Larry the Legend wrote:
I asked when was the last one, you decided to play that obtuse game and declare that there was no last one, knowing full well what I was asking. So, I ask again, when was the latest one, since there was no 'last' one?
It is almost like asking a man "When did you stop bating your wife?"
As I see the issue it is one of:
Most seem to me to be scams of one sort or another.
It may be a stretch.
It is not with out reason to consider what the banks role is in these schemes.
Historically using the post office has been a criminal act in using the postal service to aid in theses scams.
The one that comes to mind was one that:
A person gets a letter in the mail with a list of names.
Maybe say six names.
They are to send some money to the first on the list & add their information to the end of the list & mail them out. (How letters many they send out escapes my memory.)
I think it was chain letters a form of a Ponzi Scheme.
I can not venture as to the real reason this person wished to look deeper in to the issue.
It could well be that the parties in evolved in these scams are leaving a trail of information that can be followed by banking information.
There is a law that calls for attention of any transfer of $10,000 or more in cash or check.
A while back I sold a building & the transaction was held up for seven days.
I have a small online stock market account in both mine & my wife's' name.
Deposits to the account have to be from a joint account.
All in all I think you are a bit paranoid on his issue.
To look closer on the use or banking in these scams is not with out merit.
I think you need to express in more detail just why you bring this issue up.