RETW Loc: Washington

New way of STEALING...
ESPECIALLY LOOK AT SCENE THREE...
Be sure to read Scene 3. Quite interesting.
This is a new one. People sure stay busy
Trying to c***t us, don't they?
SCENE 1.
A friend went to the local gym and placed his belongings in the locker.
After the workout and a shower, he came out, saw the locker open,
and thought to himself,
'Funny, I thought I locked the locker...

Hmm, 'He dressed and just flipped the wallet
To make sure all was in order.
Everything looked okay - all cards were in place...

A few weeks later his credit card bill came - a whooping bill of $14,000!

He called the credit card company and started
yelling at them, saying that he did
not make the t***sactions.

Customer care personnel verified that there was no mistake in the system
And asked if his card had been stolen...
'No,' he said, but then took out his wallet, pulled
out the credit card, and yep -
you guessed it - a switch had been made.

An expired similar credit card from the same
bank was in the wallet.

The thief broke into his locker at the gym
and switched cards.

Verdict: The credit card issuer said since he
did not report the card missing
earlier, he would have to pay the amount owed to them.

How much did he have to pay for items he did not buy?

$9,000! Why were there no calls made to verify the amount swiped?

Small amounts rarely trigger a 'warning bell' with some credit card companies.
It just so happens that all the small amounts added up to a big one!
============================

SCENE 2.
A man at a local restaurant paid for his meal with his credit card.
The bill for the meal came, he signed it and the waitress folded the receipt
And passed the credit card along.

Usually, he would just take it and place it in his wallet or pocket.
Funny enough, though, he actually took a look at the card and,
lo and behold, it was the expired card of another person.

He called the waitress and she looked perplexed.

She took it back, apologized, and hurried back to
the counter under the watchful eye of the man.

All the waitress did while walking to the counter was wave the wrong expired card
to the counter cashier, and the counter cashier immediately looked down
and took out the real card.

No exchange of words -- nothing!
She took it and came back to the man with an apology..
(This scenario actually happened to me at a local restaurant
- Falls Terrace - between the waitress and the front desk cashier.)
Verdict Make sure the credit cards in your wallet are yours.

Check the name on the card every time you sign for something and/or
the card is taken away for even a short period of time.

Many people just take back the credit card without
even looking at it, 'assuming' that it has to be theirs.
FOR YOUR OWN SAKE,
DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD
EACH TIME IT IS RETURNED TO YOU AFTER A T***SACTION!
==========================

SCENE 3:
Yesterday I went into a pizza restaurant
to pick up an order that I had called in.

I paid by using my Visa Check Card which, of course,
is linked directly to my checking account.

The young man behind the counter took my card, swiped it,
then laid it on the counter as he waited for the approval,
which is pretty standard procedure.

While he waited, he picked up his cell phone and started dialing.

I noticed the phone because it is the same model I have,
but nothing seemed out of the ordinary.
Then I heard a click that sounded like my phone sounds
when I take a picture.

He then gave me back my card but kept the phone
in his hand as if he was still pressing buttons.

Meanwhile, I'm thinking: I wonder what he is
taking a picture of, oblivious to what was really going on.

It then dawned on me: the only thing there
was my credit card, so now I'm paying close
attention to what he is doing..

He set his phone on the counter, leaving it open.

About five seconds later, I heard the chime that
tells you that the picture has been saved.

Now I'm standing there struggling with the fact
that this boy just took a picture of my credit card.

Yes, he played it off well, because had we not
had the same kind of phone, I probably would
never have known what happened.

Needless to say, I immediately canceled that
card as I was walking out of the pizza parlor.

All I am saying is, be aware of your surroundings at all times.

Whenever you are using your credit card take
caution and don't be careless.

Notice who is standing near you and what they are
doing when you use your card.

Be aware of phones, because many have a camera phone these days.

FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF.
LET'S GET THE WORD OUT! JUST BE AWARE.

Never let your card out of your sight...
check and check again!
Scary isn't it...

RETW

karpenter Loc: Headin' Fer Da Hills !!

Actually
All They Need Is To Jot Down The Acc# And Security Code
I Found On My Bill 4dys Later
I Was Buying Starbucks And Petrol By The Litre
In Ciudad de Mexico
Watch Your Card At The Fast Food Window

Back In The Day
Cashiers Would Pull The Carbon Copy From The Trash For Your Number & Name

bggamers Loc: georgia

very scary thanks for the information I think I'm going to get a green dot card just put 500 in it instead of my check card and use it around town and on line

Voice of Reason Loc: Earth

Another, more effective option, is to go to your credit card website about once per week or two and check your balance and recent t***sactions. That way you can dispute any unauthorized charges long before the time limit expires. At the same time you should also go to the website for your checking account and make sure no unauthorized debits exist. It only takes a couple of minutes and can save much hassle and possibly money.

Also, virtually all CC websites give you the ability to set a t***saction limit, above which you are notified instantly of the charge by email or text. I have all mine set to $400. In the case of your first scene, I doubt that of the $14K charged, there weren't any single charges over $400.

In your scene 3, the 'victim' should have called the cops.

Lonewolf

thanks for posting thats scary

PulletSurprise Loc: Columbus, GA

Good information, TY.

Usually, out of habit, I normally check my credit cards once every 1 - 2 days. Once, this saved me about $4,500. Someone in the Middle East (travel agency) charged it. I've never been there, but I sure was being taken for a ride! Credit card company rescinded payment; card cancelled and new one issued.

Lonewolf

I went to the eco fax not spelled rite web site this morning and mine has been c*********d they will give their credit monitoring free
I got a call from my bank a few years ago and asked if I was in the UK buying furniture and I said if you have caller ID you know where I'm"
And as we were talking I was online and saw a 9.97 dollar charge in the UK so they tried it out first with a lower amount.
he told me my card was deactivated and a new one was on the way.