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Can somebody please explain something for me?
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Nov 20, 2023 13:11:50   #
Ranger7374 Loc: Arizona, 40 miles from the border in the DMZ
 
Recently Westlake financial sued me over a motor vehicle I co-buyed on.

The question is this, when three parties enter into a contract, and one of the parties commits fraud, does the contract still stand as signed?

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Nov 20, 2023 13:28:09   #
Liberty Tree
 
Ranger7374 wrote:
Recently Westlake financial sued me over a motor vehicle I co-buyed on.

The question is this, when three parties enter into a contract, and one of the parties commits fraud, does the contract still stand as signed?


Who committed the fraud?

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Nov 20, 2023 18:42:22   #
Ranger7374 Loc: Arizona, 40 miles from the border in the DMZ
 
My ex girlfriend, I suffered losses, heavy losses. Chase JP Morgan Bank not only closed her account but mine too.

We broke up with an agreement she takes care of her bills, I take care of mine. This was not honored, apparently I'm responsible for everything.

I just don't understand why I'm responsible for her bill, when she committed fraud causing me to leave.

If you are under contract, say for employment, in general contract law, then your employer can break the contract due to fraud, but apparently in this case, that is not "material fact" and how is it so?

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Nov 20, 2023 18:43:18   #
Ranger7374 Loc: Arizona, 40 miles from the border in the DMZ
 
I'm going to be force to file bankruptcy now.

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Nov 20, 2023 18:47:01   #
Ranger7374 Loc: Arizona, 40 miles from the border in the DMZ
 
Oh and here's the other thing, as shown by my witnesses, she was harassed into committing the fraud, and then abandoning the motor vehicle. But I'm responsible? I don't understand. In addition apparently the finance companies can change at will definitions of co-buyer and cosigner. As well as turn one contract into two.

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Nov 20, 2023 18:47:31   #
Ranger7374 Loc: Arizona, 40 miles from the border in the DMZ
 
I just don't understand. And can't afford a lawyer.

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Nov 20, 2023 21:52:11   #
elledee
 
I had some serious legal issues once when I had no money to speak of, I went to legal aid and they got me thru it.My heart goes out to you because I know how you must feel. I took a huge financial bath as a result of someone I was involved with.

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Nov 20, 2023 22:13:27   #
AuntiE Loc: 45th Least Free State
 
Ranger7374 wrote:
My ex girlfriend, I suffered losses, heavy losses. Chase JP Morgan Bank not only closed her account but mine too.

We broke up with an agreement she takes care of her bills, I take care of mine. This was not honored, apparently I'm responsible for everything.

I just don't understand why I'm responsible for her bill, when she committed fraud causing me to leave.

If you are under contract, say for employment, in general contract law, then your employer can break the contract due to fraud, but apparently in this case, that is not "material fact" and how is it so?
My ex girlfriend, I suffered losses, heavy losses.... (show quote)


If you have a law school nearby, check and see if any senior law students help with such matters. They cannot file paperwork, etc, yet may be able to,help sort out the contract law involved p.

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Nov 20, 2023 23:43:06   #
Ranger7374 Loc: Arizona, 40 miles from the border in the DMZ
 
AuntiE wrote:
If you have a law school nearby, check and see if any senior law students help with such matters. They cannot file paperwork, etc, yet may be able to,help sort out the contract law involved p.


I would love to do that, but the judge rendered summary judgement against me stating "no material fact"

Therefore it seems that, like usual there are "rules for me and not for thee"

Therefore I need the question answered by the courts that if three parties enter into a contract, where one party harrasses the other two, to the point of harassing the second party to the point she commits fraud and abandonment of the property, then the other party is then sued for the contract? Is that legal....

I know it's unethical and immoral but is it legal?

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Nov 20, 2023 23:45:31   #
Ranger7374 Loc: Arizona, 40 miles from the border in the DMZ
 
And AuntiE if it is legal, then it would follow, in general contract law, that no one can be fired for the reason of fraud. That's appalling. Justice requires an answer.

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Nov 21, 2023 00:02:15   #
AuntiE Loc: 45th Least Free State
 
Ranger7374 wrote:
I would love to do that, but the judge rendered summary judgement against me stating "no material fact"

Therefore it seems that, like usual there are "rules for me and not for thee"

Therefore I need the question answered by the courts that if three parties enter into a contract, where one party harrasses the other two, to the point of harassing the second party to the point she commits fraud and abandonment of the property, then the other party is then sued for the contract? Is that legal....

I know it's unethical and immoral but is it legal?
I would love to do that, but the judge rendered su... (show quote)


Have the law student, if available, go through all your “stuff” on this matter.

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Nov 21, 2023 10:46:36   #
permafrost Loc: Minnesota
 
Ranger7374 wrote:
I'm going to be force to file bankruptcy now.


This truly sucks... I called my son the lawyer on your question.. He is not a contract specialist but he said so many variables with exactly how and with who the contract was written that he sees no way for you to avoid getting a good lawyer to review and read every word of the contract and have a look at the details of the entire situation..

Sad to say, he feels you are the victim but it will cost you. A lot.. he says protect yourself as much as you can.. sue the ex girl and even the 3rd party if it is deemed possible under the law.. when it is all done, sue to recover all your lost $$$ if possible..

not much help I know.. so good luck and fight hard.. do not go soft because you once cared for the lady.. she did the fraud, make the world know it..

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Nov 21, 2023 10:56:36   #
permafrost Loc: Minnesota
 
Ranger7374 wrote:
I would love to do that, but the judge rendered summary judgement against me stating "no material fact"

Therefore it seems that, like usual there are "rules for me and not for thee"

Therefore I need the question answered by the courts that if three parties enter into a contract, where one party harrasses the other two, to the point of harassing the second party to the point she commits fraud and abandonment of the property, then the other party is then sued for the contract? Is that legal....

I know it's unethical and immoral but is it legal?
I would love to do that, but the judge rendered su... (show quote)


sad to say, yes it is often legal..

Once years ago. I was held responsible for an expanded credit card I had cosigned for my little girl going to college..

I avoided in the end, the CC company had extended the limit on the card without my input and they did not bother to tell me this little detail.. Now your situation is different but the failure to reveal all the details is very common and you need a knowledgeable person to have a good look at it... AuntiE and Elle both had good ideas on that task.

Also, keep in mind that people such as you and I tend to see what seems logical and reasonable,, but we are not aware of the point of law.. you must have some sort of legal help in your state.. do not be hesitant to ask for it..

.

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Nov 21, 2023 13:59:46   #
Radiance3
 
Ranger7374 wrote:
Recently Westlake financial sued me over a motor vehicle I co-buyed on.

The question is this, when three parties enter into a contract, and one of the parties commits fraud, does the contract still stand as signed?

=============
The 3 of you are co borrowers?

Coborrowers, the three of you are responsible for the debt. And if one or 2 failed to pay, you will be stocked up for the remaining debt. You can sue the person, but perhaps it will cost more than what you get by suing.

Some lenders foreclose the sale, take back the car if unable to pay. But others don't. They force to pay with late fees, and damages.

Auntie is right. Call the Legal Dept. of a University close by. Their law school has a department that answers basic questions like yours.  

It is not a good idea to enter a contract with anybody who does not have credibility and integrity. This time, I think you will be responsible for the loan balance, unfortunately. But please ask further the legal office of a law school dept.

Good luck, I hope you find a better solution!

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Nov 21, 2023 15:29:28   #
Wonttakeitanymore
 
Ranger7374 wrote:
I just don't understand. And can't afford a lawyer.


Go to legal aid!

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