bmac32 Loc: West Florida

More than a dozen states plan to cancel health care policies not in compliance with ObamaCare in the coming weeks, affecting thousands of people just before the midterm e******ns.

"It looks like several hundred thousand people across the country will receive notices in the coming days and weeks," said Jim Capretta of the Ethics and Public Policy Center.

The policies are being canceled because states that initially granted a reprieve at the request of President Obama are no longer willing to do so.

In coming weeks, 13 states and the District of Columbia plan to cancel such policies, which generally fall out of compliance with the Affordable Care Act because they don’t offer the level of coverage the law requires.

Virginia will be hardest hit, with 250,000 policies expected to be canceled.

And because federal law requires a 60-day notice of any plan changes, v**ers will be notified no later than November 1, right before the Nov. 4 midterms.

Many of those forced out of their current plans and into ObamaCare may not be able to keep their doctors. They also could face higher deductibles and out-of-pocket expenses, making ObamaCare an e******n issue on the eve of v****g.

Obama had originally unequivocally promised that underhis health care plan, everyone could keep their doctors and plans.

In 2009, he told the American Medical Association, "If you like your doctor, you will be able to keep your doctor. Period.If you like your health care plan, you will be able to keep your health care plan. Period.No one will take it away. No matter what."

The president later was forced to admit that any plan without the additional benefits required under ObamaCare faced cancellation.

But that unleashed a nasty political backlash, forcing him to back down and call for states and insurers to extend those policies forthree more years.

Some said he didn’t have much choice. "There were some five or six million people who were at stake here and the federal exchange was in no condition to even process a few hundred thousand people much less millions," said Joe Antos of the American Enterprise Institute.

Many states flatly refused to extend and now comes the new round of states that plan to cancel policies.

http://www.foxnews.com/politics/2014/10/09/more-than-dozen-states-plan-to-cancel-health-care-policies-not-in-compliance/

JimMe

I feel an Executive Order coming - possibly this weekend - regarding Cancelation of ACA-ObamaCare Plans...

3jack

"In coming weeks, 13 states and the District of Columbia plan to cancel such policies, which generally fall out of compliance with the Affordable Care Act because they don’t offer the level of coverage the law requires."

If the policies do not conform to the minimum standards, as required by the ACA, they should be cancelled. One of the main purposes of the ACA is to ensure that customers are given the services they are paying for. This is not a set back, this is a move in the right direction. Insurance companies must comply or find another line of business.

CDM Loc: Florida

So there won't be people caught in the middle? Can they just sign up for subsidies? I'm not sure I see how it's good unless there is a place to go for those losing something. Please elucidate.

3jack

Those having their insurance cancelled due to the non-compliance of their company can simply go to the exchange and select a company that complies. Selecting another provider does not disqualify an individual for a subsidy. Once qualified, they remain qualified unless their economic conditions improve. This is verified through income tax records.

bmac32 Loc: West Florida

Most notices have been sent out so even if he puts it off it will still be on the v**ers mind.

bmac32 Loc: West Florida

Switching health insurance is not like switching cable TV vendors but I think you may realize that. 2 or 3 days before e******n day isn't a great time to jack people's insurance rates.

CDM Loc: Florida

OK. If I understand this correctly then, the people who's policies are cancelled for non-compliance can go to a compliant vendor.

Lets forget the subsidy thing and assume for the moment all these people are above the minimum income for subsidies.

I have personally heard people say that they had insurance, it was cancelled and the new policy cost them significantly more. (I don't know because I'm not in the system so have no need to be concerned wit from a personal perspective).

Is the above scenario (possibly) why the cost increase comes about? I would assume that in some instances the replacement policy would cost more since compliance generally has as cost component attached to it.

3jack

Switching your coverage from a non-compliant company to one that is in compliance with ACA requirements is as simple as switching cable TV vendors. I think you just threw that on the table because you thought it sounded good.

I don't recall anyone mentioning jacking up insurance rates, but since right wingers like to lie about rates going up, (they are not rising), but if it makes you feel good, then go ahead and use that false talking point. People enrolled in the program know exactly what the cost savings are. Some, especially some on this forum, who claim to have rising insurance costs, or claim to know someone who's insurance rates have risen, are too disingenuous to admit the t***h. They may h**e Obama but, anonymously, love their health coverage and the associated lower costs.

CDM Loc: Florida

I don't care to be argumentative (in this case anyway). Where does one find the statistical analysis of these costs that are not bent one way or the other? Do you have a preferred source site? Thanks.

3jack

In some cases there may be rate increases, but that would normally results in better coverage. The law requires that insurance companies designate at least 80% of all premiums to providing health care. Unlike past practicies where companies were designating 60% or 70% of premiums to cover administrative fees and executive pay, they can no longer continue that practice. This, alone, will drive down health care costs.

3jack

I don't know of a single site that provides a generic graph of insurance rates. I assume each state is different, as all states don't have the same providers.

bmac32 Loc: West Florida

Nope, no mention of the jack up but it's there. Remember also you could keep your ... Of the seven people who I know lost and were force into the ACA, 6 went up an average of 32% and the 7th went up 27%, didn't effect me. Very hard to enroll and get what you don't need let along afford what you do need from what I hear.

Oh those non-compliant had what they could afford with deductibles they could handle and why where they non-compliant, because one party says they aren't! Sounds a bit like the old USSR.

CDM Loc: Florida

The whole cost aspect of this thing is difficult to shake out as we all know. However you hit on something that is recurring in all the data from independent analysts in what appears to be extreme increases in deductibles. The average increase appears to be about 26%.

There is also a cost concern in the impact on state budgets going forward due to increased enrollment in Medicaid. Some states go down while others take a significant hit.

I am beginning to think there are no free lunches. It's a matter of finding where the lunch money is hidden, eh?

bmac32 Loc: West Florida

I read 27% so I won't cry for 1%. Even at 26% that a far cry from a saving of $2500. I look at 26% and see what that would go to me if that were on me, $2676 vs $3244. So times two (two of us) $6488 so overall it would be $1136 more so where is our $2500 savings?