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Finally GOP Healthcare that fits there ideology
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Sep 22, 2017 10:43:28   #
JFlorio Loc: Seminole Florida
 
So glad to hear she's still doing well. I get sick of people like perm who believe anything their masters tell them. My wife had to have a hip ligament operation. The doctors wouldn't even talk to her until I gave them a check for $7000.00 (1/2 of family deductible). Said the operation could be done for $15,000 cash. They charged the insurance company after the deductible $56,000.00. The doctors that could have done her operation were five miles away. Unfortunately they weren't in network so had to drive thirty miles, but perm and other lemmings will tell everyone how great it is.
archie bunker wrote:
Remember when my daughter had cancer Jim? The battle with the insurance, and the out of pocket expenses were horrible. Had she gone along, and done what they wanted her to, she would have lost the entire roof of her mouth, and the cancer could have spread all over her body. Thank God she's a fighter, and had a lot of good people helping her!

Reply
Sep 22, 2017 10:56:06   #
archie bunker Loc: Texas
 
JFlorio wrote:
So glad to hear she's still doing well. I get sick of people like perm who believe anything their masters tell them. My wife had to have a hip ligament operation. The doctors wouldn't even talk to her until I gave them a check for $7000.00 (1/2 of family deductible). Said the operation could be done for $15,000 cash. They charged the insurance company after the deductible $56,000.00. The doctors that could have done her operation were five miles away. Unfortunately they weren't in network so had to drive thirty miles, but perm and other lemmings will tell everyone how great it is.
So glad to hear she's still doing well. I get sick... (show quote)


The difference between cash pay, and insured charges is another huge part of the problem. When I need blood work, I go to the lab, and pay 35.00. At the clinic they charge 175.00, and they have their own lab right there. I'll have insurance through work come December, but it's going to cost 450.00 a month for my wife, and I for a middle of the road plan.

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Sep 22, 2017 11:14:56   #
buffalo Loc: Texas
 
JFlorio wrote:
You believe this shill Arch? He doesn't have Obamacare but everything works just fine. He's full of shit. I work in an office that had four people that sold Medicaire Supplements and signed up people for Medicaire. There is only one now because of the rediculous cuts to them so the supposed navigators (idiots all) could make more. All insurance in Florida goes through the exchanges. We are down to two providers. Not much choice.


Medicare supplements are a ripoff! My Dad's younger brother (now 85) and his wife had one had 20 years at $400+/month. They are very healthy and never used it. 240 months times $400/month=$96,000. His wife a few months back had to have shoulder surgery. His supplement had to pay only $1200.00 which was only 20% of what Medicare allowed. Needl;ess to say he finally figured out that it was a ripoff because they could have easily paid that, so they dropped it.

MEDICARE SUPPLEMENTS LIKE "MEDICARE ADVANTAGE" ARE A FUCKING RIPOFF OF THE ELDERLY! In fact that's where the supposed cuts to Medicare the ACA did. They did not cut Medicare they cut the higher reimbursement rates to ripoff plans like Medicare Advantage.

Obviously no one read my post answering questions about Medicare for All costs, how it would be handled and how fraud would be reduced. Instead those opposed to it still believe the LIES, MYTHS, and PROPAGANDA of the private, for profit health INSURANCE corporations that steal $500 BILLION annually in profits by denying claims, high deductible and co-pays.

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Sep 22, 2017 11:46:44   #
permafrost Loc: Minnesota
 
JFlorio wrote:
So glad to hear she's still doing well. I get sick of people like perm who believe anything their masters tell them. My wife had to have a hip ligament operation. The doctors wouldn't even talk to her until I gave them a check for $7000.00 (1/2 of family deductible). Said the operation could be done for $15,000 cash. They charged the insurance company after the deductible $56,000.00. The doctors that could have done her operation were five miles away. Unfortunately they weren't in network so had to drive thirty miles, but perm and other lemmings will tell everyone how great it is.
So glad to hear she's still doing well. I get sick... (show quote)




OK J,\


My apologies..

I only know about my own state and about my own experiance.. It has gone smoothly for me and no one I know has these terrible problems other people report having..


Have a good day..

Reply
Sep 22, 2017 12:37:31   #
JFlorio Loc: Seminole Florida
 
Where as you believe the propaganda put out by government bureaucrats. It just depends on who you believe. I don't believe either.
buffalo wrote:
Medicare supplements are a ripoff! My Dad's younger brother (now 85) and his wife had one had 20 years at $400+/month. They are very healthy and never used it. 240 months times $400/month=$96,000. His wife a few months back had to have shoulder surgery. His supplement had to pay only $1200.00 which was only 20% of what Medicare allowed. Needl;ess to say he finally figured out that it was a ripoff because they could have easily paid that, so they dropped it.

MEDICARE SUPPLEMENTS LIKE "MEDICARE ADVANTAGE" ARE A FUCKING RIPOFF OF THE ELDERLY! In fact that's where the supposed cuts to Medicare the ACA did. They did not cut Medicare they cut the higher reimbursement rates to ripoff plans like Medicare Advantage.

Obviously no one read my post answering questions about Medicare for All costs, how it would be handled and how fraud would be reduced. Instead those opposed to it still believe the LIES, MYTHS, and PROPAGANDA of the private, for profit health INSURANCE corporations that steal $500 BILLION annually in profits by denying claims, high deductible and co-pays.
Medicare supplements are a ripoff! My Dad's younge... (show quote)

Reply
Sep 22, 2017 12:57:59   #
JFlorio Loc: Seminole Florida
 
Thought you were on Medicare?
permafrost wrote:
OK J,\


My apologies..

I only know about my own state and about my own experiance.. It has gone smoothly for me and no one I know has these terrible problems other people report having..


Have a good day..

Reply
Sep 22, 2017 13:40:07   #
mec2invest
 
WOW. Either you're a trust fund baby or a govt worker living off the taxpayers dime. First, all the taxes associated with the affordable care act are to be distributed to all the states with maybe the exception of the medical device tax (bad idea: only increases cost and hurts innovation). The mandatory requirement for individuals and companies goes away. You cannot have a one size fits all for healthcare. Totally ridiculous. There already are millions w/o health care (never signed up or opt out because they could not afford it). People with pre-exiting conditions will still be protected. By placing the money with the states, the money will be better spent as states are required to balance their budgets and they can determine how to better protect their citizens. We definitely do not need a fed govt HC program which will wind up being another costly govt agency. Look at TSA, Homeland Security, NSA, military complex. All are nothing but bloated agencies who spend $ like water with little regards to efficiency in the past. Russia and China can build a fighter jet for $20-30 million dollars but our new jets cost over $300 million. Good grief. When there is no accountability, this is what happens. This goes on throughout our Federal Government. Your democratic party borrowed all the money in the social security fund along with their our federal pension fund to pay for ridiculous spending. Now they call it trust funds with nothing but IOU'S backing it. They still continue to print hundreds of billions each year to fund all their programs with no regard for ever paying the principle back or figuring out how to pay for it without increasing taxes. Get over it: the affordable care act is not affordable. Take the family who makes $50K a year with $1500 monthly premiums with $8-12K deductibles. They cannot even take their kids to the doctor. They can't afford it. Before all this started, all immigrants had to do is show up at the county hospital and they had to be treated (paid for by county taxes). I'm not sure this was the cheapest way to handle the situation. They could have easily just mandated insurance companies to honor all preexisting condition patients. It would have been a lot simpler instead of destroying our healthcare system. Innovation is the way to go-not govt intervention.

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Sep 22, 2017 14:35:20   #
permafrost Loc: Minnesota
 
JFlorio wrote:
Thought you were on Medicare?


I am on medicare. But I was on MNCARE for 3 years before I was old and went on medicare.. So I, we as in family had some experience other then MC .

also have sons and daughters, mine and grand who have had some extensive issues.. My daughter in law had stage 4 (early) breast cancer when she was 38..

Before her treatments and surgery were finished, they were notified that the insurance co. coverage would be exceeded by the 4th of 6 surgeries.. Before ACA...

Lucky and kind, she has an uncle who owns a very successful accounting firm, she is a Lawyer. He created a way for her to be his employee and that covered the expenses..

They are now covers as most Americans by that provided by employers..

My only point would be that things were far from great for many people before the ACA.. I feel, with my limited knowledge, that we as a group are better off now then before. I would like to see the ACA "fixed" as needed, but so far, nothing requiring cooperation seems to be possible...

Reply
Sep 22, 2017 14:45:09   #
buffalo Loc: Texas
 
mec2invest wrote:
WOW. Either you're a trust fund baby or a govt worker living off the taxpayers dime. First, all the taxes associated with the affordable care act are to be distributed to all the states with maybe the exception of the medical device tax (bad idea: only increases cost and hurts innovation). The mandatory requirement for individuals and companies goes away. You cannot have a one size fits all for healthcare. Totally ridiculous. There already are millions w/o health care (never signed up or opt out because they could not afford it). People with pre-exiting conditions will still be protected. By placing the money with the states, the money will be better spent as states are required to balance their budgets and they can determine how to better protect their citizens. We definitely do not need a fed govt HC program which will wind up being another costly govt agency. Look at TSA, Homeland Security, NSA, military complex. All are nothing but bloated agencies who spend $ like water with little regards to efficiency in the past. Russia and China can build a fighter jet for $20-30 million dollars but our new jets cost over $300 million. Good grief. When there is no accountability, this is what happens. This goes on throughout our Federal Government. Your democratic party borrowed all the money in the social security fund along with their our federal pension fund to pay for ridiculous spending. Now they call it trust funds with nothing but IOU'S backing it. They still continue to print hundreds of billions each year to fund all their programs with no regard for ever paying the principle back or figuring out how to pay for it without increasing taxes. Get over it: the affordable care act is not affordable. Take the family who makes $50K a year with $1500 monthly premiums with $8-12K deductibles. They cannot even take their kids to the doctor. They can't afford it. Before all this started, all immigrants had to do is show up at the county hospital and they had to be treated (paid for by county taxes). I'm not sure this was the cheapest way to handle the situation. They could have easily just mandated insurance companies to honor all preexisting condition patients. It would have been a lot simpler instead of destroying our healthcare system. Innovation is the way to go-not govt intervention.
WOW. Either you're a trust fund baby or a govt wor... (show quote)


LOL! Where do you get that states are required to balance their budgets? Almost half are already broke.

http://www.zerohedge.com/news/2015-05-11/almost-half-us-states-are-officially-broke

Despite its flaws (which can be fixed) the Medicare program is one of the better run agencies.

"According to the report by the Fiscal Times:

An increasingly impatient Congress has demanded that the Army achieve “audit readiness” for the first time by Sept. 30, 2017, so that lawmakers can get a better handle on military spending. But Pentagon watchdogs think that may be mission impossible, and for good reason…

The Defense Finance and Accounting Service (DFAS), the behemoth Indianapolis-based agency that provides finance and accounting services for the Pentagon’s civilian and military members, could not provide adequate documentation for $6.5 trillion worth of year-end adjustments to Army general fund transactions and data."

http://www.mintpressnews.com/audit-pentagon-cannot-account-6-5-trillion-dollars-taxpayer-money/219246/

Yet they continue with all the illegal, unConstitutional, immoral warmongering. Should the taxpayers continue to trust those idiots?

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Sep 22, 2017 14:48:54   #
JFlorio Loc: Seminole Florida
 
as far as I'm concerned health insurance sucked before and it sucks now. For me just more expensive. It would be nice if we could have an honest discussion in this country. Not one Republican voted for the ACA and not one Democrat will vote for the Republican bill. That tells me either way a sizable portion of the citizenry will be unhappy. The republicans gloss over coverage and the democrats gloss over rationing which happens in every single payer plan in the world. Someone needs to say exactly what each proposal costs and as Americans are we willing to pay that cost.
permafrost wrote:
I am on medicare. But I was on MNCARE for 3 years before I was old and went on medicare.. So I, we as in family had some experience other then MC .

also have sons and daughters, mine and grand who have had some extensive issues.. My daughter in law had stage 4 (early) breast cancer when she was 38..

Before her treatments and surgery were finished, they were notified that the insurance co. coverage would be exceeded by the 4th of 6 surgeries.. Before ACA...

Lucky and kind, she has an uncle who owns a very successful accounting firm, she is a Lawyer. He created a way for her to be his employee and that covered the expenses..

They are now covers as most Americans by that provided by employers..

My only point would be that things were far from great for many people before the ACA.. I feel, with my limited knowledge, that we as a group are better off now then before. I would like to see the ACA "fixed" as needed, but so far, nothing requiring cooperation seems to be possible...
I am on medicare. But I was on MNCARE for 3 years ... (show quote)

Reply
Sep 22, 2017 15:00:25   #
permafrost Loc: Minnesota
 
JFlorio wrote:
as far as I'm concerned health insurance sucked before and it sucks now. For me just more expensive. It would be nice if we could have an honest discussion in this country. Not one Republican voted for the ACA and not one Democrat will vote for the Republican bill. That tells me either way a sizable portion of the citizenry will be unhappy. The republicans gloss over coverage and the democrats gloss over rationing which happens in every single payer plan in the world. Someone needs to say exactly what each proposal costs and as Americans are we willing to pay that cost.
as far as I'm concerned health insurance sucked be... (show quote)




J,

I think you are pretty much right with all that... A sad mess indeed..

Reply
 
 
Sep 22, 2017 15:15:34   #
buffalo Loc: Texas
 
JFlorio wrote:
as far as I'm concerned health insurance sucked before and it sucks now. For me just more expensive. It would be nice if we could have an honest discussion in this country. Not one Republican voted for the ACA and not one Democrat will vote for the Republican bill. That tells me either way a sizable portion of the citizenry will be unhappy. The republicans gloss over coverage and the democrats gloss over rationing which happens in every single payer plan in the world. Someone needs to say exactly what each proposal costs and as Americans are we willing to pay that cost.
as far as I'm concerned health insurance sucked be... (show quote)


They do if you look in the right places...

http://www.nytimes.com/2017/07/07/upshot/why-single-payer-health-care-saves-money.html

It's is not so much of the cost as it is how much will be saved by eliminating ridiculously high health INSURANCE premiums. Starting with the $500 BILLION that private, for profit health INSURANCE extorts from the health CARE system in profits annually. Sure taxes would increase but by less than what taxpayers are currently doling out for health INSURANCE premiums and deductibles thus saving them money.

http://www.pnhp.org/news/2013/july/%E2%80%98medicare-for-all%E2%80%99-would-cover-everyone-save-billions-in-first-year-new-study

One thing that Holland and I do agree on is that there is more than one way to skin a cat, so to speak. We could have an excellent national debate about which type of single payer healthcare system we support – a fully socialized system like the Veteran’s Health Administration, a national health service, or a socialized payer with multiple types of providers as in the Expanded and Improved Medicare for all Act. At the basis of our discussion must be the principles that every person in the US deserves high quality health care without financial barriers.

http://www.counterpunch.org/2017/08/09/improved-medicare-for-all-is-the-answer/

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Sep 22, 2017 15:59:28   #
mec2invest
 
It's a shame the affordable care act is anything but affordable and is quickly dying. Most middle class families (50-70k incomes) are ending up with a one size fits all policy which turns out to be an expensive catastrophic plan ($1500/month premiums with $8 to $10k deductibles. They can't afford to take their children to the doctor after paying the premiums. That's totally ridiculous. Previously, all people who had no insurance just went to the county hospital emergency room for treatment. If they could not pay, the taxpayer picked it up. All the democrats had to do was pass a law for insurance companies to cover citizens with pre-existing conditions period. Most people would have favored this. Instead, they basically have disrupted the whole healthcare world with a typical government over expansive, over priced product. Look at our military: it cost the Chinese and Russians 20 million to build a fighter jet yet our own F35 started at $160 million now down to $100 million (Thanks to Trump). Every govt agency has a bloated budget. The current proposed healthcare bill will keep the current taxes ( except for health equipment) and pass it to the states who will obviously perform a better job than our federal govt. We either pass it to the states or keep it with our fed govt. who continues to print hundreds of billions of dollars a year to pay for programs they cannot afford. Congress has already borrowed all the social security trust fun (backed up by nothing but an IOU) and their own Govt pension fund to pay for programs that we cannot afford without printing money. Is this what you want to continue till the US govt files for bankruptcy. Yes we can continue printing dollars till nobody wants them ( Have you looked at cryptocurrency lately). Too many people have lost trust in our Federal Govt to make the choices necessary to get to a balanced or sustainable budget which is causing people to look at alternatives (bitcoin). Get over it: we are not Europe: they only have populations 5-60 million per country who have instituted some form of universal health care and half of them are at the doorstep of bankruptcy while the other half are not far behind. Maybe 2 or 3 small countries are successful at it but their populations are only a few million and they don't have an immigration crisis yet.

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Sep 22, 2017 17:00:06   #
wings Loc: Georgia
 
JFlorio wrote:
How many kids you kill this week Arch? I have to get off here for awhile I haven't reached my quota of dead kids yet. I believe ol nest has surpassed his daily quota of gin.


Sounds more like Moonshine to me.

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Sep 22, 2017 20:59:44   #
no propaganda please Loc: moon orbiting the third rock from the sun
 
archie bunker wrote:
Remember when my daughter had cancer Jim? The battle with the insurance, and the out of pocket expenses were horrible. Had she gone along, and done what they wanted her to, she would have lost the entire roof of her mouth, and the cancer could have spread all over her body. Thank God she's a fighter, and had a lot of good people helping her!


God was with her and we still pray that she will be in His hands for years to come, and remain cancer free..

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