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Why are advocates against the ACA (Obamacare) complaining about Premium increases to the health insurance.
Sep 27, 2018 17:29:56   #
Airforceone
 
As we all know the republicans have attempted to repeal the ACA/Obamacare by casting some 50 v**es and the last attempt when McCain gave the thumps down.

But over the years why has premiums increased as we all have experienced. Well in red states that rejected the Medicare expense those states got hit with higher premiums at the onset of the ACA because people were still receiving free healthcare and that created higher cost of medical care which equates to higher premiums in those states.

Now over the years and just recently the republicans have worked tirelessly to sabotaged the ACA.

Now the premiums are going up again because republicans refused to fund the CSR program within the ACA (Cost sharing Reduction). However the Trump administration and Republican legislators refuse to fund this program. Without these appropriations it will no longer make such payments and will now force insurers to drive up premiums to the middle class. But you have to understand the law still requires the insurers to offer the CRS and bear the cost and they do that through increasing Premiums. Cost sharing Reduction were a direct payment to the insurers they are no longer exist but the law does.
Now let’s get to additional premium cost increased used by the right to discredit the ACA which is 100% created by republicans over the last 6 years. They can’t repeal the ACA so they use there typical tactic of defunding.

1) The repeal of the individual mandate this is having a major effect on premiums by allowing free healthcare that creates increases in premiums.

2) They slashed funding for enrollment by 72% and halted payments for risk adjustments. This has created premium increases.

3) Cost Sharing assistance defunded will creat Stagging increases.

4) Trump and the republicans are attempting to totally destabilize the individual marketplace will result in higher premiums.

These were portions of the ACA were mechanisms for keeping premiums down by stabilizing the insurance risk poll.

Insurers on average because of the sabotage by republicans have requested an increase in premiums of 30.2%.

I have attempted to show right wing bloggers on OPP as to the inner workings of the ACA. I have read I dissected it because I was forced to because of my son having an incurable kidney disease. (COULD NOT GET INSURANCE AT ANY COST) his medical bills got him close to bankruptcy until the ACA.

But I hear all these people scream complain about premium increase and have know knowledge of why. It’s always because of Obamacare and refuse to understand the underlining reasons why. It’s your own legislators sabotaging and defunding programs within the law and the law still exist and the cost is born by the insurers and they pass this on to the insured.

I just don’t understand why the people that oppose this ACA will not track what your own legislators are doing and allowing you to believe that all these premium increase are the fault of the ACA. While in the back rooms there slowly sabotaging the entire program.

It always seems to be the same case with the right wing they refuse to read actual legislation. They refuse to reseach how they v**e and just listen to president Trump and right wing Fox News.

Reply
Sep 27, 2018 19:47:20   #
karpenter Loc: Headin' Fer Da Hills !!
 
"...refused to fund the CSR program within the ACA (Cost sharing Reduction)"

More Wealth Re-Distribution

Reply
Sep 27, 2018 20:28:02   #
Weasel Loc: In the Great State Of Indiana!!
 
Airforceone wrote:
As we all know the republicans have attempted to repeal the ACA/Obamacare by casting some 50 v**es and the last attempt when McCain gave the thumps down.

But over the years why has premiums increased as we all have experienced. Well in red states that rejected the Medicare expense those states got hit with higher premiums at the onset of the ACA because people were still receiving free healthcare and that created higher cost of medical care which equates to higher premiums in those states.

Now over the years and just recently the republicans have worked tirelessly to sabotaged the ACA.

Now the premiums are going up again because republicans refused to fund the CSR program within the ACA (Cost sharing Reduction). However the Trump administration and Republican legislators refuse to fund this program. Without these appropriations it will no longer make such payments and will now force insurers to drive up premiums to the middle class. But you have to understand the law still requires the insurers to offer the CRS and bear the cost and they do that through increasing Premiums. Cost sharing Reduction were a direct payment to the insurers they are no longer exist but the law does.
Now let’s get to additional premium cost increased used by the right to discredit the ACA which is 100% created by republicans over the last 6 years. They can’t repeal the ACA so they use there typical tactic of defunding.

1) The repeal of the individual mandate this is having a major effect on premiums by allowing free healthcare that creates increases in premiums.

2) They slashed funding for enrollment by 72% and halted payments for risk adjustments. This has created premium increases.

3) Cost Sharing assistance defunded will creat Stagging increases.

4) Trump and the republicans are attempting to totally destabilize the individual marketplace will result in higher premiums.

These were portions of the ACA were mechanisms for keeping premiums down by stabilizing the insurance risk poll.

Insurers on average because of the sabotage by republicans have requested an increase in premiums of 30.2%.

I have attempted to show right wing bloggers on OPP as to the inner workings of the ACA. I have read I dissected it because I was forced to because of my son having an incurable kidney disease. (COULD NOT GET INSURANCE AT ANY COST) his medical bills got him close to bankruptcy until the ACA.

But I hear all these people scream complain about premium increase and have know knowledge of why. It’s always because of Obamacare and refuse to understand the underlining reasons why. It’s your own legislators sabotaging and defunding programs within the law and the law still exist and the cost is born by the insurers and they pass this on to the insured.

I just don’t understand why the people that oppose this ACA will not track what your own legislators are doing and allowing you to believe that all these premium increase are the fault of the ACA. While in the back rooms there slowly sabotaging the entire program.

It always seems to be the same case with the right wing they refuse to read actual legislation. They refuse to reseach how they v**e and just listen to president Trump and right wing Fox News.
As we all know the republicans have attempted to r... (show quote)


You haven't done your homework on how many Billions of Dollars were pocketed, stolen, and skimmed away from we the people who Obama swore he was helping. Remember Mr.Grubner saying publicly how Stupid We Are?
So much money was Stolen that it will take decades to get back to a baseline of affordability. If it can be done at all.😩
Good riddens OBAMA and Company!
At least Mr. Trump is working on a solution.

MAGA.

Reply
 
 
Sep 27, 2018 20:31:49   #
Airforceone
 
karpenter wrote:
"...refused to fund the CSR program within the ACA (Cost sharing Reduction)"

More Wealth Re-Distribution


Then stop complaining about your premiums rising. You blame Obamacare for high premiums.The CRS was an the reason to keep copayments low with doctors, Presciption hospital visits. It kept your premiums down is that redistribution of wealth. Wealth distribution how about the Medicare part D was to keep the cost down on prescriptive drugs and that real redistribution of wealth to Big Pharma. But the only time you use redistribution of wealth is when a program is actually saving every middle class person in this country lower premiums.

It’s clear you don’t have a basic understanding on how that ACA works and that is sad. Everything the republicans sabotage in that ACA is rising your premiums yet you blame Obamacare. All these individual items in the ACA were an attempt to keep premiums down. If you had any idea of how premiums were rising every year under Bush then maybe you would understand what the ACA accomplished.

You just can’t point at one aspect of this bill and call it wealth distribution you have to look at the entire bill and the items in it that kept premiums down.

I see you didn’t address the mandate. That was put in to require every American to the opportunity to get affordable healthcare. But you complain about high deductibles well high deductibles are if a young kid gets hospitalized. How Actually end up in the hospital.

So through your statements you want to go back to the system we had prior to the ACA where 32 million people were just walking into the emergency room and getting free health care at emergency room rates and that increase the bottom line of hospitals and they have to charge more for every American and that means increased premiums.

So please unless you understand the full scope of the ACA just ask the question I will be more than happy because I have studied it from the day it was signed into law.

Thank you for your response

Reply
Sep 27, 2018 20:49:54   #
karpenter Loc: Headin' Fer Da Hills !!
 
The ACA Has Never Applied To Me
You Wanted It,
It's Screwing More People Than It Was Designed To Help

Suck It Up

There Were Fewer Than Ten Million
That Needed A Health Care Program
That Couldn't Get It
And The ACA Screws 300Million For Their Sake
Good Job, Party Of The Little Guy !!

Reply
Sep 27, 2018 20:51:51   #
Airforceone
 
karpenter wrote:
The ACA Has Never Applied To Me
You Wanted It, It's Screwing You

Suck It Up


That’s the problem you have no understanding of how it works. Don’t be screaming about high premiums. It’s republicans defunding it and the insurers have to charge higher premiums

Reply
Sep 27, 2018 21:04:05   #
karpenter Loc: Headin' Fer Da Hills !!
 
Airforceone wrote:
That’s the problem you have no understanding of how it works.
The Democrats That Passed It
Apparently Didn't Understand It Either
-- Or Maybe THEY DID !!
How Insidious...
Quote:
Don’t be screaming about high premiums.
I Don't Care What Your Premiums Do
The ACA Never Applied To Me
Quote:
It’s republicans defunding it and the insurers have to charge higher premiums
Premiums Jumped From Day One
As Predicted Before The ACA Passed
Or Republicans Had Lifted A Finger
Trump's Ended The Individual Mandate TAX

Dems Created A Disaster
For Near Everyone In The Open Market
From What May Have Only Been A 'Problem' For Some

Reply
 
 
Sep 27, 2018 21:14:19   #
Airforceone
 
Weasel wrote:
You haven't done your homework on how many Billions of Dollars were pocketed, stolen, and skimmed away from we the people who Obama swore he was helping. Remember Mr.Grubner saying publicly how Stupid We Are?
So much money was Stolen that it will take decades to get back to a baseline of affordability. If it can be done at all.😩
Good riddens OBAMA and Company!
At least Mr. Trump is working on a solution.

MAGA.
You haven't done your homework on how many Billion... (show quote)


That was debunked years ago and it’s just not true. That was plain and simple BS put out by Fox News. It just did not happen. It’s scary what Fox News plants in the heads of there viewers or any of the right wing conspiracy sites.

I could give you all the facts that getcrepirted by the CBO but it would do no good. Take the time to read and research the ACA . A statement like that is just not true.

Reply
Sep 27, 2018 21:35:41   #
Airforceone
 
karpenter wrote:
Premiums Jumped From Day One
As Predicted Before The ACA Passed
Or Republicans Had Lifted A Finger
Trump's Ended The Individual Mandate TAX

Dems Created A Disaster
For Near Everyone In The Open Market
From What May Have Only Been A 'Problem' For Some


Yes the premiums went up 3 to 5% the first year. Except for the states that refused Medicaid expansion there rates went up 10 to 15% depending on the age demographics of each red state. If the average age of people living in Red states there premiums went up higher.

If you look at the average increase of premiums from the prior ten years before the ACA the rates rose 15 to 20% per year depending on the state. On average ACA increases 3 to 5%.

But with the republicans sabotaging the Bill the insurers are now requesting on average a 30% increase.

Reply
Sep 27, 2018 21:51:08   #
karpenter Loc: Headin' Fer Da Hills !!
 
Airforceone wrote:
But with the republicans sabotaging the Bill
Fck That Bill
We Didn't V**e For It. Not. One. V**e.
Sabotage It Into Infinity And Beyond
Erase That America's Incompetent Mistake Ever Happened

And Good Riddance

Reply
Sep 28, 2018 05:42:24   #
Betta
 
Premiums were skyrocketing before Trump was president. My daughter, self employed, has NObamaCARE. She says it is BS. She has it only so that she doesn't lose her tax refund. The individual mandate was repealed with the new tax law. Beginning 2019 no one will be forced into commerce and can kick this monstrosity to the curb without fear of losing their tax refund when they file in 2020. It was in the SCOTUS that it was changed to a tax. That is revenue. All revenue bills must start in the House. NObamaCARE was started in the Senate and NO republicans signed off on it. Bath house whore barry pushed it through in the middle of the night with nary a republican v**e. NObamaCARE is unconstitutional.

Airforceone wrote:
That’s the problem you have no understanding of how it works. Don’t be screaming about high premiums. It’s republicans defunding it and the insurers have to charge higher premiums

Reply
 
 
Sep 28, 2018 15:12:17   #
Airforceone
 
karpenter wrote:
Fck That Bill
We Didn't V**e For It. Not. One. V**e.
Sabotage It Into Infinity And Beyond
Erase That America's Incompetent Mistake Ever Happened

And Good Riddance


Okay fully noted your against a******ns but 100% in favor of k*****g people after there born.

Very immature response with having absolutly no knowledge of what’s in the ACA and the savings this bill has generated to the federal government.

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