Why should a healthy, unmarried young man pay for abortions, maternity care, mastectomies, uterine infections, ovarian cancer, transgender surgery, and birth control pills?
Why should a healthy, unmarried young woman pay for erectile dysfunction, prostate cancer, male enhancement, abortions, transgender surgery, and Viagra?
That's the way insurance works, money is "pooled". Everybody pays something so that the individual doesn't get wiped out by an occurrence. No different than car or home insurance.