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Dec 3, 2016 17:03:49   #
lindajoy Loc: right here with you....
 
buffalo wrote:
As to trust issues make Congress pass a law to keep their grubby hands off of Social Security and repeal the stupid rule that the surplus has to be used to offset the deficit..er...I mean, invested in government debt. Talk about a scam! Do the same with Medicare. Make it untouchable by the greedy politicians. Social Security and Medicare should only be used for their intended purposes.

What about the denial of claims by the private, for profit insurance corporations. Lindajoy, ask any senior citizen how they like their Medicare. I would wager that 98% of them are satisfied with it. I know my 87 year old father is because I have asked him. Compare that to the satisfaction rate of the privately insured, especially in light of ridiculously high premiums and denied and limited coverage and high deductibles.

This from Physicians For A National Health Program (PNHP):

"Upgrading the nation’s Medicare program and expanding it to cover people of all ages would yield more than a half-trillion dollars in efficiency savings in its first year of operation, enough to pay for high-quality, comprehensive health benefits for all residents of the United States at a lower cost to most individuals, families and businesses.

That'€™s the chief finding of a new fiscal study by Gerald Friedman, a professor of economics at the University of Massachusetts, Amherst. There would even be money left over to help pay down the national debt, he said."

http://www.pnhp.org/news/2013/july/%E2%80%98medicare-for-all%E2%80%99-would-cover-everyone-save-billions-in-first-year-new-study

Friedman said the plan would be funded by maintaining current federal revenues for health care and imposing new, modest tax increases on very high income earners. It would also be funded by a small increase in payroll taxes on employers, who would no longer pay health insurance premiums, and a new, very small tax on stock and bond transactions.

"€œSuch a financing scheme would vastly simplify how the nation pays for care, restore free choice of physician, guarantee all necessary medical care, improve patient health and, because it would be financed by a program of progressive taxation, result in 95 percent of all U.S. households saving money,"€ Friedman said.

Don't you think that medical care should be a right for every citizen and not a privilege for only those that can afford it and the poor who get it for free anyway? I am 63 years old and cannot afford the $378.98/monthly premium and $6000.00 deductible on the only plan available to me in Texas, BCBS Bronze plan which then only pays 60%.

Even my doctor brother says that Medicare for All is the way we should go and cut the middle man (private, for profit health insurance corporations) out. It works in Canada and Canadians are 97% satisfied with their health care system despite the myths and propaganda put out by the private, for profit health care industry.

http://www.vox.com/2016/10/9/13222798/canadians-seeking-medical-care-us-trump-debate

"One salient reason they offer: Even if Canadians wanted to escape their system, most probably could not afford US medical care. "Prices for U.S. health care services are extraordinarily high, compared with those in all other countries, and this financial barrier is magnified by the extraordinary strength of the U.S. dollar. Private insurance for elective services, being subject to very strong adverse selection, is, not surprisingly, nonexistent."

As the lead author on the paper, University of Michigan's Steven Katz, told Vox, "A hip replacement [in the US] would cost nearly $100,000 out of pocket plus travel and living expenses." Waiting get one for free in Canada is easy compared to that, he added. "Canadians are happier with their system than we are and life expectancy and other health indicators are higher."
As to trust issues make Congress pass a law to kee... (show quote)


Very compelling, buffalo....Very!!

As for the private sector insurance industry they have actuarials that sit and do nothing but measure trends and pay outs on all they insure...Your a dollar number only...Watch and see how fast they change mentality if they think everyone insured with them will no longer be and all that lost premium revenue is gone...

Wouldnt bother me one bit, yet the lobbying they will do with Congress through all their special interest " investors" may well end it all...

You identify something I found when price shopping my insurance...Premiums are going up and coverage options as well as high deductibles make it near to impossible to afford and you better not get sick!!!

What about the FEHB program that allows some insurance companies, employee associations, and labor unions to market health insurance plans to governmental employees. The program is administered by the United States Office of Personnel Management (OPM).... If its good enough for all federal employees why not us??? Why special treatment just because they work in federal jobs??

I understand they are still insured through that private sector who capitalize on it none the less...But from what I understand they get to choose the deductible and their own Drs..Like Bo's coverage they can not exclude pre~existing conditions etc..

What I don't understand is why they don't go after all the fraud perpetrated by the hospitals in over charges or Drs etc..Just as your post implies medical costs here far exceed other countries ...Why?? I suggest its the fraud that is allowed to take place...You scratch my back I'll scratch yours they are all involved in....Also since most charges are schedule rates they over charge to make up the differences not paid..

I like your idea but do want to research it more...You gave me a great starting point..

I know my mother had Medicare and BCBS and paid nothing between the two other than her monthly premiums...Coverage D when brought in under Bush, I believe, was welcomed ..
Likewise while some things were not covered it was typically an issue of wrong codes being used etc..

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Dec 3, 2016 18:16:30   #
buffalo Loc: Texas
 
lindajoy wrote:
Very compelling, buffalo....Very!!

As for the private sector insurance industry they have actuarials that sit and do nothing but measure trends and pay outs on all they insure...Your a dollar number only...Watch and see how fast they change mentality if they think everyone insured with them will no longer be and all that lost premium revenue is gone...

Wouldnt bother me one bit, yet the lobbying they will do with Congress through all their special interest " investors" may well end it all...

You identify something I found when price shopping my insurance...Premiums are going up and coverage options as well as high deductibles make it near to impossible to afford and you better not get sick!!!

What about the FEHB program that allows some insurance companies, employee associations, and labor unions to market health insurance plans to governmental employees. The program is administered by the United States Office of Personnel Management (OPM).... If its good enough for all federal employees why not us??? Why special treatment just because they work in federal jobs??

I understand they are still insured through that private sector who capitalize on it none the less...But from what I understand they get to choose the deductible and their own Drs..Like Bo's coverage they can not exclude pre~existing conditions etc..

What I don't understand is why they don't go after all the fraud perpetrated by the hospitals in over charges or Drs etc..Just as your post implies medical costs here far exceed other countries ...Why?? I suggest its the fraud that is allowed to take place...You scratch my back I'll scratch yours they are all involved in....Also since most charges are schedule rates they over charge to make up the differences not paid..

I like your idea but do want to research it more...You gave me a great starting point..

I know my mother had Medicare and BCBS and paid nothing between the two other than her monthly premiums...Coverage D when brought in under Bush, I believe, was welcomed ..
Likewise while some things were not covered it was typically an issue of wrong codes being used etc..
Very compelling, buffalo....Very!! br br As for ... (show quote)


Here is an example of what happens to doctor and hospital overcharges. My father, at 83, had to have stents for blocked arteries. The operation took about 2 hours and an overnight stay. The hospital billed his medicare over $87,000 and the doctor's bill was over $23,000. Medicare paid the hospital $7800 and the doctor $2200. He does not have a supplement but was never billed for anything. I asked my brother about this and he said that the hospital and doctor wrote the rest of their ridiculously high charges off as a loss on their taxes.

Medicare for All would lower health care costs in the US dramatically while providing quality medical care that everyone deserves as a right. Private health insurers do not want to insure the elderly or poor because they obviously generate the most costs in health care, as they are generally the sickest. Thus Medicare and Medicaid. The ACA mandate was supposed to force young healthy people to pay ridiculously high premiums to offset the extra cost of insuring those with pre-existing conditions while the government subsidized the private health insurers by paying for the poor.

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Dec 4, 2016 12:10:35   #
boatbob2
 
I guess,you snowflakes,think that The Donald should stand on a street corner,and yell " I want to hire,anyone,that doesnt know how to make money,into my cabinet" instead of hiring someone,that knows how DC works (poorly)

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Dec 4, 2016 22:02:26   #
goofball Loc: timbucktoo
 
Rivers wrote:
Mattis is a war hawk???????????????????? Source please. Gut Social Security, Medicare, and Medicaid to the detriment of the elderly and the poor????? Source please. Where do you get this crap?

I said at the first that Trump is not a conservative, and he will piss off both sides. He is a doer, he gets things done, and he will compromise. But, he hasn't even been sworn in yet, and you rumor mills just can't stop with spreading B.S..


PERIOD!

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Dec 5, 2016 01:32:27   #
evlee12
 
By nominating wealthy cabinet members,they can follow Trumps lead and forego their salary since they do not need it to live on.

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Dec 5, 2016 01:50:50   #
Blade_Runner Loc: DARK SIDE OF THE MOON
 
buffalo wrote:
Yes, I remember! Even the right arm establishment (republicans) were against Trump because he was supposedly not controlled by that same establishment that controls both arms of the corporate party, dems and repubs. It remains to be seen if he will or weven can follow through on his promises. He promised to stop the "nation building"/"warmongering" for the benefit of big corporations and end the crap in the middle east. But has now appointed, "or will" a warhawk for Secretary of Defense. Hmmm.... I have also heard rumors that he is going to gut Social Security, Medicare, and Medicaid to the detriment of the elderly and the poor which is something the establishment elite of both parties has wanted to do for a long time.

Trump was elected because voters thought he could not/would not be controlled by the same elite 1%ters that have controlled Congress and the Presidency for decades now.
Yes, I remember! Even the right arm establishment ... (show quote)
Mainly Trump was elected because the alternative was more than this country could bear.

General Mattis is a warrior, not a "war hawk". Bout time we got a SecDef with a humongous pair of balls.

If something isn't done about SS and Medicare, they will self-destruct in about 15 years. The SS directors have been trying desperately to warn congress and Obama that these programs are unsustainable. Almost from the beginning, Social Security became a Ponzi scheme, privatizing SS and Medicare is the only way to make these programs work.

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Dec 5, 2016 08:51:07   #
buffalo Loc: Texas
 
Blade_Runner wrote:
Mainly Trump was elected because the alternative was more than this country could bear.

General Mattis is a warrior, not a "war hawk". Bout time we got a SecDef with a humongous pair of balls.

If something isn't done about SS and Medicare, they will self-destruct in about 15 years. The SS directors have been trying desperately to warn congress and Obama that these programs are unsustainable. Almost from the beginning, Social Security became a Ponzi scheme, privatizing SS and Medicare is the only way to make these programs work.
Mainly Trump was elected because the alternative w... (show quote)


For Mattis to be confirmed as Secretary of Defense, Congress must first amend Title 10. For very good reasons Title 10 proscribes recently retired and serving military officers from becoming Secretary of Defense, that is to maintain unambiguous civilian control of the military.

As to the privatization of Social Security and Medicare--Ask any Chilean how privatization has worked. http://www.latimes.com/business/hiltzik/la-fi-hiltzik-chile-social-security-20160812-snap-story.html It hasn't. That being said, yes, we have been told now for decades that SS is going broke. Why is this? Because starting with LBJ and Congress including SS and all other government trust funds into a "unified" budget the excess funds have been stolen. Reagan anmd Greenspan expanded this theft when he raised the payroll tax to offset the budget crisis he created with his tax cuts for the wealthy. He claimed that SS was going broke and to fix the problem convinced a willing Cngress to go along with the heist to raise payroll taxes on the poor and working class. The public was led to believe that the surplus money would be saved and invested in marketable U.S. Treasury Bonds, which could later be resold to raise cash with which to pay benefits to the boomers. But that didn’t happen. The money was all deposited directly into the general fund and used for non-SS purposes. Reagan spent every dime of the surplus SS revenue, which came in during his presidency, on general government operations. His successor, George H.W. Bush, used the surplus money as a giant slush fund, and both Bill Clinton and George W. Bush looted and spent all of the Social Security surplus revenue that flowed in during their presidencies.

The $2.7 trillion, which is alleged to be in the trust fund, was all spent for wars, tax cuts for the rich, and other government programs. If the money is repaid at some point in the future, we could say is was just “borrowed.” But no arrangements have been made to repay the money, and nobody in government is suggesting that the money should be repaid. So, if it is never repaid, the money will definitely have been stolen.

This would not be such a serious problem if SS was still running annual surpluses. But SS ran it last annual surplus in 2009, and began running permanent annual deficits in 2010. The cost of paying full SS benefits for 2010 exceeded SS’s total tax revenue by $49 billion. So how did the government pay full SS benefits in 2010? They borrowed $49 billion from China, or one of our other creditors. And the amount that will have to be borrowed in future years will become larger and larger. If the trust fund had not been looted, there would be $2.7 trillion of marketable U.S. Treasury bonds in the fund that could be sold in the open market for cash. But the trust fund doesn’t hold a dime’s worth of marketable real assets of any kind.

One way to help the solvency of SS would be to make ALL incomes, even capital gains the the rich use to avoid SS taxes, subject to the OASDI tax with a small increase in that tax. And then pass a law that ALL future SS surpluses cannot be touched by greedy politicians and start to repay the funds that have been looted from the SS Trust Fund.

Solving the Medicare crises could be done in the same manner. A small increase in the Medicare tax by eliminating the exorbitant health insurance premiums (95% of Americans would save money), making All forms incomes subject to it, making it cover every citizen, man, woman and child, and making it untouchable to greedy, thieving politicians by law.

http://www.pnhp.org/news/2016/january/medicare-for-all-can-solve-americas-financial-crisis

Privatization has been proven not work and will not be the solution.

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