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3 Reasons Obamacare Hurts Low-Income College Students (From One)
Oct 4, 2013 08:26:25   #
bmac32 Loc: West Florida
 
Alejandra makes Obamacare sound great. Yet most of the liberal pundits and legislators speaking for socioeconomically disadvantaged kids in school have no idea what it’s like to be one. As a recent grad from that demographic, I have three reasons Obamacare hurts low-income college students:
1. The Individual Mandate is Not Compatible with Financial Aid

Financial aid is based on the difference between an individual’s estimated family contribution (EFC) and cost of attendance (COA). However, the cost of health insurance is rarely considered part of COA. This means kids who have a very low EFC and can barely afford school have to pay insurance premiums thanks to the individual mandate.

Those who say the fee will not apply to struggling students are the most out-of-touch. Not only are scholarship grants over the COA considered taxable income, but the poorest often work while in school and make enough money to be slammed by the fee. The individual mandate was already implemented years ago at most public and private universities – it has already done damage to the most financially needy students.
2. Keeping Parents’ Plans Until Age 26 Hurts the Poor

Most Supporters claim Obamacare will increase competition among insurance companies to provide low-cost plans to the poor who were suffering before—a true bleeding-heart story. Yet the provision that children are covered by their parents’ plan until age 26 hurts the poor the most.

The worst off parents don’t have health insurance and will likely opt to pay the $95 fee. As a result, the rich kids will relax and have several years out of college to find a job with benefits while the poor kids (whom Obamacare claims to help the most) will be forced to sign up for wh**ever plans are left over before the higher $695 fee hits.
3. The Economic Fallout Makes College Less Valuable

For most wealthy families, college is a given. Poor families, however, often send their children to college with great sacrifice – even if the student earns a full ride there are difficulties: perhaps the student was expected to work in the family business, look after many siblings, or add to the household income. This is especially true for first-generation students. It is difficult, but it is also a time-honored part of the American Dream.

The American Dream is at stake. If Obamacare continues to cause employers to avoid hiring the 50th worker and cut back on employment hours, then the prospects for college graduates will only go from bleak to worse. A low-income student may weigh the odds and simply decide it’s not worth it anymore.

http://townhall.com/tipsheet/nicolebailey/2013/10/03/3-reasons-obamacare-hurts-lowincome-college-students-from-one-n1715322

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Oct 4, 2013 08:32:07   #
Dummy Boy Loc: Michigan
 
bmac32 wrote:
Alejandra makes Obamacare sound great. Yet most of the liberal pundits and legislators speaking for socioeconomically disadvantaged kids in school have no idea what it’s like to be one. As a recent grad from that demographic, I have three reasons Obamacare hurts low-income college students:
1. The Individual Mandate is Not Compatible with Financial Aid

Financial aid is based on the difference between an individual’s estimated family contribution (EFC) and cost of attendance (COA). However, the cost of health insurance is rarely considered part of COA. This means kids who have a very low EFC and can barely afford school have to pay insurance premiums thanks to the individual mandate.

Those who say the fee will not apply to struggling students are the most out-of-touch. Not only are scholarship grants over the COA considered taxable income, but the poorest often work while in school and make enough money to be slammed by the fee. The individual mandate was already implemented years ago at most public and private universities – it has already done damage to the most financially needy students.
2. Keeping Parents’ Plans Until Age 26 Hurts the Poor

Most Supporters claim Obamacare will increase competition among insurance companies to provide low-cost plans to the poor who were suffering before—a true bleeding-heart story. Yet the provision that children are covered by their parents’ plan until age 26 hurts the poor the most.

The worst off parents don’t have health insurance and will likely opt to pay the $95 fee. As a result, the rich kids will relax and have several years out of college to find a job with benefits while the poor kids (whom Obamacare claims to help the most) will be forced to sign up for wh**ever plans are left over before the higher $695 fee hits.
3. The Economic Fallout Makes College Less Valuable

For most wealthy families, college is a given. Poor families, however, often send their children to college with great sacrifice – even if the student earns a full ride there are difficulties: perhaps the student was expected to work in the family business, look after many siblings, or add to the household income. This is especially true for first-generation students. It is difficult, but it is also a time-honored part of the American Dream.

The American Dream is at stake. If Obamacare continues to cause employers to avoid hiring the 50th worker and cut back on employment hours, then the prospects for college graduates will only go from bleak to worse. A low-income student may weigh the odds and simply decide it’s not worth it anymore.

http://townhall.com/tipsheet/nicolebailey/2013/10/03/3-reasons-obamacare-hurts-lowincome-college-students-from-one-n1715322
Alejandra makes Obamacare sound great. Yet most of... (show quote)


If it were up to me, I would wave your colleges costs...I'm sorry that schooling costs are forcing you at such a young age into bankruptcy. Our priorities are so upside down.

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Oct 4, 2013 08:48:59   #
bmac32 Loc: West Florida
 
I look at the schools and all I see is a training ground for left wing. They have forgotten to teach or train for tomorrow.



Dummy Boy wrote:
If it were up to me, I would wave your colleges costs...I'm sorry that schooling costs are forcing you at such a young age into bankruptcy. Our priorities are so upside down.

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Oct 4, 2013 09:14:11   #
Dummy Boy Loc: Michigan
 
bmac32 wrote:
I look at the schools and all I see is a training ground for left wing. They have forgotten to teach or train for tomorrow.


I have a degree in Engineering, there was no political leaning either way.

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Oct 4, 2013 09:23:07   #
bmac32 Loc: West Florida
 
Didn't say all schools but it's creeping into high schools as well in history and sociality.


Dummy Boy wrote:
I have a degree in Engineering, there was no political leaning either way.

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Oct 5, 2013 23:09:38   #
katz Loc: washington
 
bmac32 wrote:
Didn't say all schools but it's creeping into high schools as well in history and sociality.


Charter schools anyone. Community Colleges are a excellent and inexpensive alternative to expensive Universities. I know because I am attending one myself. :-D .

BTW. I'm 59 yrs. old. It's never too late. :P

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Oct 5, 2013 23:22:00   #
AuntiE Loc: 45th Least Free State
 
bmac32 wrote:
I look at the schools and all I see is a training ground for left wing. They have forgotten to teach or train for tomorrow.


Hand up here. I absolutely do not know the professor's name; however, he has a hot government class. Students have tried every way possible to find his political beliefs and have failed!!!! He teaches straight government and HURRAY the Constitution. He requires EVERY student to have a copy of it every time class meets. Really frightening part is, he teaches in a VERY liberal university.

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