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Rep. Sheila Jackson Lee Claims Cancellation Notices "Not the Truth"
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Nov 17, 2013 11:21:10   #
rickdri
 
jcahill425 wrote:
It is the truth, but only part of it. The insurance companies made it look like these people were losing something, when in the end, most will end up better off. They didn't notify them that there are better policies available, and why would they, when that would lead to some going on the exchange and possibly getting a new policy from a competitor. It was shady business as far as I'm concerned.

The insurance companies are understandably upset that they have to offer better insurance and can't keep throwing junk at people, but they are still in the wrong here. Imagine I am building you a house, and I know government regulations are changing, but when I build, I do not meet these new regulations. Then I send you out a letter saying you can no longer live in the house as of Jan 1. You should be mad at me, not the government.
It is the truth, but only part of it. The insuranc... (show quote)


Better policies, yet more expensive and containing things I don't want or need. That's not better. Why should I have to pay for something I will never use. My wife and I are in our 50's. We will not be having anymore children yet we are required to carry this. We are one of the many that lost our insurance due to this ridiculous law. We had a great plan with a $160 per month premium. Now our premiums to get something comparable is $425. Many of my wife's co workers are in the same situation. We can't afford this yet we will have to. We will be cutting back on other things just to make it. That's the story of millions of others today.

Reply
Nov 17, 2013 11:34:18   #
rickdri
 
jcahill425 wrote:
See, people only wanted them because before there weren't better options. I bet if most of these people that had policies cancelled, instead of complaining, go check out what is available now they will be surprised. Some, a very small amount, will be disappointed to find that they will see an increase. However, the vast majority will find better plans for cheaper than they were paying before, especially the people that need it the most.

The initial price doesn't even include any subsidies they may qualify for, or the money insurance companies will have to pay back at the end of the year if they don't use it on real health care. Another thing, if you get insurance through work, which most do, this whole law barely affects you. And another thing most people I debate with have no idea about, if you live in a state that is not accepting the Medicaid expansion, you are completely exempt from ObamaCare and the fine that comes with it. The supreme court ruling left that decision to the states.
See, people only wanted them because before there ... (show quote)


You are dead wrong about the ACA not affecting those with company policies. It has affected many people with these policies because it forces people to purchase insurance products they will never use. What does a single man need with prenatal care? Why do myself and my wife in our 50's need to carry this? Why are we being forced to carry things we will never need? We had a great plan with a premium of $160.00 per month. Work had to drop that plan and pick up another plan costing us $425.00 per month. Now how is that not affecting workers. That is happening with our friends and co workers at other companies. This is not better!!

Reply
Nov 17, 2013 11:59:52   #
bruce1954
 
jcahill425 wrote:
See, people only wanted them because before there weren't better options. I bet if most of these people that had policies cancelled, instead of complaining, go check out what is available now they will be surprised. Some, a very small amount, will be disappointed to find that they will see an increase. However, the vast majority will find better plans for cheaper than they were paying before, especially the people that need it the most.

The initial price doesn't even include any subsidies they may qualify for, or the money insurance companies will have to pay back at the end of the year if they don't use it on real health care. Another thing, if you get insurance through work, which most do, this whole law barely affects you. And another thing most people I debate with have no idea about, if you live in a state that is not accepting the Medicaid expansion, you are completely exempt from ObamaCare and the fine that comes with it. The supreme court ruling left that decision to the states.
See, people only wanted them because before there ... (show quote)


Links or facts, that support your claims?
I didn't think so.

Reply
 
 
Nov 17, 2013 12:28:41   #
bmac32 Loc: West Florida
 
No one should be required to pay the rates they came up with. People, unlike government set their budgets and don't go over board with the spending like the feds do.


rickdri wrote:
Better policies, yet more expensive and containing things I don't want or need. That's not better. Why should I have to pay for something I will never use. My wife and I are in our 50's. We will not be having anymore children yet we are required to carry this. We are one of the many that lost our insurance due to this ridiculous law. We had a great plan with a $160 per month premium. Now our premiums to get something comparable is $425. Many of my wife's co workers are in the same situation. We can't afford this yet we will have to. We will be cutting back on other things just to make it. That's the story of millions of others today.
Better policies, yet more expensive and containing... (show quote)

Reply
Nov 17, 2013 12:33:44   #
Ricko Loc: Florida
 
jcahill425 wrote:
It is the truth, but only part of it. The insurance companies made it look like these people were losing something, when in the end, most will end up better off. They didn't notify them that there are better policies available, and why would they, when that would lead to some going on the exchange and possibly getting a new policy from a competitor. It was shady business as far as I'm concerned.

The insurance companies are understandably upset that they have to offer better insurance and can't keep throwing junk at people, but they are still in the wrong here. Imagine I am building you a house, and I know government regulations are changing, but when I build, I do not meet these new regulations. Then I send you out a letter saying you can no longer live in the house as of Jan 1. You should be mad at me, not the government.
It is the truth, but only part of it. The insuranc... (show quote)


How will they end up better off when they cannot afford the premiums or the deductibles are so high that doctors will not accept their insurance ? Some of these people have had their insurance for years and are covered for debilitating diseases that new policies will cover but at double or triple the premium. It is none of your business or mine or the government what Joe Jones wants as his health insurance coverage. If they were happy with what they had who are you to say that what the all knowing government has planned for you is better so you must accept he government plan. The only people who will benefit are those who qualify for the expanded Medicaid at no cost. That could have been done without disrupting millions of health plans. Sheila Lee is an airhead like Maxine Waters and Nancy Botox Pelosi. Good Luck America !!!

Reply
Nov 17, 2013 12:36:37   #
bmac32 Loc: West Florida
 
Oh so true and the democrats know it's true as it's effecting their daily lives.


Ricko wrote:
How will they end up better off when they cannot afford the premiums or the deductibles are so high that doctors will not accept their insurance ? Some of these people have had their insurance for years and are covered for debilitating diseases that new policies will cover but at double or triple the premium. It is none of your business or mine or the government what Joe Jones wants as his health insurance coverage. If they were happy with what they had who are you to say that what the all knowing government has planned for you is better so you must accept he government plan. The only people who will benefit are those who qualify for the expanded Medicaid at no cost. That could have been done without disrupting millions of health plans. Sheila Lee is an airhead like Maxine Waters and Nancy Botox Pelosi. Good Luck America !!!
How will they end up better off when they cannot a... (show quote)

Reply
Nov 17, 2013 12:56:07   #
Ricko Loc: Florida
 
bmac32 wrote:
No one should be required to pay the rates they came up with. People, unlike government set their budgets and don't go over board with the spending like the feds do.


Rickdri- Of course you are correct. Only a liberal has the audacity to tell you what you need as health coverage. Their mantra is sticking their noses in other peoples' business because they view themselves as superior to everyone else and you and I cannot possibly live without their guidance. Most of them are in government because they cannot qualify for a job in the private sector. If you ever see a liberal politician with his hands in his own pockets take a picture as it would be a rarity. As Dr. Paul said, "democrats have big hearts but small brains." Good Luck America !!!

Reply
 
 
Nov 17, 2013 15:08:42   #
bruce1954
 
jcahill425 wrote:
See, people only wanted them because before there weren't better options. I bet if most of these people that had policies cancelled, instead of complaining, go check out what is available now they will be surprised. Some, a very small amount, will be disappointed to find that they will see an increase. However, the vast majority will find better plans for cheaper than they were paying before, especially the people that need it the most.

The initial price doesn't even include any subsidies they may qualify for, or the money insurance companies will have to pay back at the end of the year if they don't use it on real health care. Another thing, if you get insurance through work, which most do, this whole law barely affects you. And another thing most people I debate with have no idea about, if you live in a state that is not accepting the Medicaid expansion, you are completely exempt from ObamaCare and the fine that comes with it. The supreme court ruling left that decision to the states.
See, people only wanted them because before there ... (show quote)


Links and Facts to support your claim?
I didn't think so.

Reply
Nov 17, 2013 20:59:47   #
Ricko Loc: Florida
 
bmac32 wrote:
Oh, Rep. Sheila Jackson Lee.

Despite the fact that thousands and potentially millions of Americans have had their plans canceled due to noncompliance with minimum standards of the Affordable Care Act, that's just no big deal to Rep. Lee.

Speaking to National Review Online (emphasis added):

Representative Sheila Jackson Lee, a Texas Democrat, told National Review Online today that instead of sending out cancellation letters, insurance companies should have told their customers that their coverage was about to get better.

She said she wrote an amendment before the president’s announcement that would require insurance companies to “tell the truth.”

“The cancellation notice was not the truth,” she says. “It should have been: ’We intend to or expect to modify your insurance.’”

Really, Rep. Lee? Really? How else could you possibly describe a letter from an insurance company that blatantly states that their plan will no longer be offered due to Obamacare? It is, in the literal sense of the word, a cancellation letter.

And that's the truth.
Oh, Rep. Sheila Jackson Lee. br br Despite the fa... (show quote)



No Rep. Lee-the letter should have said that," we regret to inform you that our government has decided that your insurance is not suitable for you because it does not contain the specific coverage that the government feels you should have, therefore we are required to cancel your policy effective Jan 1, 2014. We can offer you a replacement policy that meets all the requirements of the ACA but with a significant increase in premiums. If you will contact us we will provide you specific plans and associated costs. " The above, Mrs. Lee is the truth while your letter is a fantasy. Good Luck America !!!

Reply
Nov 18, 2013 20:31:53   #
jcahill425
 
rickdri wrote:
Better policies, yet more expensive and containing things I don't want or need. That's not better. Why should I have to pay for something I will never use. My wife and I are in our 50's. We will not be having anymore children yet we are required to carry this. We are one of the many that lost our insurance due to this ridiculous law. We had a great plan with a $160 per month premium. Now our premiums to get something comparable is $425. Many of my wife's co workers are in the same situation. We can't afford this yet we will have to. We will be cutting back on other things just to make it. That's the story of millions of others today.
Better policies, yet more expensive and containing... (show quote)


Ok first, you are not being forced to pay for anything, that is misinformed propaganda. Insurance companies must now meet a level of minimum requirements, and some of these essentials may no longer be needed by you and your wife, but they are now for people that do. I think it is good we are holding insurance companies to minimum standards, covering the essentials. We pay them enough. If you are mad at anyone it should be your insurance company for pulling the bait and switch on you.

You say you are paying more now? Have you been on the exchange? If not then you have no right arguing. You might find something much cheaper than you realize. And that doesn't even include the money insurance companies must pay back if they don't use it on real health care, or the subsidies you can receive if your state expanded Medicaid. If your state did not expand, then guess what, you're exempt from ObamaCare anyway. Supreme Court made it that way, left it up to states to choose. Either way, what you will find on the exchange will be cheaper, your insurance company is robbing you.

Reply
Nov 18, 2013 20:41:31   #
jcahill425
 
Ricko wrote:
How will they end up better off when they cannot afford the premiums or the deductibles are so high that doctors will not accept their insurance ? Some of these people have had their insurance for years and are covered for debilitating diseases that new policies will cover but at double or triple the premium. It is none of your business or mine or the government what Joe Jones wants as his health insurance coverage. If they were happy with what they had who are you to say that what the all knowing government has planned for you is better so you must accept he government plan. The only people who will benefit are those who qualify for the expanded Medicaid at no cost. That could have been done without disrupting millions of health plans. Sheila Lee is an airhead like Maxine Waters and Nancy Botox Pelosi. Good Luck America !!!
How will they end up better off when they cannot a... (show quote)


Sorry, it is being offered cheaper on the exchange, and all insurance now covers more. Not saying government knows best, but making something cheaper, while making it more extensive is a good thing to me. It takes some of the power away from insurance companies and gives it to the people. We pay them more than enough already. How many people pay into insurance for years only to have the company bail on them when they get sick and need it the most? Thousands every year until that was fixed. How many people see price increases on a yearly basis, big increases? Just about everybody who has insurance. No more of that either. Now insurance companies must give money back that is not spent on real health care. Everybody will see that.

Do you live in a state that accepted the Medicaid expansion? Then you are most likely eligible for subsidies. If your state didn't expand then you are exempt anyway, supreme court left that up to the states.

Reply
 
 
Nov 18, 2013 21:36:08   #
bruce1954
 
jcahill425 wrote:
Ok first, you are not being forced to pay for anything, that is misinformed propaganda. Insurance companies must now meet a level of minimum requirements, and some of these essentials may no longer be needed by you and your wife, but they are now for people that do. I think it is good we are holding insurance companies to minimum standards, covering the essentials. We pay them enough. If you are mad at anyone it should be your insurance company for pulling the bait and switch on you.

You say you are paying more now? Have you been on the exchange? If not then you have no right arguing. You might find something much cheaper than you realize. And that doesn't even include the money insurance companies must pay back if they don't use it on real health care, or the subsidies you can receive if your state expanded Medicaid. If your state did not expand, then guess what, you're exempt from ObamaCare anyway. Supreme Court made it that way, left it up to states to choose. Either way, what you will find on the exchange will be cheaper, your insurance company is robbing you.
Ok first, you are not being forced to pay for anyt... (show quote)


ok, you're really Nancy Pelosi aren't you?

Reply
Nov 18, 2013 21:42:44   #
bmac32 Loc: West Florida
 
Not forced? So you give the government $95 a month and receive nothing in return ($1140 a year), 2nd year it's $395 a month ($4740 that year) and the 3rd it's $695 ($8340) all receive nothing in return. Minimum requirement, 60 year old need maternity insurance, that's good, what are you smoking???

For every one that is cheaper 20 are two and three times are much with deductibles in the $3000-$6000 range.

Have you signed up? Did you put your personnel information out there for hackers or did you just give it to some low life that may have a record.

You are not exempt if your state doesn't have a state exchance, try to get yourself informed.


jcahill425 wrote:
Ok first, you are not being forced to pay for anything, that is misinformed propaganda. Insurance companies must now meet a level of minimum requirements, and some of these essentials may no longer be needed by you and your wife, but they are now for people that do. I think it is good we are holding insurance companies to minimum standards, covering the essentials. We pay them enough. If you are mad at anyone it should be your insurance company for pulling the bait and switch on you.

You say you are paying more now? Have you been on the exchange? If not then you have no right arguing. You might find something much cheaper than you realize. And that doesn't even include the money insurance companies must pay back if they don't use it on real health care, or the subsidies you can receive if your state expanded Medicaid. If your state did not expand, then guess what, you're exempt from ObamaCare anyway. Supreme Court made it that way, left it up to states to choose. Either way, what you will find on the exchange will be cheaper, your insurance company is robbing you.
Ok first, you are not being forced to pay for anyt... (show quote)

Reply
Nov 18, 2013 22:28:52   #
NAVSOG
 
NUT BAG SMOKEN PALOSI !

Reply
Nov 19, 2013 08:18:45   #
jcahill425
 
bmac32 wrote:
Not forced? So you give the government $95 a month and receive nothing in return ($1140 a year), 2nd year it's $395 a month ($4740 that year) and the 3rd it's $695 ($8340) all receive nothing in return. Minimum requirement, 60 year old need maternity insurance, that's good, what are you smoking???

For every one that is cheaper 20 are two and three times are much with deductibles in the $3000-$6000 range.

Have you signed up? Did you put your personnel information out there for hackers or did you just give it to some low life that may have a record.

You are not exempt if your state doesn't have a state exchance, try to get yourself informed.
Not forced? So you give the government $95 a month... (show quote)


Where do you get these numbers from? $95 first year total, not a month. I know a few people who have opted out and the fine is $95/yr or 1% of your personal income. Why the lies. If you have a point to prove, and it is a good point, you should be able to do it without misinformation.

You sound like a paranoid Neocon. "Did you put your information out there for hackers to steal?" Really? like you have never put your information into a site. More lies and scare tactics. I did sign up for the exchange, more than 5 years ago when it started in Massachusetts. And guess what, it works...PERFECTLY too. It did not destroy our economy or way of life, it did not make our health care worse, in fact, it made it better. Boston still has some of the best hospitals and doctors in the nation. You bought into the Koch Cool Aid. You need to turn off Fox News, it decreases intelligence and can be linked to lower IQs

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