choice Voucher program based on our analysis of risk factors related to the public housing agencies in Region 5s jurisdiction and the activities included in our 2015 annual audit plan. Our audit objectives were to determine whether the Commission (1) appropriately calculated housing assistance payments, (2) maintained eligibility documentation required to support the admission and continued occupancy of its program households, and (3) complied with the U.S. Department of Housing and Urban Developments (HUD) and its own Family Self-Sufficiency program requirements.
The Commission did not always comply with HUDs requirements and its own administrative plan regarding the administration of its program household files. Specifically, it did not (1) correctly calculate and process housing assistance payments, (2) maintain required eligibility documentation, and (3) conduct interim reexaminations for zero-income households. As a result, HUD lacked assurance that the Commission used its program funds appropriately.
The Commission also did not appropriately (1) maintain its Family Self-Sufficiency program bank account and (2) extend participants contracts of participation. As a result, it (1) underfunded participants escrow accounts and (2) failed to forfeit escrow funds for terminated program participants. In addition, participants escrow balances were not properly supported.
We recommend that the Director of HUDs Detroit Office of Public and Indian Housing require the Commission to (1) reimburse its program more than $33,000 from non-Federal funds for the ineligible housing assistance payments, (2) support or reimburse its program nearly $93,000 from non-Federal funds for the unsupported payments, (3) pursue repayment or reimburse its program nearly $5,000 from non-Federal funds for the overpayment of housing assistance due to unreported income and discrepancies in the housing assistance payments register, (4) reimburse its households or landlords more than $3,000 for the underpayment of housing assistance, and (5) implement adequate controls to address the findings cited in this audit report.
Read More: https://www.hudoig.gov/reports-publications/audit-reports/lansing-housing-commission-lansing-mi-did-not-always-comply-hud%E2%80%99s
Jan 3, 2016 05:43:23 #
JuliaMi2
Loc: Detroit Michigan
State Energy Standards (Project Number 2015-OE-0005)
Date Published:
Friday, November 20, 2015
Publication/Report Type:
Inspections & Evaluations
Report Number:
2015-0E-0005
Program Area(s):
Community Planning and Development
State:
District of Columbia
Funding:
Summary:
In response to a request made by the Housing and Urban Development (HUD) Office of Community Planning and Development (CPD), the Office of Inspector General, Office of Evaluation reviewed State qualified action plans to determine whether States included alternative building standards that are equivalent to Energy Star® building standard. CPD tracks HUD funded new home constructions that meet the Energy Star® building standard as they contribute to HUDs priority goal for energy-efficient housing.
Read More: https://www.hudoig.gov/reports-publications/inspections-evaluations/state-energy-standards-project-number-2015-oe-0005
Date Published:
Friday, November 20, 2015
Publication/Report Type:
Inspections & Evaluations
Report Number:
2015-0E-0005
Program Area(s):
Community Planning and Development
State:
District of Columbia
Funding:
Summary:
In response to a request made by the Housing and Urban Development (HUD) Office of Community Planning and Development (CPD), the Office of Inspector General, Office of Evaluation reviewed State qualified action plans to determine whether States included alternative building standards that are equivalent to Energy Star® building standard. CPD tracks HUD funded new home constructions that meet the Energy Star® building standard as they contribute to HUDs priority goal for energy-efficient housing.
Read More: https://www.hudoig.gov/reports-publications/inspections-evaluations/state-energy-standards-project-number-2015-oe-0005
Jan 3, 2016 06:06:35 #
JuliaMi2 wrote:
I believe the Michigan State Legislation and the B... (show quote)
Could it be you were evicted?
Jan 3, 2016 06:51:50 #
Jan 3, 2016 07:02:24 #
JuliaMi2
Loc: Detroit Michigan
JuliaMi2 wrote:
Of course not! Look at the attach photo's below:
Not only did the thieves rob my apartment (Townhouse) but they stole my furniture: Bed Room Set Chess Drawer, Dresser, Bed Frame, and Mattresses, they stole my bathroom vanity and trashed my apartment. They stole both my screen TV's 43 inch and 32 inch, they stole my stereo, they stole my Dell Desk top computer and my computer desk and much much more.
Jan 3, 2016 07:24:38 #
JuliaMi2
Loc: Detroit Michigan
Casualty insurance is insurance not directly concerned with life insurance, health insurance, or property insurance. It is mainly liability coverage of an individual or organization for negligent acts or omissions.[1] However, the term has also been used for property insurance for aviation insurance, boiler and machinery insurance, and glass and crime insurance.[1] It may include marine insurance for shipwrecks or losses at sea or fidelity and surety insurance. It may also include earthquake, political risk insurance, terrorism insurance, fidelity and surety bonds.
One of the most common kinds of casualty insurance today is automobile insurance. In its most basic form, automobile insurance provides liability coverage in the event that a driver is found "at fault" in an accident. This can cover medical expenses of individuals involved in the accident as well as restitution or repair of damaged property, all of which would fall into the realm of casualty insurance coverage.[2]
If coverage were extended to cover damage to one's own vehicle, or against theft, the policy would no longer be exclusively a casualty insurance policy.
The state of Illinois includes vehicle, liability, worker's compensation, glass, livestock, legal expenses, and miscellaneous insurance under its class of casualty insurance.[3]
In 1956, in the preface to the fourth edition of Casualty Insurance Clarence A. Kulp wrote:
Broadly speaking, it may be defined as a list of individual insurances, usually written in a separate policy, in three broad categories: third party or liability, disability or accident and health, material damage. One of the results of comprehensive policy-writing .... is to raise the question of the usefulness of the traditional concept of casualty insurance ... some insurance men predict that the casualty insurance of the future will include liability and disability lines only.
Later in Chapter 2 the book states that insurance was traditionally classified under life, fire-marine, and casualty. Since multiple-line policies began to be written (insurance contracts covering several types of risks), the last two began to merge. When the NAIC approved multiple underwriting in 1946, casualty insurance was defined as a blanket term for legal liability except marine, disability and medical care, and some damage to physical property.
Read more: https://en.wikipedia.org/wiki/Casualty_insurance
One of the most common kinds of casualty insurance today is automobile insurance. In its most basic form, automobile insurance provides liability coverage in the event that a driver is found "at fault" in an accident. This can cover medical expenses of individuals involved in the accident as well as restitution or repair of damaged property, all of which would fall into the realm of casualty insurance coverage.[2]
If coverage were extended to cover damage to one's own vehicle, or against theft, the policy would no longer be exclusively a casualty insurance policy.
The state of Illinois includes vehicle, liability, worker's compensation, glass, livestock, legal expenses, and miscellaneous insurance under its class of casualty insurance.[3]
In 1956, in the preface to the fourth edition of Casualty Insurance Clarence A. Kulp wrote:
Broadly speaking, it may be defined as a list of individual insurances, usually written in a separate policy, in three broad categories: third party or liability, disability or accident and health, material damage. One of the results of comprehensive policy-writing .... is to raise the question of the usefulness of the traditional concept of casualty insurance ... some insurance men predict that the casualty insurance of the future will include liability and disability lines only.
Later in Chapter 2 the book states that insurance was traditionally classified under life, fire-marine, and casualty. Since multiple-line policies began to be written (insurance contracts covering several types of risks), the last two began to merge. When the NAIC approved multiple underwriting in 1946, casualty insurance was defined as a blanket term for legal liability except marine, disability and medical care, and some damage to physical property.
Read more: https://en.wikipedia.org/wiki/Casualty_insurance
Jan 3, 2016 07:29:47 #
JuliaMi2
Loc: Detroit Michigan
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Contract surety bonds
Contract surety bonds are a common requirement in the construction business, and may be required for your company to bid for or complete projects. We offer bid, payment, performance, supply and maintenance bonds for construction projects up to $75 million for the following types of contractors:
General Contractors
Construction Managers
Prime Electrical
Prime Mechanical
Highway and Bridge
Paving
Sewer and Water
Emerging Contractors
Specialty Trades
Commercial surety bonds
Commercial Surety bonds may be required by local and state law to comply with state or federal regulations. We offer a variety of bonds to individuals, small businesses and Fortune 2000® companies up to $75 million:
Performance Bonds (Non-Construction or Supply)
Certificate of Title Bonds
Court BondsJudicial
Court BondsFiduciary
Custom Bonds
Depository Bonds
Public Official Bonds (Tax Collectors, Treasurers, Notary)
License and Permit Bonds
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Jan 3, 2016 07:32:54 #
JuliaMi2
Loc: Detroit Michigan
ABOUT CHEMICAL BANK
Since 1917, Chemical Banks home town approach to banking has been focused on community banking, highlighted by local leadership and decision making, a devotion to community and personalized service. Our new tagline, Michigan Banks Here, emphasizes our deep commitment to each of the communities we serve across Michigan.
Chemical Financial Corporation (Chemical) is the second largest banking company headquartered and operating branch offices in Michigan. Chemical operates through its subsidiary bank, Chemical Bank, with 185 banking offices spread over 47 counties in Michigan. At September 30, 2015, Chemical had $9.3 billion in consolidated assets, $7.2 billion in loans and $7.6 billion in deposits.
Read More: https://chemicalbankmi.com/about/
Since 1917, Chemical Banks home town approach to banking has been focused on community banking, highlighted by local leadership and decision making, a devotion to community and personalized service. Our new tagline, Michigan Banks Here, emphasizes our deep commitment to each of the communities we serve across Michigan.
Chemical Financial Corporation (Chemical) is the second largest banking company headquartered and operating branch offices in Michigan. Chemical operates through its subsidiary bank, Chemical Bank, with 185 banking offices spread over 47 counties in Michigan. At September 30, 2015, Chemical had $9.3 billion in consolidated assets, $7.2 billion in loans and $7.6 billion in deposits.
Read More: https://chemicalbankmi.com/about/
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