Alber

It is important the repeal of ObamaCare and its costly regulations but also it is necessary to move the American health care system in a patient-centered direction, so any measure taken in this moment must be transitory with the intention of establishing in a near future, two years at the most, a Universal Health Care System with nothing to do with health insurance. It is necessary to find a new way for health care, because it is important for everybody. Health care must be taken from the hands of politicians and insurance companies making its functions more close to the interest of the people. Neither right nor left, non-political and non-profit associations with autonomy, regulated by the law, taking on account, with the help of the American Medical Association, the reasonable and decorous earnings of those profesionals and workers that labor on the field of health, procuring with the help of the law the "goodwill" of the enterprises that make the medicines. The infrastructure to accomplish this goal exists, there is no need of any invesment, just to establish the form of payment for the use or adquisition of the existing installations by this associations to the owners and how to develop new installations in the future.
We must study the systems of other countries (The United Kingdom, Italy, France, Sweden, Spain). To study do not means to copy, but to learn of others experiences. There is to much red tape to get a good attention with the mediation of a purveyor of insurance and even you do not received proper attention, because if you need a specialist, you will not have access to this professional if there is not one in your area that is under payment by the insurance company in which you have a plan. Besides what you pay for insurance you must pay and amount for every visit or treatment and for the medicine. In those countries you pay a tax but you do not have to pay when you need medical attention or other treatment and the medicine is subsidize.
It could be created a universal health system of mutual help without any intermediary (insurance companies), affordable for everybody, taking on account the persons of low income. The USA is the first country in the world and it is a shame that it is the number 37 in this field as says the UN, ranking with Cuba that is number 39, a country where its inhabitants have a miserable life.
We could create non-profit associations in every county endorsed by the State and Federal goverments, with a budget of both, taking on account an annual quota per capita for the number of associates at the begining of each year, with the payment of a monthly quota by each associate, equal for all associates including children, collectable through the payrroll as the taxes with the number of the social security. If wanted to have competition among this associations it could be aprove two or three in each county. This associations would have hospitals and dispensarys for external attention under their control with dental care and other services not included in the insurance actually and the medicine could be subsidize. This associations would be under controlment by an Agency in every State and a Federal Agency in the nation that will have the supervision of all the functions, technical and of the economy. There was an experience of this mutual system in Cuba before the comunist took all de hospitals and dispensarys of this associations and the system was taken in account by the Constitution of this country of 1940, one of the most advanced in the world in that moment.
It is the same that Trump want to do with the education, a budget for each student, so a budget for each person's health. In this moment the Insurance Market pays to Florida Blue Insurance Company for a man 74 years old, 770 USD monthly and if he needs the service of a specialist, he has to pay an amount for each visit or for any treatment prescribed and for the medicine. The USA has 320 million of inhabitants, if for each inhabitant this program received a part of the minimun salary stablished for one day of work as a monthly quota and the Federal and States goverments contribute with an annual quota per person, there will be an improvement of the health care and a great saving because there will not be a profit and the salaries of the professionals, the administration (including al the workers) and the board of directors of this associations will not be more than a 20% of the actual profit on the health care field by the insurance companies and by the professionals of health.

Homestead

It's not up to the government to run health care.

bahmer

Amen and Amen everything the government touches gets inflated way beyond the reasonable into the unthinkable.

Homestead

It's amazing how these guys can't do simple math.

It's really not that hard to figure out.

Have any number of people sit around a table, each having a one dollar bill.

Declare yourselves the united states of the table.

That dollar represents all the taxpayer money available for every state.

Say there's four people, making up the four states of the table and the health care system is going to cost four dollars, but, each state only has one dollar available.

So each person passes their state dollar to one of the states.......................

Isn't that wonderful! That one state now has enough money for the health care system...................

But wait,............................... that's only one state out of four. So now the other states want their health care paid for by the federal government (which means the other states) just like the first one got.

But, they've already given up their tax payer one dollar that was available........so now what.

So now, the one state that has four dollars, must give up one of those dollars to one of the other states.
Then the other states must write an IOU for their one dollar contribution and give that to the 2nd state.

OH marvelous, every things fine isn't it..................oops..............we still have two more states to go and the first state that had the four dollars, now only has three.

The moral of this story is that if the health care of each state costs the four dollars, the only way all the states can pay for all the other states is if each state has the four dollars to start with, in order to give it to the other states.

But if each state has the four dollars, then why don't they just handle their own health care?

Otherwise, you've just witnessed how national debts, that can never be paid off, are created.

And all of this assumes that the federal government is collecting the one dollar from each state and giving it to the other states without any costs for themselves coming out of the dollar.

bahmer

Fat chance of that last sentence of yours ever happening that is for sure.

CounterRevolutionary

Alber, you write: "It is necessary to find a new way for health care, because it is important for everybody."

True, but, what makes you think the "Universal Health Care System" is going to move in a "patient-centered direction" that you advocate?

What makes you think that your loving, caring, sharing government won't DNA fingerprint every citizen to eliminate those with weak immune systems, all those carrying HLA-DR genetic markers, out of financial expedience and, of course, "compassion"?

You write: "The infrastructure to accomplish this goal exists..."

But the morality of humankind does not exist. The United Nations is clamoring for Agenda 2030, a "sustainable population" of just 2 billion people. For a nation both morally and financially bankrupt, overly anxious to practice eugenics and euthanasia, the public are sitting ducks.

Furthermore, what effect does "free medicine" (socking the bill to your neighbors) have upon stopping human behavior from practicing risky lifestyles?
None.

You speak of establishing "Non-profit associations."

If time is money, there is no such thing as "non-profit" work.

The misconception here is that healthcare is costly. The real cost of medicine is in the overhead of administrators and paper-shufflers in the insurance industry and the government. Keep your doctor and get rid of the myriads of middlemen.
How?

One should be able to purchase catastrophic health insurance for less than $100/month and use it once in a lifetime, and carry a private, tax-free Health Savings Account for the small stuff. Keep your life private and free. This way, there will be more than enough health insurance to go all around and we can eliminate half of our national budget and national debt.

The difference between rich and poor is knowing the difference between what you can do for yourself and what you can't.

Alber

Homestead and Bahmer.: I think you have not read properly what I wrote. "Health care must be taken from the hands of politicians and insurance companies making its functions more close to the interest of the people. Neither right nor left, non-political and non-profit associations with autonomy, regulated by the law, taking on account, with the help of the American Medical Association, the reasonable and decorous earnings of those profesionals and workers that labor on the field of health, procuring with the help of the law the "goodwill" of the enterprises that make the medicines. The infrastructure to accomplish this goal exists, there is no need of any invesment, just to establish the form of payment for the use or adquisition of the existing installations by this associations to the owners and how to develop new installations in the future". -----The management would be done by non-profit associations. The goverments would give only a budget for each inhabitant for the year. There would be no profit for the insurance company and the cost of administration would be lower than it is actually. As you say: "It's amazing how these guys can't do simple math" I did the math. Actually, with Obamacare the goverment is paying thrillions. With the non-profit there would be better attention and it would be a better management in accordance with the law. Neither the State goverment nor the Federal goverment will have to do with the management, their only function is to fiscalize.

Alber

Counter Revolutionary: Profit is the excess of returns over expenditure in a transaction. There would not be a profit. The professionals, the administration (including all the workers) and the board of directors of this associations would earn reasonable and decorous salaries. Nobody works for free. Nobody is going to get free medicine because every body is paying taxes, and if the theory of conspiration you subscribe is correct, the goverment has the means to obtain your DNA, finger prints, etc. As you say:"The real cost of medicine is in the overhead of administrators and paper-shufflers in the insurance industry and the government" Read the proposition properly and you will see that all that is going down. You can keep your doctor if you know where he is going to work and you register yourself in that association. Besides, those who own the infrastructure will receive appropiate compensation and we can eliminate half of our national budget and national debt as you say.--- You say that: "The United Nations is clamoring for Agenda 2030, a "sustainable population" of just 2 billion people". That belongs to the NWO of the theory of conspiration you subscribe, but tell me: Why the UN wants to take Muslins to Europe and the USA? It is known that those Muslims has four women every one and at least twenty sons or daugthers. Here we have a contradition with the theory of a "sustainable population". We have to worry about the Muslim invation and support Mr. Trump to close the door to this fanatics.

Homestead

Your dead in the water as soon as you start bashing the insurance companies.

In it's simplest form, insurance companies form a pool of people large enough so that the expected costs of health care can be calculated.
The people in that pool split the expected costs among themselves.
What keeps the insurance companies in line is competition in a free market.

This is where the failure comes in and this is what needs to be addressed.

What you're talking about is nonsense.

Alber

Homestead: Let's use your own example. There are five people around a table, each one having one dollar bill. They give the five dollar to an insurance company. This company takes two dollars as its profit and dedicate three dollars to pay for health care. It's amazing how you can't do simple math. It's really not that hard to figure out.
I know that the insurance companies have a great power but in this moment there is an opportunity to change that situation. The politicians want to erase OBAMACARE and they need somenthing fair to do it. With the non-profit associations the budget of healt care would go down a least in 40%. This % comes from the two dollars of profit taken by the insurance company in the example and from the profit of owners of infrastructure and groups dedicated to health care.

Homestead

Your dreaming and you missed the whole point of the exercise.

The federal government does not have any money.

It does nor produce wealth, it is an expense that has to be paid for, by the residence of each state through their tax dollars.

If everybody is going to pay for everybody else's insurance, they must first have the money to pay for their own insurance.

Before ObamaCare, 80% of this countries medical care was paid for through insurance.

Of that 80%, 67% of the people were satisfied with their coverage and insurance companies.

There were problems, but, those problems stemmed from the government interfering with the competition between insurance companies.

Such as, not allowing insurance companies to sell across state lines. Not letting companies offer plans to anyone interested in them and stopping anyone interested in them, from buying those plans.

As well as the government allowing a private organization to decide how many new doctors could get doctor licenses, creating an artificial shortage of doctors.

As well as, subsidizing pharmaceutical companies and allowing them to run monopolies.

The last 20% of the people were taken care of by government programs that were and are bankrupting the country.

Any "POWER" the insurance companies have, come from an interference in our Capitalist system of free markets.

Remove those obstructions and you will remove their "POWER!"

bahmer

Amen and Amen, and then put caps on how much you can sue a doctor for malpractice and that will lower the doctors malpractice insurance costs which will or should lower the doctors bills as well.

Homestead

Yeah, but don't do it just for doctors, I was surprised to find out that my uncle, who is an architect, pays a higher rate than a brain surgeon.

Our court system is out of control for everybody.

bahmer

Very true and it also depends on which state you live in as well.

CounterRevolutionary

Alber, let's take these items one at a time:
1) "Profit is the excess of returns over expenditure in a transaction. There would not be a profit."
The old name for this kind of business transaction is "slavery."

2) "the board of directors of this associations would earn reasonable and decorous salaries. Nobody works for free."
These must be the slave masters.

3) "Nobody is going to get free medicine because every body is paying taxes"
Help! Run for your life. Isn't this what sparked the first Tea Party?

4) "and if the theory of conspiration you subscribe is correct, the government has the means to obtain your DNA, finger prints, etc."
This is not a conspiracy theory, it is a bona fide conspiracy laid out in the United Nations' publication Agenda 2030.

https://sustainabledevelopment.un.org/post2015/transformingourworld
Sustainable Development Knowledge Platform
Transforming our world: the 2030 Agenda for Sustainable Development

5) "Why the UN wants to take Muslins to Europe and the USA?"
Why? To promote chaos and collapse capitalism so that the public clamors for a socialist UN Police force to restore peace under the New World Order. Check out Attorney General Loretta Lynch's Strong City Network.

https://www.justice.gov/opa/speech/attorney-general-loretta-e-lynch-announces-launch-strong-cities-network-united-nations
Attorney General Loretta E. Lynch Announces the Launch of the Strong Cities Network at the United Nations General Assembly
New York, NY,. United States ~
Tuesday, September 29, 2015

6) "We have to worry about the Muslim invitation and support Mr. Trump to close the door to this fanatics."
Yes, close the door to the un-vetted Islamic terrorist men from the 7 nations sponsoring terrorism, while the other 40 Muslim nations still can travel freely; Trump's plan is fine with me. We finally agree on something.