Airforceone

Just begin to start paying back the trillions the republicans stole to pay for trickle down economics and the Bush phony war. Like I said if you bother to look up who is the largest debt holder to the US it's the SS fund and sitting at number two it's the federal employees retirement fund. Just google SS fund largest debt holder to US

SS holds approximately 16% of our debt
Federal Reserve 12% of our debt
Federal civil service retirement holds 5% of our debt
Military retirement fund owns 3% of our debt
Medicare holds 1% of our debt
Another 34% of our debt is owed to foreigner including China at about 8% Japan 7% other foreign lenders are various Caribbean Banks including the Cayman Islands at 2% various oil exporting nations such as Saudi Arabia at 2% Brazil at 2%. The remainder is spread among mostly private investors, domestic

You can believe what ever you want about the Clinton budget but your wrong that was all fabricated BS. Clinton left approximately $259 billion in surplus not one person could fabricate that number it would have taken thousands of people to fabricate this type of conspiracy just use a little common sense tells you not one person cannot accomplish that surplus. Now all this BS on Clinton surplus was to hide the massive spending under Bush with the Bush tax cuts for the wealthy while fighting two wars does that make sense. Fighting two wars and give tax breaks to the wealthy. Approximately $6 trillion was lost in federal funds under the Bush tax cuts. All unpaid for. Approximately $2.4 trillion carried over to Obama which was attached to the Obama deficit. Now the Bush wars in Afgan. And Iraq war under Obama is at $3.2 trillion all unpaid for and attached to Obama deficit, now with running a massive debt from Bush Bush spent $500 million on Medicare part D and $750 billion in TARP bailout all unpaid for and attached to the Obama deficit. Now not to mention the federal funds lost when Obama took office with7.9 % unemployment and losing 850,000 jobs a month.

It's so simple to research Reagan and the SS amendment tax in the 1980's and how he deposited that tax increase in the general fund instead of the SS fund account. Don't forget Reagan increased the deficit by 365% another non talking point by the right. Bush 43 added 135% to the deficit and that does not include what got carried over to the Obama deficit. So you think what you want but just a little bit of common sense can help.

Docadhoc Loc: Elsewhere

Several times I have told him what is coming and how I know. He thinks because right now he is getting a decent deal, that everyone does or should. He has no idea why he is, instead he takes it for granted. He has an adult son with urgent need.

I'm trying to tell TD that when the act folds, everyone will have to scramble. His son could well be denied because when the act folds, the pre-existing protection folds with it. We'll be back to insurance industry in the driver's seat but this time they will be more discriminatory about who they sell to, because they will be calling the shots for a period of time. Maybe 2--3 years until a workable plan evolves. That's plenty of time to die from many conditions. That 2--3 years is with Trump. If we get hills we get gov run single payor and goodbye if you aren't on the correct list.

I'm trying to.clue TD in but his hatred blinds him to everything. If he started talking with some carriers now he might find one that would allow ore-existing for another 2--3 years, but he won't because he refuses reality. Beginning in 2017, some people won't even have a choice. They will lose all but one carrier.

The entire ACA is a scam. Remember how Obama said everyone will have coverage? Remember how he went on record talking about the millions of newly insured? The ACA has cost us a minimum of $330 BILLION. Do you know how big of a percentage jump there has been regarding newly insured? 9%!

$330 BILLION blown and a 9% increase in number of people insured. And nearly all of that 9% are new Medicaid pts. because the requirements were relaxed.

9%. All the fuss and chest beating, for 9%. It would have been cheaper to use the money to pay the medical bills. All of the rest of Obama's newly insured were just people who changed carriers. But lying Obama counted them. And TD believes Obama.

That was my last attempt. He's on his own. I cannot help someone who refuses to listen and I've run out of patience with him. I'll only be spit on so much before I pull the plug.

Airforceone

Your last attempt at what you admitted you never read the ACA your listen to flat out lies and misinformation. There is no documentation on rate increases prior to the ACA insurers were not required to file for an increase. Every state had a different rate. But with a little research you would have found out that prior to the ACA over a 5 year period the rate increased on a yearly basis on average of 10% to 28%. But all you want to shoot your GD mouth about is the ACA is going to increase by 28% but you forget history.

What pisses me off is your dealing with half facts. Historic premiums information is important as a baseline to compare premium changes as insurers set rates after the ACA, as well as a reminder that premiums have been steadily increasing for years prior to the ACA.

Before the ACA insurers could charge people more and also deny coverage for pre existing conditions. But low information people such as yourself have no idea what that dies to a family and you could give a shit less because it does not effect your family.

Prior to the ACA the insurers could raise rates without reporting to state insurance commissioners. Beginning in 2011 they have to report those increases and they have to justify the increase. The insurers can longer write junk policies with maximum payouts and can cancel your policy anytime they wanted. But of course you have forgotten junk policies you were never caught up in that dirty little trick when people bought individual policies. You have no idea about prior to the ACA individual coverage policies received 25 to percent increase.

But you refuse to look at state by state increases all you do is report on a 28% increase across the board and that a GD lie. But most states are in the range of 7% to 13% not 28%. Your sarcasm sucks and it pisses me off when you deal with misinformation and act like you know everything.

Rate increases is a state by state basis depending on medical cost. States that refused Medicaid expansion will see larger premium increases because these states are still paying for the uninsured just Texas has 1.5 million people who do not have insurance and Florida is not far behind. This was the last year that the federal government will no longer reimburse states for giving free medical care to states not signed up for the expansion.

What drives health insurance premium changes the ACA established three stabilization programs (Permanent Adjustment) (Transitional Risk Corridor) and (Reinsurance Programs) they have provided stability for the first three years of the ACA. But now the government and insurers have comprehensive data to create a better idea of rates. It just pisses me off that you post rates and just because these insurers are requesting these increase doesn't mean there going to get it there is a process they have to go thru to get these rate increases approved.

Overall premium increases were flat in the second year of the ACA you shot your mouth off about that. During 2016 the modest increases were applied. Now we have the fourth year of the ACA suggest that the insurers had underpriced there plans initially. But even with this increase they are asking current prices are still below CBO projections from 2009. If you bothered to read the ACA which you haven't you would have found the CBO had projected rates for the silver plan would have been $5,200 per year in 2016, but actual average is $4,583 per year about 12% below what was projected.

The ACA as projected in the CBO report anticipated an influx originally of older sicker customers but as the mandate went into effect they expected to offset by attracting younger and healthier individuals and that is starting to happen now.

But the real problem now is the ACA law as written will no longer reimburse those red states for the uninsured and receiving free medical care. Take a look at Texas and Florida they now have to pick up the cost of there uninsured residents. There actually going to try a sue the federal government to try and get the federal government to pay for there stupidity for not signing up for the expansion.

So you use an average across the board increase and that is a GD lie. My son called Blue Cross Blue Shield for next years premium increase and was told somewhere between 7% to 10% is what there estimating.

Now prior to the ACA. There were approximately 34,000,000 people without health insurance. Now 28,000,000 now have insurance the numbers are not in yet as to what the subsidies cost for insurance policies. But now they have insurance where the government picked up the cost and reimbursed the states. ( Government savings)A large majority of these people had applied for Medicaid how many of these now are off Medicaid and have there own private sector policy.(Government Savings) Now we have the mandate that will generate savings to the federal government and help to offset the subsidies.

Now if the right wing has a replacement plan let's see it because 80% of the ACA was modeled after the Heritage Foundation plan. You scream about the mandate and the mandate was put into the ACA as a republican amendment. Republicans added 97 amendments to the ACA and then they said they never read it.

Your stupid comment of 9% you fool that's 32,000,000 people but I understand that it's great to say 9% it sure sounds better than 32,000,000 people. Your Medicaid statement would just take to long to explain. But simply put if your on Medicaid the government is picking up the total cost for medical treatments (PAYING YOUR MEDICAL BILLS) . If you were on Medicaid and you signed up for the ACA the government now subsidized a portion of your premium not paying the medical bill. But I'am sure you can't understand that.

Now there are problems within the ACA that need to be addressed but God dammit that ACA is working. You listen to one side and one side only that shows how much it was costing the government but you can't see the savings in the ACA because you will never research the cost savings and projected savings over time as reported by the CBO office and the GAO. Now that the full extent of the ACA is in motion the CBO can do an accurate estimate of the cost.

Also those insurance carriers that said there dropping the ACA that's Bull shit it's only certain states and they are mostly the states that did not sign up for the expansion and these states are now picking up the cost for free medical because the federal government will no longer reimburse the states for the uninsured.

I am glad you told me what is coming because I know your full of shit because I studied that ACA and it's clear to me that you have not got a clue what's in it .

I just spent one hour applying for a ACA policy (I did not buy) and I just want to show you just one policy it's the best policy supplied by any of the carriers and it includes dental.

Office visits primary care $50 co-pay
Office visit for specialist. $50 co-pay
Annual deductible $1,000
Prescription drug deductible first $1000 you pay $0 after the $1,000 deductible.

There is a lifetime maximum cost of $2 million
Doctor limitation none any doctor you want
Out of there network coverage yes
Out of country cost no (but when traveling out of country you can apply for additional coverage.

This is a high end policy and the cost is $725

Actually this plan fits my son a lot better than the one he has it will cost an additional $125 on top of his additional policy. But I like the first $1,000 in cost for medication will be complete in 4 months then free for the next 8 months.

Wow they do have some great plans I am going to start researching these new plans that have come on line with the ACA in the last 6 months. More choices just sad there is so much ignorance to the ACA out there.

So please when you are dealing with half the information and cost don't try to tell me I am stupid. Not you or anybody on OPP that have not read that ACA that just want to cherry pick cost or condition and not look at cost and savings provided by the CBO it makes you sound ignorant to facts.

(SO GO TO THE POLLS AND VOTE FOR A SEXUAL PREDATOR THAT PAYS ZERO TAXES AND WENT BANKRUPT 6 TIMES)

Carol Kelly

Okay. I've seen the other side of the picture and its not pretty. Go TRUMP!

Docadhoc Loc: Elsewhere

Okay. TD. Whatever you say.

Obviously you know more about this than I do. I was just one.of the advisors before the final draft, so I know nothing.

From now on since you are so well connected and knowledgeable about all this, you can tell us all how it is, what is next, what to expect, and how lucky we are to have this magnificent plan working so well for us.

You are just too stupid and too arrogant to waste fit her time on.

I tried to help you and you are too arrogant to want it. So be it. When it hits you, don't come crying and don't ask questions. You're on your own genius.

Let us know in a few months how you are doing.

Airforceone

Then look at both sides your attempting to understand the ACA but your liking at one side which is cost but you refusing to understand any savings. Your not looking at CBO projection to date or the future. And you involved with final BS.

Docadhoc Loc: Elsewhere

It has nothing to do with liking anything TD, but what do I know, right?

You are the authority here so just keep telling us how it is.

You're on your own.

I don't need to hear anymore about it from you. Have a happy what's coming, expert.

Airforceone

You just want to turn a blind eye to what's not working and ignore the parts that are working what I am saying and continue to say don't repeal it fix it

Docadhoc Loc: Elsewhere

It was designed to fail idiot. You have ZERO knowledge.

It's your family.

Airforceone

Designed to fail what the hell are you talking about.

cair k

What we all know. Unless you're on welfare and food stamps and have been put on Medicaid and Medicare at Social Security seniors expense, you can't afford it. It's putting people out of work by closing down small businesses. And it's causing bigger businesses to put formerly full time employees on part time employment. This nation is coming apart at the seams and Obamacare is one of the major problems causing stunted growth. If it works for some ---great, but what about the many that it hasn't and will not in the future wrk for?

Docadhoc Loc: Elsewhere

TD you waste not.just my time but everyone else's here.

I have explained in detail on several different threads you have been on. I have specifically told you and now you want to play stupid.

I told you before it's your family.

When you finally get it, punch yourself in the mouth for being such an uncaring fool about your own family.

You deserve what you get. They don't. You do, and thanks to.you they'll get it also.

Take your act somewhere else and stop your act about.your son
If you cared you would have listened. You truly have a small mind.

Airforceone

How many small businesses have closed down give me some idea. After all 85% of small businesses provided healthcare before the ACA. So now tell me how many small businesses have gone out of business because of the ACA. Just remember people go out of business for various reasons.

cair k

I know for a fact, personal experience, the small business owner who provided medical insurance before Obama care couldn't afford to continue on Obamacare and were forced to let some employees go. Those people had to go on unemployment until they found a new job or not. Maybe Obama found a new federal position, parttime for them. This is dumb to deny the truth!