SchoonerPete

Welcome to government run healthcare. http://www.youtube.com/watch?feature=player_embedded&v=_gqiPw3Lr4c

pana Loc: are we there yet?

:thumbup:
Basically this is what its about. It forced the little guy who has lost his policy at work to pay premiums for one off the exchange. His employer cuts his hours so he doesn't have to cover him. This puts him at a level that qualifies him for SNAP. SNAP reports him to his state Medicaid office and he is switched over to a Med program. He cant afford the co pays,premiums or deductibles so he still can't go to the doctor all the while the state is "Ka Chinging" his bill onto his tab to be paid at the time of death. Dude dies, state takes his home to pay all those hidden months of premiums that he couldn't afford the deductibles for and actually go to the doctor even if there were doctors who took Med patients any more. State takes home, car and bank account and throws the surviving members of the family on the street.

RetNavyCWO Loc: VA suburb of DC

This story makes no sense: first, "...so he still can't go to the doctor...", so what is "Ka Chinging"? There are no premiums for Medicaid, and Medicaid has no deductibles. Second, even if Medicaid pays, estate rec**pment (i.e. forced sale of the person's home) wouldn't happen until survivors move out or sell the home. Nobody's getting thrown out on the street.


There's just nothing about this post that makes any sense.

pana Loc: are we there yet?

The name of this bloodsucker is The Comprehensive 1099 Taxpayer Protection and Repayment of Exchange Subsidy Overpayments Act of 2011.
http://www.gpo.gov/fdsys/pkg/PLAW-112publ9/html/PLAW-112publ9.htm

But wait, there’s more!

https://www.federalregister.gov/articles/2013/01/22/2013-00659/medicaid-childrens-health-insurance-programs-and-exchanges-essential-health-benefits-in-alternative#h-186

http://www.nytimes.com/2013/01/23/health/medicaid-patients-could-face-higher-fees-under-a-proposed-federal-policy.html

Furthermore, to increase enrollment in health coverage without requiring people to complete an application on their own, states are advised to automate enrollment whenever possible by using existing databases for social services programs such as SNAP (food stamps) to enroll people who appear eligible for Medicaid but are not currently enrolled. Therefore, you could find yourself auto-enrolled in Medicaid against your will if your state acts on this advice.

Many times over Mr. Obama et al told you that all Americans would have choice. Choice was another big talking point. Are poor and low-income Americans undeserving of choice? Is the ACA a class-based system? Maybe they meant that for this segment of the population, the choice would be between Medicaid or a penalty for remaining uninsured. This is blatant discrimination.

Here’s why dropping the asset test got the BINGO – Estate Recovery! You won’t find the following info in the ACA. It’s in the Omnibus Reconciliation Act of 1993 (OBRA 1993) – a federal statute which applies to Medicaid, and, if you are enrolled in Medicaid, it will apply to you depending on your age.

a) OBRA 1993 requires all states that receive Medicaid funding to seek recovery from the estates of deceased individuals who used Medicaid benefits at age 55 or older. It allows recovery for any items or services under the state Medicaid plan going beyond nursing homes and other long-term care institutions. In fact, The Centers for Medicare & Medicaid Services (CMS) site says that states have the option of recovering payments for all Medicaid services provided. The Department of Health and Human Services (HHS) site says at state option, recovery can be pursued for any items covered by the Medicaid state plan.

b) The HHS site has an overview of the Medicaid estate recovery mandate which also says that at a minimum, states must pursue recoveries from the “probate estate,” which includes property that passes to the heirs under state probate law, but states can expand the definition of estate to allow recovery from property that bypasses probate. This means states can use procedures for direct recovery from bank accounts and other funds.

c) Some states use recovery for RX and hospital only as required by OBRA 1993; some recover for a few additional benefits and some recover for all benefits under the state plan. Recovery provides revenue for cash-strapped states and it’s a big business.

Your estate is what you own when you die – your home and what’s in it, other real estate you may own, your bank account, annuities and so on. And even if you have a will, your heirs are chopped liver. Low-income people often have only one major asset – the home in which they live and, in some cases, this has been the family home through several generations.

So what this boils down to is: if you are put into Medicaid – congratulations – you just got a mandated collateral loan if you use Medicaid benefits at age 55 or older! States keep a running tally.

If you never use your policy to actually go to the doctor they are still adding those monthly premiums to be tallied up upon your death. How sick is that chit.

RetNavyCWO Loc: VA suburb of DC

All your reply did was recount the Medicaid estate rec**pment rules, which I fully support! I would think conservatives would, too. Why should people's assets pass on to their children at the expense of American taxpayers? Isn't that the same as having taxpayers provide an estate for your heirs?

I don't think your statement is correct, "If you never use your policy to actually go to the doctor they are still adding those monthly premiums to be tallied up upon your death. How sick is that chit."

THERE ARE NO PREMIUMS FOR MEDICAID!

If you have some reference that states otherwise, I would appreciate a quote or a link.

pana Loc: are we there yet?

I actually sent that link to you in a private message as to not further embarrass you but you chose to reply with a personal assault instead of educating yourself.
here is the pm I sent you just to remind you.
"pana wrote:
http://www.paulcraigroberts.org/2013/02/03/obamacare-a-primer/

This one especially gives good info. Protect yourself my friend. They are coming after your posessions even if they have to wait till you are gone and take them from your family.
I used an Elder care law firm to set up my assets to make sure my family doesn't end up on the street and they were very reasonable."

Go away, I have no time for nit wits.

RetNavyCWO Loc: VA suburb of DC

Here's what you sent me via PM:

http://www.paulcraigroberts.org/2013/02/03/obamacare-a-primer/

This one especially gives good info. Protect yourself my friend. They are coming after your posessions even if they have to wait till you are gone and take them from your family.
I used an Elder care law firm to set up my assets to make sure my family doesn't end up on the street and they were very reasonable.
Tash

I'm not going to support someone who takes legal maneuvers to rip off the taxpayers. If you have assets, use them to pay for your health care!

pana Loc: are we there yet?

I paid for my hc for 40 years by loaning the government 15% of my income. You must be a liberal based on the way you try to twist other peoples words when you have lost an argument.
The only reason I tried to help you understand the system is because you were in the Navy as was my Father . Go screw yourself you deserve no respect.

SchoonerPete

Bullcrap libtard thinking! It doesn't belong to the government, or taxpayer. A person has a right to pass on his/her wealth to their heirs as they see fit, and the government needs to butt out. Like I said before, you have drank the liberal propaganda Kool-Aid, and you wallow in it.

pana Loc: are we there yet?

:thumbup:

RetNavyCWO Loc: VA suburb of DC

Are you kidding me?!

You are saying that you think it is perfectly OK for people with assets to turn to Medicaid (i.e. the American taxpayer) to pay for their care!!!!!! If a person has the money to pay for their care, it is a s**m to falsely impoverish yourself, as pana is doing, to qualify for Medicaid. That is as bad as the worst welfare mom who spits out babies to increase her public dole.

Either you are terribly misunderstanding the facts, or you are more liberal than the most left-leaning liberal!

SchoonerPete

The subject I was addressing, and what completely passed over your libtard head, was passing assets to one's heirs upon death, that the government has no right to tax them...again. I said nothing about Medicaid. Go back and read the post I responded to. I happen to agree that no one deserves Medicaid assistance if they have assets and can pay themselves.

pana Loc: are we there yet?

Why do liberals always change the subject when they are losing an argument. Is that in the manual somewhere?

cant beleve Loc: Planet Kolob

:?: :shock: :?: :shock: :?: :shock:

pana Loc: are we there yet?

I provided links for you if you don't understand what I wrote. If it is to far above your head though then don't worry about it, a conservative will take care of it for you for at least a little while longer.