Docadhoc wrote:
Unless you are on income related Medicaid, you have Medicare with a supplement that fills in what is called the Medigap. That is the "doughnut hole" in the coverage. The Medicare insurance covers you to a point, then stops, leaving the hole. Then the supplement covers you to a point. At that point you go in to catastrophic coverage and the original cuts back in according to Medicare law.
It is also possible that you have a Medicare Advantage Plan which is a private insurance available to Medicare qualified people. If you signed up for that type of plan, you no longer have Medicare. That type provides everything Medicare does plus extra coverage. It looks like original Medicare on your EOBs (Explanation of Benefits) papers except when it is providing coverage in the Medigap hole. If you have an advantage plan, you can shop around for a betterione is available in your area, and change over during open enrollment times.
Who provides your prescription coverage?
Why don't you call State Farm and ask them what coverage you have. Or you can call Medicare and ask them.
Do you need the coverage? I ask because people who struggle with Obamacare but don't need the coverage, really don't need to be paying for something they don't need and unfortunately, when the ACA was passed it tied every one to Obamacare even if they have private insurance.
Unless you are on income related Medicaid, you hav... (
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Humana covers my prescriptions as of now and I am not to happy with them at present as they have move a couple of medicines that were in tier two and tier one respectively into tier three raising my costs many fold.