Tomtrout wrote:
The US has an unemployment of 5% plus or minus. The average household income is about $1000 less than it was in 1999. How can this be possible with 95% employment? In 1999 the unemployment was higher The cost of healthcare insurance has risen in some cases as much as 40% and has tripled the deductible in the past 5 years. A report issued by the health department that the number of uninsured has been dramatically reduced. Since more money is flowing into healthcare insurers, why is the insurance premiums rising at a dramatic rate? My wife had a healthcare insurance policy with premiums of $187 per month with a $1500 deductible. This was cancelled because of Obamacare because it did not cover OB and well baby care. My opinion on abortion is not important but using our tax dollars and without our consent to provide for somebody else's abortion is insulting.
In 1999 I was making around $15 an hour with a Masters degree. Now a high school drop out is demanding the same wage even though average income has remained stagnant during this time between now and 1999. When I finished school being unemployed was never an issue. I already had a job with Uncle Sam whether I wanted it or not. I have worked hard for years with most weeks of over 40 hours at work. I was denied access to the VA healthcare system because they said that I made too much money with 2 part time jobs and Social Security income.
What the hell did I do wrong?
The US has an unemployment of 5% plus or minus. Th... (
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You didn't become very rich - or very poor. You see, the folks in the middle get shafted, all the time, every time. Years ago, I had to quit work because of a neck injury, which later required expensive surgery. I had no job and no insurance at the time, but could receive no assistance because I made too much money - the year before. Did they think I saved every dime of the previous years income "just in case", or did they understand that those funds were used to pay for a car, home, fuel, utilities and so forth? They didn't even try to understand, it wasn't their job, they just did what the law said to do - and I was left with a $125,000 bill I couldn't possibly pay.
Since that time, I often wondered how folks on public assistance were able to live better than I did, in many cases, so I had a look. Now, I survived those terribly lean years, only because my wife was able to continue working, and because of her income, we were right at the "Federal poverty" level. The Federal poverty level kept me from getting any assistance, even after my punishment year had expired. Just what the hell is the federal poverty level anyway? Turns out, it is some eggheads in DC, some faceless bureaucrats, who determine how much money a person has to have to survive so that anything below that is "poverty".
You see, the middle people can't get any help with a mortgage, but lower income people can get rental assistance. Ah, home ownership is the difference. Had we not purchased a home, we would have been better off. Why? Because a home is considered an investment, that you can sell or borrow against to pay your bills - or get kicked out of. One must either become very wealthy, not needing any help, or one must get rid of everything one owns and have worked for, for years, or one must make it on one's own. To add insult to injury, I had to pay real estate and property taxes on what I owned just to keep it, even after struggling to pay for it - and the State took what measly tax refunds we had to pay my medical bill. I could have let the State take all my stuff for non payment of taxes, and then qualified for assistance, or I could have made sacrifices and suffered for years and keep my shit. I chose the later solution. I still don't have any money - but I own my home outright and they'll have to kill me to get me out - or raise my taxes so high I can't pay them, then they can legally kick me out of my own home.
I repaid a mortgage company for my home - and have to constantly bribe the State to let me stay in it.