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“Lyin’ Ted”, as Trump used to call him, is at it again.
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Oct 17, 2020 04:49:29   #
WEBCO
 
Barracuda2020 wrote:
Don't get pissed off at me because I know what I'm talking about. I never think I'm the smartest one in the room, I'm just posting what I know or think I know like every other schmuck here. If I'm wrong then prove it. I'm not saying this is a golden goose, but it certainly is not a so called disaster as Trump and republicans keep saying, that's total BS. The Insurance companies don't like having to pay claims, they have had record profits for years.

Yes they're are problems, so lets fix them and not throw the baby out with the bath water. A fact is many more people have insurance now that never had any before, that BTW saves us all money.
Don't get pissed off at me because I know what I'm... (show quote)


20,000,000 people got insurance, most had pre-existing conditions, and 30,000,000 lost the insurance "that they chose" to buy. How do you think that that saves "us" money.

Obamacare threw out the baby and kept the bath water. It "was" a disaster for me and my family. It was an unmitigated failure for millions of Americans. It cost me, as a sole provider for me, and my family about $20,000 a year in penalties and out of pocket costs. My work place insurance cost me, and my family of 4, around $400 a month with a $1,500 total deductible. With Obamacare my premium would have been $800 a month, with a $10,000 deductible per person. I couldn't afford that, and saw NO benefit in it, so the government taxed me for having the gaul to pay cash for services rendered by my own doctors.

Don't get me wrong, I love the pre-existing condition clause, my wife has a pre-existing condition. I don't "expect" other people to help me pay for that though.

Why is it that the progressive left thinks that they know what's better for me, and my family, than I do?

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Oct 17, 2020 08:56:02   #
RandyBrian Loc: Texas
 
JFlorio wrote:
I didn't necessarily call Barracuda an i***t. Pretty much how I feel about progressives. You are just much nicer than I am. If they really do look at things the way you describe they might not be i***ts but they look at things i***tically.


Agreed. And I do try to be nice, not always with the best of results. I do not deliberately offend. But I admit to being puzzled in this post. Barracuda accused me three times of saying, or maybe implying, things that I neither said nor intended. What's up with that? Or is it simply a tactic to irritate?

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Oct 17, 2020 09:03:24   #
RandyBrian Loc: Texas
 
WEBCO wrote:
I was responding to Barracuda2020, you mistook my comments. I am totally against Obamacare.


Opps! You are absolutely right! My very sincere apologies to both you and Barracuda. I thought it was Barracuda responding to me. I am embarrassed that I made such a stupid mistake. Please accept my apologies as I chew on this tough overcooked piece of crow.

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Oct 17, 2020 09:07:08   #
Army
 
I try to but some here just like to cause problems get you in a conversation that in no way they intend to share understanding or t***h if a matter . Lot joker's just like waste other's time you have to wonder if bots or plants being ignorant isen't wise . Share some wisdom not bull crap . Thanks to ones that can share wisdom an rest stay home the ego dies in it's own glass cage .

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Oct 17, 2020 09:12:02   #
Cuda2020
 
JFlorio wrote:
Fact. Many more people lost the insurance they liked and it got way more expensive for a lot of us. Fact. I work with a healthcare expert so I absolutely know the problems with the ACA. If that’s not good enough I guess you’re just to convinced you are right.


Show me the facts, you saying something is a fact doesn't make it so.

Insurance always goes up exponentially not because of the ACA, it's if they have to pay more out , which I'm sure they did.

It's not about the ACA, it is about why do we pay so much more compared to our neighboring countries. Solve that and we'll solve this entire expense issue. Why do Americans pay so much more for the same thing?

People who lost insurance did so due to them being bad policies and not meeting the standard, wasn't it about time there was one?

If you slept in a building that say didn't have standard fire or building codes, everything is fine, until there's a fire, then it can cost you your life. Insurance works similar, you don't need it until its needed.

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Oct 17, 2020 09:20:09   #
RandyBrian Loc: Texas
 
WEBCO wrote:
20,000,000 people got insurance, most had pre-existing conditions, and 30,000,000 lost the insurance "that they chose" to buy. How do you think that that saves "us" money.

Obamacare threw out the baby and kept the bath water. It "was" a disaster for me and my family. It was an unmitigated failure for millions of Americans. It cost me, as a sole provider for me, and my family about $20,000 a year in penalties and out of pocket costs. My work place insurance cost me, and my family of 4, around $400 a month with a $1,500 total deductible. With Obamacare my premium would have been $800 a month, with a $10,000 deductible per person. I couldn't afford that, and saw NO benefit in it, so the government taxed me for having the gaul to pay cash for services rendered by my own doctors.

Don't get me wrong, I love the pre-existing condition clause, my wife has a pre-existing condition. I don't "expect" other people to help me pay for that though.

Why is it that the progressive left thinks that they know what's better for me, and my family, than I do?
20,000,000 people got insurance, most had pre-exis... (show quote)


Webco, thanks so much for your input to this thread. I know the experiences of several friends with ACA, and I know my own, and I know a little more from the articles I've read. But you are far more knowledgeable about the specifics than I am, and you have added a lot to my knowledge about the issue. I appreciate it. As for Barracuda, he/she/it is still blaming the high costs and loss of coverage on the insurance companies. Barracuda is smarter than that, so I have to assume they are deliberate lies. The insurance companies were not taken over by ACA, but everything they did, and every change they made, was MANDATED by ACA. Barracuda knows that. Just doesn't want to admit it.

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Oct 17, 2020 09:45:01   #
bmac32 Loc: West Florida
 
Who decides it's a bad policies, the user and the policy was ripped right out from under the user because the government said it was bad.





Barracuda2020 wrote:
Show me the facts, you saying something is a fact doesn't make it so.

Insurance always goes up exponentially not because of the ACA, it's if they have to pay more out , which I'm sure they did.

It's not about the ACA, it is about why do we pay so much more compared to our neighboring countries. Solve that and we'll solve this entire expense issue. Why do Americans pay so much more for the same thing?

People who lost insurance did so due to them being bad policies and not meeting the standard, wasn't it about time there was one?

If you slept in a building that say didn't have standard fire or building codes, everything is fine, until there's a fire, then it can cost you your life. Insurance works similar, you don't need it until its needed.
Show me the facts, you saying something is a fact ... (show quote)

Reply
 
 
Oct 17, 2020 09:55:07   #
Carol Kelly
 
Tarheel630 wrote:
In 08’ I was paying $7200 for healthcare for both me and my wife with a $2500 deductible that included both. Of course I was happy with it and Obama said I could keep it but then they could no longer compete just like he wanted and I lost it. I signed up for BC/BS, which was about $400 more per month which continued to increase until 2016 it was over $21,300/ yr. with a $5500 deductible for me and $5500 for my wife. We were both approaching our 60’s with NO health issues. I finally said screw it, this is more than my mortgage. I am now on Medicare and she was lucky enough to get it thru a new employer. People say Trump lies, but he has NEVER said or done anything that was so devastating to me and millions of others as Obama. Our healthcare system is so phucked up now and will never return to what it was. It would have been far better to raise taxes a small amount and move those 14 million to Medicaid where 12 million ended up anyway. It was never 20 million. He was a lying black c_ck sucker with a senile side kick now running for President.
In 08’ I was paying $7200 for healthcare for both ... (show quote)


That’s what I’ve been talking about!!

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Oct 17, 2020 09:55:36   #
Carol Kelly
 
bmac32 wrote:
Who decides it's a bad policies, the user and the policy was ripped right out from under the user because the government said it was bad.


It was bad government.

Reply
Oct 17, 2020 10:04:47   #
SSDD
 
Blade_Runner wrote:
Why should a healthy, unmarried young man pay for a******ns, maternity care, mastectomies, uterine infections, ovarian cancer, t*********r surgery, and birth control pills?

Why should a healthy, unmarried young woman pay for erectile dysfunction, prostate cancer, male enhancement, a******ns, t*********r surgery, and Viagra?


Actually..... IF you have health insurance at all and your health insurance offers plans with coverage for those things, technically you ARE paying for those things anyways. That is how health insurance works, those insured by the provider either pay their premiums or some entity pays their premiums for them, those paid premiums cover operating costs and if the companies and shareholders get their way, healthy profit margins to boot. Every plan sold is part of those operating costs, therefore you DO pay for those things, whether you chose to acknowledge that or not. Even if your medical bills covered by your plan AFTER deductible, run as high as your premiums are set to cost... EVER seen how fast premiums can skyrocket if they aren't making their desired margins?

Insurance runs on the principle that no two policy holders are exactly alike and they count on healthier holders offsetting less healthy policy holders. That said, IF your medical bills consistently exceed your premiums, those premiums race to try to catch up. Insurance companies aren't exactly non-profit charity foundations after all, they are more akin to a casino than a thrift shop.

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Oct 17, 2020 10:08:40   #
bmac32 Loc: West Florida
 
And who ran the government? Whom forced this bill through the government on Christmas with nothing but democratic v**es?





Carol Kelly wrote:
It was bad government.

Reply
 
 
Oct 17, 2020 10:13:47   #
RandyBrian Loc: Texas
 
SSDD wrote:
Actually..... IF you have health insurance at all and your health insurance offers plans with coverage for those things, technically you ARE paying for those things anyways. That is how health insurance works, those insured by the provider either pay their premiums or some entity pays their premiums for them, those paid premiums cover operating costs and if the companies and shareholders get their way, healthy profit margins to boot. Every plan sold is part of those operating costs, therefore you DO pay for those things, whether you chose to acknowledge that or not. Even if your medical bills covered by your plan AFTER deductible, run as high as your premiums are set to cost... EVER seen how fast premiums can skyrocket if they aren't making their desired margins?

Insurance runs on the principle that no two policy holders are exactly alike and they count on healthier holders offsetting less healthy policy holders. That said, IF your medical bills consistently exceed your premiums, those premiums race to try to catch up. Insurance companies aren't exactly non-profit charity foundations after all, they are more akin to a casino than a thrift shop.
Actually..... IF you have health insurance at all ... (show quote)


Everything you have posted is true. That's why competition is so important in this field (as in all fields) so that customers have an option to go elsewhere, and that provides a limiting factor on high costs. When our all wise and beneficent government gets overinvolved with unnecessary regulations and mandates, trying to make thing "fair", and/or when the government commits to making sure the industry (ANY industry) does not lose profit, that is when prices can and do skyrocket. ACA is a fine example of this fact.

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Oct 17, 2020 11:11:55   #
JFlorio Loc: Seminole Florida
 
RandyBrian wrote:
Agreed. And I do try to be nice, not always with the best of results. I do not deliberately offend. But I admit to being puzzled in this post. Barracuda accused me three times of saying, or maybe implying, things that I neither said nor intended. What's up with that? Or is it simply a tactic to irritate?


It's a tactic it uses when it really can't defend its position.

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Oct 17, 2020 11:16:29   #
RandyBrian Loc: Texas
 
JFlorio wrote:
It's a tactic it uses when it really can't defend its position.


Ah. All right. Thank you.

Reply
Oct 17, 2020 11:19:48   #
Cuda2020
 
WEBCO wrote:
So you agree then that the mandates for my family cost us our health insurance plan. ALL health insurance plans under Obamacare included prenatal care, a******ns, and a myriad of other requirements that people didn't want or need. Why were nuns forced to pay for a******ns, or prenatal care? You said you had it for a year, when you and your wife were in your 60s, if that's really the case didn't you object to paying for prenatal care and a******ns as well?


No, that's not what I was agreeing to, the rise of cost was due to several issues and it can go by changes from state to state and company to company. We need to make it a non political issue, be reasonable, ley people be able to make choices to their policy to their own needs, on that I agree.

You've gotten me confused with another poster speaking of having it for a year.

I do feel the government has a certain amount of responsibility to the protection, health and welfare of its citizens. It is its citizens that make the country. Citizens in turn need to be productive thereby securing its sovereignty.

[quote=WEBCO]So Obamacare "mandated" that you pay for the most expensive cable package available, even though you didn't want or need it. That's called coercion and it's illegal.

WEBCO wrote:
This last statement of yours has completely destroyed your argument for Obamacare! Believe me I knew every detail, in Obamacare, that I had to pay for and didn't want. You are correct that the process was tedious and complicated. The Obamacare website cost billions of dollars and didn't work. To say that wasn't the democrats and Obamas fault is disingenuous at best. If it wasn't their fault, who's fault was it? They rammed it through, on purely political lines, and forced every American to deal with it.

WEBCO wrote:
See I'm an independent, I don't v**e any party line. I'm not beholden to any party. Unfortunately, in my state of Arizona, that means that I don't get to v**e in general e******ns. I think that fact alone disenfranchises me. I only get to v**e for who the Republicans and democrats tell me my choices are. I would have v**ed for Ben Carson, if I had the choice.


This is not meant to offend, but I think you have that a little mixed up, it's not who you can v**e for, it's when and where. But with that said I agree with you, there is a disenfranchisement subjected to the independent/non affiliated v**er and it is unfair, I know I'm one too. It's BS, clear and simple and I don't understand the reasoning behind it.


The mandates in Obamacare are unconstitutional, period. Nobody, including the government, has the right to tell you or me what we "have to buy" Don't give me this garbage about car insurance...I don't own a car, I don't have to pay for car insurance. Obamacare is different...if I'm alive, and in America, I'm "forced/coerced" into paying for things I don't want. It's a dog, with fleas.
This last statement of yours has completely destro... (show quote)



WEBCO wrote:
If you,and your family, are in a position to help others with "THEIR" medical bills then go ahead. God bless you for it! I've done the same, when I could. It's not only the Christian thing to do, but the right thing to do, IMHO. When I haven't been able to help families, financially, my entire family is always willing to donate our time and energy. That being said...NOBODY, including the government, has the RIGHT to "force" me to do this.

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