Write These THREE Words Down...And Youll Be Able to Legally and Ethically OPT-OUT of Obamacare Forever
http://research.lfb.org/research/html/lfl_obamacare_0813/?These THREE simple words open the door to the best health care on the planet... take back control of your healthcare
never register on an exchange... and save $10,500 by forever bypassing the Obamacare tax!
Buried deep inside the 2,500 page Affordable Care Act are three simple words that allow you to legally opt-out of Obamacare... forever.
Most Americans, including the media, have glossed over this three word phrase.
Predictably, the mainstream press is distracted by the failing healthcare.gov website and low signup rates.
Congress is more concerned with political positioning and getting exempted from the law they passed for the rest of us. And insurance companies are not financially incentivized to share what I am about to reveal in this letter.
But for the self-reliant individual these three words are the most important words in healthcare
because they open the door for you to opt out of Obamacare.
For good. Legally and ethically.
After today, you wont have to worry about malfunctioning websites.
You wont have to subject yourself to unnecessary conversations with navigators about your personal health details.
You wont have to lose sleep worrying about getting a cancellation notice from your insurance company or employer, either.
And because of these three simple words, youll never have to worry about paying the Obamacare tax to the IRS. That alone could save you as much as $10,500 over the next 5 years!
Youll be free from it all.
These three words (which Ill show you how to gain access to in a moment) show you how to access the best doctors in the world... for fractions of the price youre paying now.
These three words will allow you to make appointments within hours with your doctor, instead of waiting weeks to book time in an overcrowded system.
And these three simple words could, in fact, save your or your loved ones life in a medical emergency.
For you, it will be like Obamacare doesnt even exist.
While millions of people experience waiting periods of up to two to three times longer to see their doctor
. As they wait anxiously as lab testing results and visits to specialists are delayed... as they pay as much as four times more for insurance than they used to pay
Youll be blissfully unaware. Enjoying unfettered access to the best doctors, exactly when you need it at a price that is truly affordable.
As bad as The Affordable Care Act will be
there's something much worse just over the horizon.
Something with roots much bigger, and much deeper than Obamacare.
Something that will change the entire way you look at your relationship with your doctor.
Something that will call into question the safety you feel when youre at the hospital, or in specialists offices.
And something that will turn hearing dreadful health diagnosis
into hearing a death sentence.
I know whats coming, because Ive been studying The Affordable Care Act since the law was first passed over two years ago.
I need to understand it for two reasons.
just one major illness my entire savings and everything I worked to build could be wiped out. Or, I could die.
As you can imagine, I have many sleepless nights filled with the fear of knowing I am a tremendous risk to my family.
So you might think Im happy with the universal coverage offered by the presidents plan.
But youd be wrong.
See, in my quest to understand the new law, here is what I learned:
The Affordable Care Act
or Obamacare
is not the godsend it's promoted to be.
In fact, its been designed to distract us from something radically worse
thats on the horizon.
Built to Fail
Despite all the political fanfare you hear on the nightly news
Despite the promises and expectations of cheaper and better care for all
The Affordable Care Act has but one purpose
to fail.
The Affordable Care Act is nothing but a political stepping stone to get to a much WORSE system
It wasnt written to be the answer to our country's healthcare problem.
It's not even written to insure the uninsured. That is just a temporary and necessary political byproduct.
Like a flat rock you step on in a swiftly moving stream, it's a means to an end
that's all.
The ultimate objective is a full, 100% government takeover of the entire
healthcare industry.
And when that happens which I believe will be in the next 18-24 months well experience a way worse system than whats coming with Obamacare.
Wait times will further skyrocket. Premiums will double
and then double again. Inefficiencies will run rampant through the system.
The Big Lie Revealed
Government officials our President included know that they cant just nationalize the entire healthcare industry.
Its too radical.
Instead, there needs to be a great crisis first. A tipping point, so to speak.
And that tipping point is the failure of Obamacare.
After Obamacare fails within the next 18-24 months our politicians will step in to save and protect us from the system. And, like a Phoenix rising from the ashes, a whole new nationalized healthcare system will takeoff.
If you think this will never happen, consider this
In the immediate future, Utah Senator, Orrin Hatch, recently warned, politicians are going to throw their hands in the air and say It's not working, it's unaffordable. And we have to go to a single-payer system where the government controls everybody's lives.
That what's behind all this. They know it's going to fail. It's already failing. And it hasn't even triggered the big expenses yet.
Then, just recently on Meet the Press, New York Times columnist David Brooks said, What they're trying to do is regulate 17% of the U.S. Economy, roughly the size of the economy of France. It's bound to be a problem. That's bound to go through messy things."
I happen to be, President Obama declared at a 2003 AFL-CIO meeting, a proponent of a single payer universal health care program. I see no reason why the United States of America, the wealthiest country in the history of the world, spending 14 percent of its Gross National Product on health care cannot provide basic health insurance to everybody. A single payer health care plan, a universal health care plan. And thats what Id like to see. But as all of you know, we may not get there immediately.
Let me break that down for you: single-payer means there is one payer of services the federal government. Period.
Meaning your doctors time will be controlled and rationed by the government to meet the needs of millions of new patients
giving him less time to spend with you.
Again, just because you have insurance through your employer or even Medicare, you will not be spared. Your doctor will be over-loaded with new patients too.
Single payer also means bureaucrats will insert themselves into your personal health decisions. Just like the Canadian and British health systems.
Now, many people think that Canadian systems of healthcare are superb. But thats simply not true
The Great Healthcare Nightmare
A UK health and social care watchdog, reports independent news source Russia Today, has warned that the countrys healthcare system is on the brink of collapse, and that many patients particularly the elderly are going to hospital for emergencies when they should have been seen much earlier.
Then theres Manny D., a leukemia patient from Kitchener, Ontario. In 2007 Manny was told by Canadian doctors he couldn't have the necessary procedure there. Manny's family and doctor appealed to Ontario health officials, who agreed to let him have the t***splant in Detroit in January 2008.
Canada, reports the Detroit Free Press, has waiting times for bariatric procedures to combat obesity that can stretch to more than five years, citing a June report in the Canadian Journal of Surgery.
In a 1997 report, Regina Herzlinger, PhD, at Harvard Business School documented the impact of growing demand for high-level medicine and Canada's attempts to ration it.
Breast cancer patients, for instance, reports ManagedCaremag.com waited an average of 62 days post-op for chemotherapy. A study revealed that 81 percent of these patients waited longer than reasonable; 45 percent waited in pain.
This is the direction the U.S. health industry is headed.
For decades, British and Canadians citizens have been fleeing to foreign countries for surgical procedures to avoid the long wait times under their universal health care systems.
In many parts of Canada for example, the average wait times for a hip replacement is longer than six months.
Imagine going to work every day when all the cartilage in your hip is gone. Simply walking causes excruciating pain as bone grinds on bone.
Getting around the office, into and out of your car, and enjoying life becomes intolerable.
Meanwhile, you wait six months for unelected bureaucrats to deem whether you are worthy of care.
Sure that hip replacement will be free once you get it. But as with most government run programs, its not free at all.
You pay it in higher taxes taken right from your paycheck. And you pay in quality of life. You pay in pain while you wait
The question you need to ask yourself is this
What is it worth to get the care you need when you need it?
The direction our health systems headed is rife with poor care, limited access to physicians and health officials deciding where and when you get access to your doctor! Its outrageous!
But before the single-payer solution arrives, we must deal with the destructive legislation, taxes and regulations of Obamacare.
President Obamas Poison Pill
One of the core pieces of health care reform is it forces everyone into the new system. Young and old, healthy and sick. You probably know this requirement as the individual mandate.
The individual mandate is critical to making the ACA a feasible idea
and is also the poison pill that will doom it. Heres what I mean.
The new system needs as many young, healthy people paying for health insurance as possible.
Why?
Young and healthy people dont use health insurance very often. So the government has to force these folks to get insurance and pay their premiums.
These premiums offset the costs of theprojected 36 to 112 million people with pre-existing conditions to enter the pool on January 1. These people might have cancer, HIV, heart disease or diabetes.
And the healthy people who pay for insurance (but dont use it very often) will help offset the higher costs of the sick.
Thats how it works on paper anyway
but when you hear what young participants will be forced to pay, you discover Obamas poison pill.
A limited plan under the Affordable Care Act will cost a healthy 26-year old upwards of $5,800 a year.
But according to a search of eHealthInsurance.com, that same 26 year-old living in Cleveland, Ohio, could have purchased an Anthem SmartSense Plus plan for $89.45 per month thats $1,073 per year before Obamacare was enacted.
When you compare the huge difference in cost before and after the ACA began on Jan. 1, you probably see the problem.
Robert Zirkelbach, spokesman for Americas Health Insurance Plans says in a NBC News article its not clear whether people who consider themselves healthy and at low risk will buy insurance. Will those people decide to buy coverage, or pay a penalty thats as low as $95 the first year?
Let me ask you. If you were 26 years old and healthy would you pay 5- to 6-times what you currently pay for something you rarely use?
Probably not.
Its an important question. One that was most certainly asked when the ACA was cooked-up.
And I suspect the creators of ACA didnt believe not for a second young and healthy people would go for such a deal, either.
This poison pill will have a devastating effect on your ability to get affordable care in the coming years
The Poison Pill Induced Death Spiral
"It's that age bracket [late 20s/early 30s] that feels like they don't really need coverage, so they can get away with not paying that cost right now," said Kristie Arslan, president & CEO of the National Association of Self-Employed (NASE).
And when too many young people opt-out, the insurers lose the young and healthy part of their risk pool.
"If they don't get the ratio that they need in the state-based exchanges, it's going to be like high-risk pools," Arslan said. "They're going to be very unaffordable, because you'll have all sick people and no healthy people."
And when that happens insurance premiums must rise. Not only for the sick, or just a few of us, but for everyone.
Thats because as of January 1, insurers are not allowed to discriminate against those with pre-existing conditions. The law requires that if premiums rise, they rise for everyone.
Young and old. The sick and healthy. Everyone pays more.
This in turn will push more of the young and healthy, who dont feel they need health insurance in the first place, out of the pool.
Should premiums continue to rise, states the Washington Examiner, more and more uninsured Americans are going to choose to pay the penalty rather than purchase expensive insurance. And those who go without insurance are more likely to be the ones who can afford to do so young and healthy Americans with limited medical expenses.
Should this occur, insurers would have to raise premiums even more to subsidize the expenses of the sicker beneficiaries they must cover under the law. This, in turn, would cause additional people to forgo insurance and pay the fine.
And so on.
That
is the death spiral. An era marked by rising insurance costs for everyone.
Ultimately it will result in a crisis that will require the government to step in and do something. Just as they planned all along.
Remember Senator Orrin Hatchs prediction: In the immediate future, the Democrats are going to throw their hands in the air and say It's not working, it's unaffordable. And we have to go to a single-payer system where the government controls everybody's lives.
That what's behind all this. They know it's going to fail. It's already failing. And it hasn't even triggered the big expenses yet.
Heres a quick glimpse into our future when that happens.
Think
social security for your health care.
Every time you get paid, the Feds take a piece of your paycheck for Social Security and will then take another chunk for your health care services.
But, just like social security, these healthcare services will prove to be insufficient if relied on alone.
You probably have other retirement savings in a 401k or IRA, right? The same principle will hold true when we move to a single-payer healthcare system.
Just like Social Security isnt enough to comfortably retiree on alone. So too, single-payer healthcare wont serve your needs if its your only source of care when you need it.
Its a baseline, thats it.
Our Governments Logic:
If the Plan Fails Just Make it Bigger
In the early 1990s eight states implemented mandates similar to whats being implemented today in the Affordable Care Act.
Specifically, the requirement to accept anyone who applied for coverage and charge everyone within each group the same rates regardless of their age, g****r, lifestyle choices or health status. This is known as guaranteed issue.
According to a report published by Council for Affordable Health Insurance and The Heartland Institute, between 1994 and 2003;
The number of people in these eight guaranteed issue states covered by individual health insurance plans fell dramatically.
The eight states have seen a massive exodus of private insurance companies that had been selling individual health insurance policies. Some 45 insurers, for example, left Kentucky between 1994 and 1997.
Premiums for individual insurance have soared. In Maine, the monthly premium for a family policy for someone aged 25 ranges from $1,270 to $2,388.
By contrast, states that did not adopt guaranteed issue have seen much smaller premium increases. For example, typical monthly insurance premiums for families in rural counties in Vermont are approximatelyfive times as much as they are for families in rural counties in Illinois. (Emphasis added.)
Damning evidence, wouldnt you agree?
Fewer people insured. All paying higher premiums. With fewer insurers in the market competing for your business.
Knowing this, why would President Obama and Congress push so hard for a law that has already proven to fail?
Its simple
They want The Affordable Care Act to fail.
They want the Federal government to take over the $2 trillion health care industry. In doing so, President Obama will cement his progressive legacy.
Its ingenious really. He knew he couldnt walk into the White House and say We need socialized health care, like what Canada has
Hed never get it that way.
The Affordable Care Act provides him a stepping stone toward his ultimate goal.
There is historical precedence.
The Greeks ingeniously used a large wooden horse to gain entry to Troys impenetrable walls. They expected the Trojans would mistakenly accept the horse as a victory trophy from the gods.
Unfortunately for the citizens of Troy, it was nothing of the sort.
During the cover of night the elite force of warriors hiding inside snuck out and opened the gates of Troy.
The city didnt stand a chance as the Greek Army flooded in.
Today, Obama and his allies have their own Trojan Horse. The Affordable Care Act. And instead of sacking a city, their objective is the health care industry.
My best guess? 18 to 24 months.
That means two years or so of living under The Affordable Care Act.
During that time, you will notice healthcare services worsen as experienced doctors are forced, or choose to leave the industry.
Youll also find longer wait times for procedures and checkups. Forcing you into a speed-dating relationship with your doctor as they are required to see as many patients as possible.
But luckily, you DO have choices.
As full implementation of The Affordable Care Act approaches, every doctor, research professional and health administrator I talk to tells me the same thing: Obamacare is going to reduce the quality of care and cost you more
in some cases a lot more .
If youre a 40 year old living in California, for example, you can expect to pay as much as 116% more in premium payments next year under Obamacare.
And ABC News reports that the overwhelming majority will see double-digit increases in their individual health insurance markets.
And they named it the Affordable Care Act?
Health Insurance for the Rich and Famous
(Without Being Either)
The Affordable Care Act is forcing doctors to reinvent their businesses. Some are choosing early retirement. But others have decided to innovate a brand new model for treating patients.
As complying with regulations becomes more costly and reimbursements from insurance companies are cut, innovative practices are thriving.
And thats good news for you. I call these practices, Health Insurance for the Rich and Famous.
But you dont need to be rich, famous or make a lot of money to use it.
Some services are as little as $50 per month while the average is about $1,800 per year
a fraction of what insurance will soon cost you under the ACA.